Payali Ghosh — Operations Associate
Currently working in U.S. Mortgage Pre Underwriting Team in Cognizant. Review corresponding mortgages prior to purchase. Examine conventional, FHA, VA and USDA systems. Review Fannie Mae, Freddie Mae, FHA EAD, Title, Flood Insurance, Hazard Insurance, Deed of Trust, Compliance Certificate, Tax 4506T, all Mortgage Documents for funding. Develop a Core Logic Loan Safe Fraud Report. Examination of the loan and addition of a condition for any deficiencies or missing documentation. Evaluate the risk Involve the approval of a loan and verify whether it is acceptable by lender or investor guide or not. Maintain TAT, Accuracy of file and Service Level Standard.
Stackforce AI infers this person is a Mortgage Operations Specialist with expertise in compliance and quality assurance.
Location: Bengaluru, Karnataka, India
Experience: 7 yrs 10 mos
Skills
- Mortgage Operations
- Compliance Analysis
- Quality Control
Career Highlights
- Expert in U.S. mortgage operations and compliance.
- Proficient in data validation and documentation review.
- Strong track record in process improvement and quality management.
Work Experience
First American (India)
Senior Process Associate (3 mos)
Cognizant
Senior Process Executive (7 yrs 6 mos)
Process Executive (2 yrs 1 mo)
Cognizant Technologies Solutions India Pvt Ltd.
Senior Process Executive (7 yrs 7 mos)
Education
Master of Business Administration - MBA at SVKM's Narsee Monjee Institute of Management Studies (NMIMS)
Bachelor of Arts - BA at University Of North Bengal
Master of Business Administration at NMIMS CDOE
Bachelor of Arts at North Bengal University