T

Tushir Aggarwal

Co-Founder

Delhi, India19 yrs 2 mos experience

Key Highlights

  • Technology leader with 20 years of experience.
  • Co-Founder of DigiCraft.ai, driving AI innovation.
  • Expert in scalable architecture impacting 87M+ users.
Stackforce AI infers this person is a Fintech and AdTech expert with a focus on scalable digital platforms.

Contact

Skills

Other Skills

Amazon Web Services (AWS)Low Latency SystemsAlgorithmsWeb ServersDistributed SystemsData StructuresDesign PatternsAgile MethodologiesOOPShell ScriptingWeb ServicesDebuggingScrumC++Node.js

About

I’m a technology leader with 2 decades of experience building and scaling digital platforms across FinTech, Payments, Healthcare, and Telecom delivering products that impact 87M+ active users globally. As Co-Founder of DigiCraft.ai and former CTO/SVP at Stashfin, Airtel, Paytm, Tata 1mg, Oracle, and RBS, I’ve led high-performance engineering teams of 400+ across multiple geographies. My expertise lies in product strategy, scalable architecture, AI-driven innovation, and regulatory compliance (RBI, NPCI, IRDAI). I thrive on solving complex business problems through technology that scales with stability and intelligence whether it’s enabling 12M+ daily financial transactions or driving AI-led efficiency in digital products. At DigiCraft.ai, we help startups and enterprises build intelligent, scalable, and secure products from concept to deployment. I’m also passionate about mentoring founders and tech leaders, helping them scale teams, systems, and strategy with purpose. Let’s connect if you’d like to collaborate, exchange insights, or explore innovation in AI, FinTech, and digital transformation.

Experience

19 yrs 2 mos
Total Experience
2 yrs 1 mo
Average Tenure
2 yrs
Current Experience

Digicraft.ai

Co-Founder

May 2024Present · 2 yrs · Gurugram, Haryana, India · On-site

Stashfin

Chief Technology Officer

Oct 2023Apr 2024 · 6 mos · Gurugram, Haryana, India · On-site

  • Leading the entire technology for the Lending Platform, building the next generation Fintech Platform extending personal loans with other consumer financial products.

Airtel

Senior Vice President & Head of Engineering

Jul 2022Oct 2023 · 1 yr 3 mos

  • Leading the engineering teams and platform for
  • Airtel Thanks App
  • Loans
  • Credit Cards
  • UPI
  • Payments
  • Recharge & Bill Pay
  • Customer Care Technology

Tata 1mg

Vice President & Head of Engineering

Jun 2021Jun 2022 · 1 yr · Gurugram, Haryana, India

  • Lead the engineering teams for the complete technology platform to empower 1mg on digital platform for pharmacy, diagnostic and consultations.

Paytm

4 roles

Associate Vice President - Engineering

Aug 2019May 2021 · 1 yr 9 mos · Noida, Uttar Pradesh, India

  • Build scalable technology platforms and teams :
  • Fastag Acquirer and Issuance.
  • Next Generation Customer Service.
  • Insurance Broking
  • Paytm First - Loyalty Membership Programme.
  • Recharges & Bill Payments for Mobile & Utilities( Electricity,Education, Financial Services, Tolls, Challans, Water,Gas).
  • Product Catalogue.
  • API Gateway.
  • Real time APP monitoring and alerting.
  • APP Manager to replace Google Tag Manager.
  • Localisation - central multilingual system.
  • BBPS - Bharat Bill Pay System.
  • Digital Gold.
  • Booking Engine for online bookings. ( Car Test Drive as the first use case )
  • Staging Environment - personalised and low infra cost.
  • Leadership Contributions :
  • Introduced Agile Methodologies and Sprint development cycle, resulting in manifold increase in productivity and quality of the team.
  • Hired and scaled the team of developers, dev-ops, QA, tech-ops.
  • Interface to Business and Product Teams.
  • Build multiple product features for business growth.
  • Third Party Integration Framework.
  • Unit Test Framework.
  • In depth understanding & managing Infra on AWS Cloud.
  • Completely hands-on working on the technology stack being used including NodeJS, ReactJS, MySQL,Elastic Search, Redis, RabbitMQ.

Director Of Engineering

Promoted

Nov 2017Jul 2019 · 1 yr 8 mos · Noida, Uttar Pradesh, India

Senior Engineering Manager

Sep 2016Oct 2017 · 1 yr 1 mo · Noida, Uttar Pradesh, India

Engineering Manager

Dec 2015Aug 2016 · 8 mos · Noida, Uttar Pradesh, India

Exponential

2 roles

Team Lead

Jun 2013Dec 2015 · 2 yrs 6 mos · Noida, Uttar Pradesh, India

  • AdServer
  • Exponential is among the leading advertising networks with privately held ad network. The backbone of this ad network is the product of Exponential, ad server. This is a backend system which processes thousands of requests per second, optimizing each request, applying all the filters and picking out the best possible ad that can be served to the user.
  • Design and develop JSON library
  • Design and develop Ad Debug Server for real time debugging in ad Server.
  • Design and develop BOT detection framework
  • Developed Unit testing Framework
  • Worked extensively on capturing user behaviour for ad targeting.
  • WebServer
  • This was an in house developed web server which was the interface to all web sites.
  • Design and develop HTTP library for handling HTTP requests.
  • Design and implement integration of in stream video ads in web server, marketed as ADOTUBE.
  • Design and implement integration of mobile app ads in web server, marketed as APPSNACK.
  • Design and develop device, os and browser targeting in web server.
  • Real Time Bidding (RTB)
  • Real-time bidding (RTB) is programmatic instantaneous auction, similar to financial markets. With real-time bidding, advertising buyers bid on an impression and, if the bid is won, the buyer’s ad is instantly displayed on the publisher’s site. Real-time bidding manage and optimize ads from multiple ad-networks.
  • Design and develop the real time bidding system to be integrated with Google Ad-Exchange.
  • Design and develop the real time bidding system to be integrated with Open-RTB Ad-Exchanges.

Senior Software Engineer

Feb 2012May 2013 · 1 yr 3 mos · Noida, Uttar Pradesh, India

Royal bank of scotland

3 roles

Senior Software Designer

Aug 2011Feb 2012 · 6 mos · Gurugram, Haryana, India

  • Worked in Market Data Front Office Team in Equities.
  • Market Data
  • Reference Data
  • Systematic Internal Quotes Engine

Software Designer

Jun 2010Jul 2011 · 1 yr 1 mo · Gurugram, Haryana, India

Software Engineer

Jul 2009May 2010 · 10 mos · Gurugram, Haryana, India

Oracle

Senior Staff Engineer

Jun 2008Jul 2009 · 1 yr 1 mo

  • Worked in the core engineering team as senior developer.
  • Automatic Service Activation Program

Capgemini engineering

Software Engineer

Jun 2006Jun 2008 · 2 yrs · Gurugram, Haryana, India

  • Gateway Mobile Location Center (GSM) – Location Based Service.
  • Client Mobile IP Stack (WiMax)
  • Encoder – Decoder for SCCP and MTP3 layers on SS7 Stack

Education

Delhi University

Master of Science — Computer Science

Jan 2004Jan 2006

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