Marc Massar

Co-Founder

London, United Kingdom21 yrs 9 mos experience

Key Highlights

Over 15 years of experience in the payments industry.
Expert in technology architecture and information security.
Proven track record in driving transformation agendas.

Stackforce AI infers this person is a Fintech leader with expertise in payments and technology architecture.

Contact

Skills

Core Skills

LeadershipRegulatory Compliance

Other Skills

Non-Executive DirectorBoard of DirectorsSecurityInformation SecurityPCI DSSEnterprise SoftwareCISSPEncryptionProduct ManagementMobile PaymentsStrategyPaymentsSecurity Architecture DesignPayment SystemsData Security

About

As a leader in technology and payments, Marc Massar has been sought after and consulted for assistance with political policy, strategic roadmaps and product development. Marc believes in building teams that deliver value to customers and has spent the last several years driving change and transformation agendas to that end. Marc holds a degree from Occidental College, is a Certified Information Systems Security Professional, an ISSAP and is also Infosec Assessment Methodology certified by the National Security Agency, and will do a lot for a Mountain Dew. Specialties: Marc's specializes in the financial services industry and has over 15 years of experience in the payments space. Other areas of expertise are, technology architecture, information security, product management, technology and business integration, highly-available systems, business process optimization, platform design, and most importantly problem solving.

Experience

21 yrs 9 mos

Total Experience

2 yrs 7 mos

Average Tenure

Current Experience

Aura labs

Founder

Sep 2025 – Present · 7 mos · United Kingdom · Hybrid

The way people buy and sell is fundamentally changing. As AI agents become trusted shopping companions for millions of consumers, commerce needs new infrastructure, one that connects buyers and sellers through intelligence, not just algorithms.
Aura Labs is building the platform that makes this possible.
We're creating a new model for agentic commerce where AI assistants can discover products, evaluate options, and transact on behalf of their users while protecting the privacy and sovereignty of both buyer and seller data. No surveillance. No exploitation. Just direct, intelligent connections between those who want to buy and those who want to sell.
What we believe:
Traditional commerce wastes 99.95% of attention. Search-based discovery forces buyers to hunt through endless results while sellers compete in attention auctions. Agent-enabled commerce changes this entirely—pre-qualified intent meets relevant supply, creating conversion rates 1,500x higher than traditional search.
What we're building:
Infrastructure that empowers AI agents to truly represent their users—understanding preferences, maintaining context, and acting with genuine intent. We give sellers the tools to be discovered by agents authentically, without surrendering their data or autonomy. The result is a marketplace where intelligence flows, privacy is preserved, and commerce becomes genuinely useful again.
The future of buying and selling isn't about better ads or smarter algorithms. It's about agents that know you, working with systems that respect everyone.

Alvarez & marsal

Senior Advisor

Jun 2025 – Present · 10 mos · United Kingdom · Remote

Virgin money

CIO, Core Banking and Payments, and regulatory Payments Director

Jun 2023 – Jun 2025 · 2 yrs · Hybrid

Oversaw build and run for all systems related to core banking, mortgages, treasury, commercial banking, and payments, ensuring regulatory compliance, business delivery, and availability and operational resilience.
Managed a diverse team responsible for ATMs, cash management, and payments risk.
Sponsored payments transformation programme for the bank which included establishing new infrastructure and new platforms to support growing business needs.

Non-Executive DirectorBoard of DirectorsLeadershipRegulatory Compliance

Dbs bank

Board Member

Apr 2023 – Jan 2026 · 2 yrs 9 mos · Singapore · Remote

Member of DBS Bank’s Board Technology Committee.

Boston consulting group (bcg)

Senior Advisor

Aug 2022 – Oct 2023 · 1 yr 2 mos · London Area, United Kingdom

Hsbc

Managing Director and CIO

Oct 2020 – Dec 2022 · 2 yrs 2 mos · Hybrid

Oversaw global technology platforms (change and run) for mobile, online, branch, CRM, and support channels in wealth, private, and retail banking.
Led a diverse team of approximately 6000 professionals across multiple regions, managing an annual budget of $600M USD.
Championed the integration of technology capabilities to enhance scalability and reuse across banking services.

