Atul Tiwari — Software Engineer

As a Software Development Engineer 2 at Kotak I have: • Engineered backend services for multiple home loan DIY journeys, directly contributing to 100+ crore monthly disbursements, with systems designed to scale to 10x projected growth. • Designed a distributed loan eligibility platform consumed by LOS systems, reducing loan-eligibility decision latency from ∼ 7 days to < 4 hours (40x improvement) and enabling real-time credit decisioning across multiple schemes. • Architected and Developed an event-driven microservice handling high-volume asynchronous workflows (leads,consents, journey events), improving throughput and ensuring fault-tolerant processing with near real-time guarantees. • Built and optimized backend services for fraud risk systems processing 10M+ transactions/day, ensuring low-latency detection and secure transaction monitoring across all verticals at Kotak Mahindra Bank. Software Engineer at Samsung Research Institute Delhi (SRID): * I lead the development of a Large Language Model (LLM) framework in the Generative AI team that enables smart applications to process queries via IPC with enhanced context and efficiency, setting a new standard for smart device functionality. * I also contribute to the global development of a multi-threaded Alexa voice assistant client for Samsung Visual devices, focusing on market-specific optimizations and cross-functional team collaboration to elevate user experience.

Stackforce AI infers this person is a Fintech and AI backend engineer with expertise in large scale development.

Location: New Delhi, Delhi, India

Experience: 4 yrs 8 mos