S

Sonal Patni

CTO

New Delhi, Delhi, India24 yrs 2 mos experience
Highly Stable

Key Highlights

  • Led technology strategy for multiple fintech startups.
  • Successfully managed high-performing engineering teams.
  • Contributed to acquisitions of two startups.
Stackforce AI infers this person is a Fintech leader with expertise in technology strategy and digital lending solutions.

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Skills

Core Skills

LeadershipEnterprise Architecture

Other Skills

Small Business LendingProduct ManagementIT StrategyPre-salesSoftware Project ManagementAgile MethodologiesConsultingVendor ManagementCloud ComputingSolution ArchitectureTeam ManagementProgram ManagementBusiness AnalysisTelecommunicationsBusiness Intelligence

About

Technology professional and business management graduate with hands-on experience in fintech, digital lending, and startups. I have held leadership roles as Chief Technology Officer (CTO) at fintech startups such as Savii, Niyogin and SMEcorner, where I was responsible for establishing the technical vision, building scalable technology platforms, and driving strategic growth in digital lending and salary finance solutions. My experience also includes leadership positions at global technology companies like Avaya Inc. and Cognizant, where I led high-performing engineering teams and contributed to building scalable products and platforms with direct revenue impact. Notably, two of the startups I worked with were acquired by larger corporates and banks, marking significant milestones in their growth. I am a management graduate from the Indian Institute of Management, Calcutta, and hold an engineering degree from Mumbai University.

Experience

24 yrs 2 mos
Total Experience
3 yrs 9 mos
Average Tenure
3 yrs 5 mos
Current Experience

Niyogin

Chief Technology Officer

Jan 2023Jun 2024 · 1 yr 5 mos · Mumbai, Maharashtra, India · On-site

  • As the CTO at Niyogin Fintech, I led the development of the company's lending infrastructure, focusing on creating robust solutions for digital lending. I was deeply involved in building scalable API Infrastructure, Neo Banking software, and lending platforms tailored for retail users and partners. My work also extended to supply chain financing, loan origination and management software, and other fintech solutions, ensuring seamless integration and improved user experiences. In this role, I oversaw cross-functional teams, managed product development cycles, and leveraged technology to drive operational efficiency, regulatory compliance, and business growth in the fintech space.
  • Employee Count - 300, Team Size - 35, Amount Disbursed : Rs. 500 Cr, AUM : Rs 400 Cr
LeadershipEnterprise ArchitectureSmall Business Lending

Savii

Chief Technology Officer / Tech Advisor

Dec 2022Present · 3 yrs 5 mos · New Delhi, Delhi, India · Remote

  • (SAVii is the largest salary finance fintech in the Philippines - now acquired by GoTyme Bank, PH)
  • Lead and oversee the development and execution of the company's technology strategy to support business growth and scalability.
  • Manage and mentor a high-performing engineering team, fostering a culture of innovation and continuous improvement.
  • Drive the architecture and design of secure, scalable, and efficient fintech solutions for salary financing and financial services.
  • Collaborate with cross-functional teams to define product roadmaps, set priorities, and align technology goals with business objectives.
  • Oversee the implementation of robust data security measures, ensuring compliance with regulatory standards and safeguarding user information.
  • Manage IT infrastructure, ensuring uptime, scalability, and resilience of critical systems and services.
  • Spearhead information security initiatives, maintaining the security posture of the company and adhering to industry best practices.
  • Ensure compliance with ISO standards, driving continuous improvement in security, risk management, and quality assurance across all technology operations.
  • Employee Count - 350, Team Size - 60, Employees Served - 700K+, Partners - 150+
LeadershipEnterprise ArchitectureSmall Business Lending

Smecorner

Chief Technology Officer

Feb 2016Sep 2022 · 6 yrs 7 mos · Mumbai Area, India

  • (SMEcorner is now acquired by Ambit Finvest - https://www.vccircle.com/ambitfinvest-acquires-sme-corner-to-strengthen-lending-play)
  • As Chief Technology Officer, I am responsible for establishing technical vision and driving all aspects of SMEcorner's digital lending platform.
  • Hire, Mentor and Scale an in-house high performing technology team
  • Define and build digital lending platform roadmap.
  • Set up and lead digital lending platform's architecture vision, design, development and roll out.
  • Implement feature set in collaboration with data analytics, risk, operations, sales, marketing and business development functions.
  • Digitize Business Processes and Operations workflows for exceptional customer experience and operational efficiency
  • Drive technology adoption in the organization
  • Outsource Partners Evaluations, Engagement and Management
  • Information and Data Security
  • Employee Count - 500, Team Size - 50, Amount Disbursed : Rs. 1000 Cr, AUM : Rs 500 Cr
LeadershipEnterprise ArchitectureSmall Business Lending

