Rishabh Sharma

AI Researcher

Milpitas, California, United States10 yrs 9 mos experience

Most Likely To SwitchAI Enabled

Key Highlights

Expert in fraud analysis and risk management.
Proven track record in developing compliance analytics.
Strong background in data science and product analytics.

Stackforce AI infers this person is a Fintech expert with a strong focus on data science and risk management.

Contact

rishabhvfs@gmail.com LinkedIn

Skills

Core Skills

Data ScienceExperimentationFraud AnalysisCredit RiskRisk ManagementProduct Analytics

Other Skills

Causal InferenceExperiment DesignFraud MitigationKPI DevelopmentAcquisition StrategyCrisis PlaybookSegmentationUpsell StrategyPrivacy AnalyticsRegulatory ComplianceMachine LearningBusiness AnalysisCC++Microsoft Office

About

About 10 years experience working in data science and analytics at Facebook and PayPal. Strong background in end to end process ownership from monitoring and discovery, to dash-boarding and reporting to strategy recommendations, test and implementation with multiple stakeholders collaboration for billion dollar portfolios. Sound knowledge in product analytics, payments, risk, fraud and credit domain. Hungry for more! Done with MS in Business Analytics from Purdue University (USA). Skills: Causal Inference, Experiment Design, Python, SQL, SAS Enterprise Miner, Tableau, Power BI, Machine Learning and Data Mining Core Competencies: Data Warehousing and Visualization, A/B Tests, Predictive Modeling, Behavioral Customer Segmentation, Pricing Strategies, Risk Management and Web Scraping

Experience

10 yrs 9 mos

Total Experience

2 yrs 10 mos

Average Tenure

3 yrs 10 mos

Current Experience

Paypal

5 roles

Data Scientist 1 - Credit Fraud

Feb 2021 – Jul 2021 · 5 mos

Responsible for managing and developing fraud mitigation strategies for Venmo Credit Card in USA.
Led Venmo CC portfolio insights to build 25+ KPI’s for exhaustive monitoring of portfolio health
Formulated an acquisition strategy using phone, email change and browser language and typing speed for determining accounts showing fraudulent behavior.

Fraud MitigationKPI DevelopmentAcquisition StrategyFraud AnalysisCredit Risk

Data Analyst 2 - Credit Fraud

Promoted

Jul 2020 – Feb 2021 · 7 mos

Managed portfolio insights and fraud mitigation strategies for PayPal Credit (US Portfolio)
Accomplished crisis playbook, a Covid -19 recession strategy for reducing early defaulters. Led to a record low loss rate of as compared to historic rate for a buy now pay later product in UK, Germany and Australia
Increased credit transactions by devising an upsell strategy of short-term loan to credit card
Derived new financial and behavioral segmentation for engagement analysis and loss estimations

Crisis PlaybookSegmentationUpsell StrategyRisk ManagementCredit Risk

Data Analyst 2 - Credit Risk

Jan 2019 – Jun 2020 · 1 yr 5 mos

Working in driving insights and developing underwriting strategies for Pay After Delivery - A short term credit product spread across UK, Germany and Australia

Product Analyst 1

Aug 2017 – Dec 2018 · 1 yr 4 mos

Responsible for developing privacy, regulatory and compliance products and analytics for European Union - GDPR
Partnered closely with SME’s for defining scope of GDPR (EU LAW) and conducted Impact Analysis of regulatory tool
Developed Risk Score using Regression and Rules-based weights found via decision tree; to identify privacy breach at data-table level. Partnered with multiple stakeholders ranging from business, engineering, legal and operations teams
Recognized by and Demoed to EVP of PayPal regulatory product, first in industry privacy analytics

Privacy AnalyticsRegulatory ComplianceProduct AnalyticsRisk Management

Risk Analytics Intern

Jan 2017 – Jul 2017 · 6 mos

Resolutions and Protections Department working for Seller Risk Mitigation strategies

V innovate it

Joint Secretary

Oct 2015 – Jan 2017 · 1 yr 3 mos · Vellore Area, India

Project Lead and Data Science division mentor for IOT Projects and real life automation based systems with Machine Learning implementation in projects

Machine LearningData Science

Vit film society

Senior Vice President

May 2014 – Jul 2016 · 2 yrs 2 mos

Worked as the head of the production house and managed it for over two years including supervisions over directing short films, ads and documentaries.