Nets group

Chief Product and Technology Officer, Nets Merchant Services

Oct 2019 – Sep 2020 · 11 mos · Europe

Spearheaded the integration of product management, product marketing, and engineering and operations teams to enhance collaboration.
Fostered a customer-centric approach by embedding customers in the product development process.
Managed an annual budget exceeding €200M, ensuring strategic allocation of resources to maximize value for merchant customers.

Worldpay

2 roles

SVP, Head of Global Product Strategy, Innovation, Experience, and Standards

Aug 2018 – Oct 2019 · 1 yr 2 mos

This team served as a global product practice team that also built emerging products for the business. Some of the innovative products that came out of the team - Open Banking integrations for customers (AIS and PIS capabilities), a soft terminal that worked on mobile handsets without the need for an external POS device, a blockchain payments system for the airline and travel industries, and AI/ML payment optimisation tools.

CIO, Global eCom & Director, Solutions Engineering

Sep 2015 – Oct 2018 · 3 yrs 1 mo

Marc's role at Worldpay spans the business and technology divide and brings each side closer together to deliver on the strategic vision of the company. Equally comfortable speaking about bits, bytes, apps, disk, as well as interchange, channels, sales models, verticals, product, and strategy, Marc is able to bring this capability to Worldpay. The goal is to enable an engineering and technology led business and bring technology innovation forward into the business.

Jpmorgan chase & co.

Executive Director, Head of Product Strategy & Product Management, Chase Paymentech

May 2013 – Sep 2015 · 2 yrs 4 mos

Led a team of product and business owners managing product revenue of approximately $1.8B USD.
Developed and executed product roadmap and strategy for core acquiring acceptance solutions.
Oversaw the direction of services including acceptance, authorization, authentication, reporting, and settlement.
Collaborated with cross-functional teams to enhance merchant environments and improve overall service delivery.

Pci security standards council

Board of Advisors member

Sep 2011 – May 2013 · 1 yr 8 mos

I was one of VeriFone's PCI Board of Advisors representatives. The PCI Board of Advisors interacts with the PCI Executive Committee and Association representatives to offer insight into industry trends, market conditions, and community feedback around card data security.

Verifone

Principal Solutions Architect

Mar 2009 – May 2013 · 4 yrs 2 mos

With a strong strategic focus in product management I have helped VeriFone build its best-in-class credit card encryption products (VeriShield Total Protect). These products have been integrated in Several of the top 10 credit card payment processor environments. Additionally, I have worked on several key business initiatives working to integrate business and technology. I am currently working on VeriFone's next-generation product and services offerings.

Venafi, inc.

Principal Solutions Architect

Oct 2007 – Jan 2009 · 1 yr 3 mos

Venafi, Inc. provides systems management solutions for encryption technologies and allows customers to control and automate the full encryption key lifecycle. Venafi customers include at least 10 of the largest financial services firms as well as global telecommunications providers. As the Principal Solutions Architect, Marc heads Venafi's professional services team. In addition, Marc assists customers with encryption and key management strategy.

First data corporation

2 roles

Security Architect

Sep 2005 – Oct 2007 · 2 yrs 1 mo

The Security Architect is assigned to enterprise projects to insure that security policies and concerns are included in project design and implementation. Additionally, this role requires that the Architect work with other teams to evaluate application architecture, network infrastructure, new products, and other items related to new project design and rollout.

Director, Gateway Infrastructure and Security

Dec 2002 – Sep 2005 · 2 yrs 9 mos

The Director of Gateway Infrastructure and Security manages the day to day operations of First Data's Internet payment gateway. Network, UNIX, Windows, Security, and Database personnel report to the Director and are responsible for operating the hosts and devices that make up the Internet gateway for First Data. The gateway processed in excess of $5 billion in 2004.
Additionally, I managed a technical support team responsible for API merchant support.