Krithika Muthukrishnan

CEO

Bengaluru, Karnataka, India24 yrs 9 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Scaled FinTech 12x in 15 months
  • Top 100 AI Leaders in India
  • Built teams of 400 from scratch
Stackforce AI infers this person is a Fintech leader with expertise in AI-driven product strategy and analytics.

Contact

Skills

Core Skills

Product StrategyArtificial Intelligence (ai)Data EngineeringPredictive AnalyticsData ScienceBusiness IntelligenceAnalyticsEntrepreneurshipData AnalyticsProduct DevelopmentBusiness AnalyticsCross-functional Team LeadershipBusiness StrategyManagement Consulting

Other Skills

FinTechDigital TransformationEdtechGenerative AIProduct Led GrowthCoaching & MentoringBusiness DevelopmentFinancial ModelingRequirements AnalysisVendor ManagementBusiness AnalysisIT StrategyEducational TechnologyManagement

About

I build AI-led products and experiences that drive measurable business growth — but not by replacing human judgment. By sharpening it. That distinction matters more in FinTech than almost anywhere else. When someone trusts you with their financial future, the technology has to earn that trust, not shortcut it. That belief translated into 12x growth in 15 months — through micro-segmentation, AI and personalisation that made every client interaction more useful, not just more automated. With 25+ years across consulting, analytics, product, and leadership, I bring a rare full-stack perspective: I have sat in boardrooms across three continents, built teams of 400 from scratch, and co-founded companies. I know where strategy breaks down in execution — and how to close that gap.

Experience

24 yrs 9 mos
Total Experience
5 yrs 2 mos
Average Tenure
3 yrs 11 mos
Current Experience

Scripbox

2 roles

Chief Product & AI Officer

Promoted

Aug 2024Present · 1 yr 8 mos · Bengaluru, Karnataka, India · On-site

  • Building the future of wealth management — where AI makes genuinely personalised financial advice accessible at scale.
  • I lead Product, Technology, Design, and AI across Scripbox's platform, owning strategy through execution across a fully integrated business — digital, tele, and relationship manager channels.
  • What we've shipped:
  • 12x growth in digital net flows over 15 months, driven by AI-led product and growth strategy
  • AI-led financial planner with interactive what-if simulations and personalised videos — 100,000+ signup
  • Customer intelligence and microsegmentation engine enabling personalised client initiatives at scale — making advice scalable without making it generic
  • Client portfolio analysis tools and AI productivity suite improving relationship manager productivity and client coverage by 4x
Product StrategyArtificial Intelligence (AI)FinTechDigital TransformationCross-functional Team Leadership

Chief Data Science Officer

May 2022Aug 2024 · 2 yrs 3 mos · Bengaluru, Karnataka, India · On-site

  • Built the data and AI foundation that Scripbox's growth runs on. Before any personalisation, any AI product, any insight-led strategy could work — the data and analytics had to be right.
  • What we built:
  • Unified data store on Redshift bringing together client profile, interaction, and transaction data — separating signal from noise across the entire business
  • Behavioural segmentation model on client interaction and transaction patterns, validated in market — became the basis for Scripbox's digital growth strategy
  • Attrition and withdrawal modeling that identified at-risk clients before they left — drove a 5% client reactivation in a single quarter
  • "Genie" — a GenAI-powered query tool giving business leaders and management instant, natural language access to cohort analysis and business insights, no analyst required
  • Clean, reliable MIS infrastructure on Tableau, giving the business a single source of truth for the first time
Data SciencePredictive Analytics

New rubric solutions

Co-Founder & COO

Apr 2011May 2018 · 7 yrs 1 mo · Bengaluru, Karnataka, India

  • Every child learns differently. Most school systems ignore that. We built technology to fix it.
  • New Rubric was built on a simple idea: the right data and analytics can make learning truly personalized.
  • What we built:
  • Patent-pending data and analytics model enabling personalized learning at scale
  • Scaled to 100,000 students across Asia, achieved profitability by year 2 (built from scratch)
  • Improved higher-order thinking outcomes by 50%+
  • Expanded into pre-primary—an underserved segment—and built a differentiated product offering
  • Built a cross-functional, mission-driven team across product, technology, marketing, and sales
  • This was my first true operator role—owning strategy and execution, product and P&L, vision and detail. It fundamentally shaped how I build and lead today.
Product StrategyEntrepreneurship

Fidelity investments

Director, Head of Analytics and Business Intelligence

Dec 2007Mar 2011 · 3 yrs 3 mos

  • Built Fidelity’s analytics centre of excellence from the ground up — scaling from 2 to 300 across Retail, Workplace, and Enterprise Sales.
  • Established analytics as a core strategic capability—partnering with 30+ CXOs across the business to drive marketing, growth, and customer strategy.
  • What we built:
  • Enterprise analytics capability spanning marketing, customer, competitive intelligence, web, and PE research
  • Scaled from 0 to 300 in under 4 years, embedding analytics into decision-making across business units
  • Trusted advisor to 30+ CXOs—integrating data and analytics into product, marketing, and growth strategy
  • Built scalable frameworks, training, and performance systems to institutionalize analytical rigor
Business AnalyticsCross-functional Team Leadership

Infosys consulting inc

3 roles

Principal & Consulting Leader

Sep 2006Dec 2007 · 1 yr 3 mos

  • 8 years building consulting credibility across Asia, Europe, and the UK—working at the intersection of business strategy, technology, and large-scale transformation.
  • Impact:
  • Generated $60M+ in consulting and downstream revenue across multi-year engagements
  • De-risked critical technology systems for a leading credit card co, preventing $1B+ in potential losses
  • Built and led cross-border teams across financial services, transportation, and energy

Principal, Transportation & Energy Vertical

Promoted

Dec 2003Sep 2006 · 2 yrs 9 mos

  • Helped Infosys reposition itself at our largest account. Improved processes for client management, program management, and team productivity. Revenues grew from 25 Mn to 80 Mn USD in this time, with margins improving.

Senior Consultant, Business Consulting Services

Jan 2000Dec 2003 · 3 yrs 11 mos

  • Worked on engagements in the financial services space, often bringing consulting capabilities to a cross-functional team. Built close relationships with the CXOs of big financial services organizations
  • Assignments:
  • Streamlined sales commission& processing for an Australian Insurer saving 1.7 Mn AUD p.a.
  • Helped the IT arm of an insurer improve performance, resulting in an 11% reduction of costs
  • Helped a credit card payments firm reduce risk by distributing its IT applications and infrastructure

Tata strategic management group (tsmg)

Consultant

Jun 1997Feb 2000 · 2 yrs 8 mos

  • Advised on automotive JV turnaround and new product strategy for a leading Indian conglomerate.
Business StrategyManagement Consulting

Education

Indian Institute of Management, Calcutta

PGDM — Management

Jan 1995Jan 1997

Anna University Chennai

B.E. — Mechanical

Jan 1991Jan 1995

Indian School of Business

Leadership Skills for Top Management

Jan 2010Jan 2010

Vanavani Matriculation

Matriculation

Jan 1981Jan 1991

Stackforce found 100+ more professionals with Product Strategy & Artificial Intelligence (ai)

Explore similar profiles based on matching skills and experience