A

Ayush Joshi, FRM

Associate Consultant

Gurugram, Haryana, India6 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Spearheaded development of a RAG system achieving 97% accuracy.
  • Saved over 8,000 FTE hours annually through automation.
  • Certified Financial Risk Manager with top quartile scores.
Stackforce AI infers this person is a Data Science and AI expert in Fintech and Transportation sectors.

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Skills

Core Skills

Ai GovernanceGen-aiAi EnablementModelingData ScienceMachine Learning

Other Skills

GovernanceXGBoostReal-time OptimizationWeb Application DevelopmentDeep LearningUser Interface DevelopmentCJavaPythonData AnalysisStatisticsProbability TheoryTensorFlowKerasScikit-Learn

About

I am a Senior Data Scientist and AI Lead with a B.Tech from IIT Delhi and a proven track record of deploying machine learning solutions at scale. Currently, I work at Bank of America, driving AI adoption and governance across the organisation.My expertise lies at the intersection of technical innovation and strategic risk management. I partner with Model Risk Management (MRM) to oversee the conceptual soundness and regulatory compliance AI models. Beyond governance, I am deeply hands-on in architecting Multi-Agent GenAI systems. Recently, I spearheaded the development of a RAG system using LangGraph, Gemma, Llama 3.1 that automated Equity Research escalations, achieving 97% retrieval accuracy and saving the firm over 8,000 FTE hours annually.Prior to this, I focused on marketplace efficiency at Ola, where I productionized XGBoost models to optimize driver allocation and pricing in real-time.I am also a certified Financial Risk Manager (FRM), having cleared both levels with top quartile scores in Market, Credit, and Operational Risk. I am passionate about building AI that is not only high-performing but also safe, compliant, and commercially viable.

Experience

6 yrs 9 mos
Total Experience
3 yrs 4 mos
Average Tenure
4 yrs 10 mos
Current Experience

Bank of america

2 roles

Associate

Promoted

Feb 2024Present · 2 yrs 3 mos · Gurugram, Haryana, India

  • 1. Building solutions using Gen-AI and LLMs.
  • 2. AI Governance lead for Technology, risk and operations.
Gen-AIAI Governance

Senior Analyst (AI)

Jun 2021Jan 2024 · 2 yrs 7 mos · Gurugram, Haryana, India

  • Working with multiple global teams (primarily US and UK) for AI Enablement, Modelling and Governance in the Bank.
AI EnablementModelingGovernance

Ola (ani technologies pvt. ltd)

Research Engineer(Data Science)

Jul 2019Jun 2021 · 1 yr 11 mos · Bengaluru, Karnataka, India

  • Built Net Completion model to allocate optimal supply(driver) for the demand(customer) in real time.
  • Made a payment default prediction model to detect pre-auth failures across various payment methods
  • Created a web application for A/B testing to conclude whether an experiment generates statistical difference in bookings/GMV.
  • Created attribution model for cab-utilization to cab predict hourly utilization in top 7 cities.
XGBoostReal-time OptimizationWeb Application DevelopmentData ScienceMachine Learning

Schneider electric energy & sustainability services

Summer Intern

May 2018Jul 2018 · 2 mos · Bengaluru Area, India

  • Detection of Schneider Products Using Deep Learning:
  • 1. Created a user interface which uses CNN to detect electrical products and systems from images
  • 2. Developed machine learning model for Schneider Product Detection on Android with the help of Tensorflow-lite
  • 3. Hosted a Tech talk on Use of Machine Learning explaining the fundamentals concepts and various techniques
  • 4. Provided a technical presentation and demonstration of the product to the community at Schneider which was well appreciated
Deep LearningUser Interface DevelopmentMachine Learning

Education

Indian Institute of Technology, Delhi

Bachelor of Technology - BTech — Electrical Engineering

Jan 2015Jan 2019

Indian Institute of Technology, Delhi

Continuing Education Program(CEP) — Data Science And Machine Learning

Jan 2022Aug 2022

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