Avaya

Senior Manager - UC Apps

Nov 2008Jan 2016 · 7 yrs 2 mos · Pune/Pimpri-Chinchwad Area

  • ► Emerging Products & Technology
  • Contribute to Avaya’s industry leadership mindshare through development of innovative emerging applications.
  • Deliver new product definitions and roadmaps working with Avaya vertical market primes and customers.
  • Market & customer analysis, competitive / bench-marking analysis and feature parity analysis.
  • Cover early concepts and trials, in partnership with customers, to products and their roadmaps.
  • Work with early adopters, deliver and test early products into controlled customer environments and expand to scale solutions
  • Transition establish products for evolution and support to Avaya's broader services organization
  • ► Research & Development
  • Lead the Mobility UC Apps (iOS, Android) and Desktop UC Clients
  • Drive effective cross-functional collaboration with product engineering, sales, marketing, services and support organizations to ensure that optimal product strategies are executed effectively
  • Release management spanning software development, product verification, system integration and market introduction.
  • Manage multiple release calendars and cycles
  • Global Market Introduction (GMI) – KTs, Trainings, Feedback
  • ► Professional Services
  • Setup and lead Professional services team in India responsible for designing, developing and supporting custom software that complement Avaya Portfolio and address specific customer needs for customers in US, EMEA and APAC
  • Manage customer escalations / expectations (Fortune 500 customers)
  • Collaborate with Global Software Development and Support Teams in US, Brazil, Argentina, Germany, China and India
LeadershipEnterprise Architecture

Tech mahindra

Senior Manager

Jan 2005Jan 2007 · 2 yrs · Pune/Pimpri-Chinchwad Area

  • As part of IT transformation, evaluate AT&T’s portfolio of IT projects. Work with the client to prepare a transition plan and transition the applications to offshore locations in India with minimum disruption of productivity and service
  • Lead the delivery of various projects from inception to implementation from offshore locations. Measure, track and report critical SLAs and KPIs for AT&T relationship to AT&T senior leadership and executive team.
  • Participate in the governance of offshore projects along with AT&T’s Vendor Management Office & Sr. Technical Directors
  • Build & share best practices and competencies around offshoring and global delivery model
  • Lead cross functional teams of 50+ associates working on multiple projects across two geographies
  • Part of core team of Senior Managers responsible for client relationship management led by corporate head
LeadershipEnterprise Architecture

Cognizant technology solutions

Senior Associate

Jan 2003Jan 2005 · 2 yrs · Greater Chennai Area

  • Lead the IT transformation of a premium financing business application platform for Mellon Financials
  • Interface with the business owners at Robert Half International Inc. to understand the business needs of the HR application platform. Translate business needs to technical specifications and solutions. Evaluate and recommend technical solutions. Help the client in selecting and implementing the platform solution using the Global Delivery Methodology
  • Perform gap analysis of the risk management and surveillance applications at Deutsche Bank. Define requirements and implement the solution to plug the gaps.
  • Develop and demonstrate to the client a working prototype for communicating the corporate action details to the downstream systems used in the subsidiaries of Mizuho Securities. The initiative was a pilot project by the Japanese client for evaluating its preparedness for offshoring and for evaluating vendor’s capabilities.
Enterprise Architecture

Eforce

Engineer

Jan 2000Jan 2004 · 4 yrs · California, New York

  • Evaluate workflows and strategies of Avaya Communication’s document management & content publishing group. Propose solutions to the content management needs of Avaya Communication. Work with business owners to re-engineer content publishing applications and workflows
  • Showcase and demonstrate the offshore capabilities to the client and help transition the work seamlessly to offshore locations.
Enterprise Architecture

Education

Indian Institute of Management, Calcutta

Management

Jan 2007Jan 2008

University of Mumbai

BE — Electronics

Birla Public School, Pilani

Maheshwari Public School, Jaipur

science

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