Dr.Vikash Sadhu — CEO
With over 14 years of diversified experience across the banking and financial services landscape, I currently serve as Zonal Risk Manager – East at Belstar Microfinance Ltd, overseeing risk governance, compliance, and portfolio quality across six Eastern states — West Bengal, Bihar, Jharkhand, Odisha, Chhattisgarh, and Tripura. My career has been built on driving risk-managed growth, digital transformation, and strategic product innovation that enhance both customer value and institutional sustainability. Previously, as Product Manager at Arohan Financial Services, I led the end-to-end management of the Micro Business Loan vertical — from policy design and digital repayment integration to strategic partnerships with SIDBI and Government of India initiatives under the Street Vendor Financing Program. Earlier roles with Ujjivan Small Finance Bank, DCB Bank, and ICICI Bank further strengthened my expertise in branch operations, business development, credit quality, and regulatory compliance. I take pride in building cohesive teams, implementing scalable frameworks, and aligning risk and product strategies with long-term organizational vision. I bring a strong mix of strategic foresight, cross-functional leadership, and operational execution, with a consistent record of improving portfolio performance and governance standards. Passionate about financial inclusion and technology-led transformation, I aim to contribute to institutions that drive responsible growth and sustainable impact in the BFSI sector.
Stackforce AI infers this person is a seasoned professional in Fintech with a strong focus on risk management and product strategy.
Location: Kolkata, West Bengal, India
Experience: 14 yrs 9 mos
Skills
- Risk Management
- Product Management
- Branch Operations
- Retail Banking
Career Highlights
- 14 years in banking and financial services
- Expert in risk governance and compliance
- Passionate about financial inclusion and technology
Work Experience
Belstar Microfinance Limited
DGM- Risk (2 yrs)
Arohan Financial Services Limited
Product Manager (4 yrs 1 mo)
Ujjivan Financial Services Private Limited
Cluster Head (3 yrs 4 mos)
DCB Bank
Branch Manager (11 mos)
ICICI Bank
Branch Manager (4 yrs)
Medical Equipment and Devices
Service Engineer (5 mos)
Education
Doctor of Philosophy - PhD at Annamalai University
Master of Business Administration - MBA at Indira Gandhi National Open University
Post Graduate Diploma in Banking at ICICI Manipal Academy
B.Tech at RVS College of Engineering and Technology