Jan 2025 – Oct 2025 · 9 mos · Sydney, New South Wales, Australia · On-site

Jan 2021 – Jan 2025 · 4 yrs · Singapore

• Risk Management
• Tech Risk Assessment
• Operations Risk monitoring
• Risk Analytics build up
• 3rd Party Due Diligence
• Compliance
• Internal Controls
• Audits
• SOX

Oct 2019 – Jan 2021 · 1 yr 3 mos · Singapore

Apr 2018 – Oct 2019 · 1 yr 6 mos · Singapore

• GRC Implementation
• Risk Transformation
• Risk Assessments
• Distribution compliance
• Risk analytics
• Operations Risk
• Regulatory Uplift

Apr 2018 – Apr 2018 · 0 mo · New Delhi Area, India

Apr 2014 – Mar 2018 · 3 yrs 11 mos · New Delhi Area, India

Apr 2011 – Jan 2014 · 2 yrs 9 mos

• Regional Head - Operational Risk and Financial Crime

Jul 2010 – May 2011 · 10 mos

• Regional Head for Risk and Fraud Control for North India.

Jan 2010 – Jul 2010 · 6 mos

• a) Process Review - Running Risk Reviews on newly launched processes and existing processes
• b) Continously monitor operational processes to identify loops / gaps and plug the same through recommendations and implementation the same Pan Country
• c) Implementation of audit recommendations from one telecom circle into all the other operational telecom circles
• d) Moniter and append the Internal Controls Register so that new operational Risks are identified and develop an action plan to mitigate such Risks
• e) Dashboards / MIS's to monitor Internal Controls
• f) Assist in excellent implementation of field audits and also quality reviews of the audit reports before submission to the Executive Council
• g) Preparation of the Board Audit Committee presentations and MIS's
• h) Conceptualise and Quality Review of the Audit Programme for the External Auditors.
• i) Implementation of Audit Recommendations arising out the Board Audit Committee Meetings.

Nov 2008 – Jan 2010 · 1 yr 2 mos

• Managing Branch Audits / Risk Control for 234 Sales Branches Pan India through physical Branch Audits and Desktop reviews.
• Assessing Risks and Compliances through Branch Audits/Business Analytics/ Financial Reporting and recommending a further action plan so as to evolve an ethical Sales Business Model.
• Driving automations of key analytics activities so as to reduce man-hours spent in calculations of the same.
• Constantly evolving the branch audit checklist so as to identify new types of Risks to Business.
• Sales Process reviews thus ensuring adherence to the regulations and business being conducted keeping in mind, principles of business ethics.
• Ongoing monitoring model for Branches audited and Branches/not audited to note trends if any on business health.
• Designing and evolving the Governance Matrix for Sales. Setting up of the Sales Governance process for smooth closures of Show Cause notices issued to employees.
• Managing Analytics for ongoing monitoring on health of business on key risk parameters
• Designing / Publishing of Risk / Compliance Dashboards to show negative trends and thus recommend process changes for the same.
• Steering Sales Process Audits to identify any loopholes in the process
• Allocation of Branch Audits to team in the best possible way thus effectively optimizing cost of travel. Budgeting for Branch visits thus clearly showing huge amounts of savings on the budget allocated.
• Handling and leading high end whistle blowing investigations.
• Managing / Leading investigations on cases related to Fraud, Forgery, Misselling.
• Managing / Leading investigations of cases of Fraud escalated to the Aviva Group – UK.
• Design and Implementation of the Compliance module to be delivered to the employees at Sales meets / inductions etc.
• Empanelment of third party investigators for document verifications and other field verifications which may be related to any fraud / forgery or any other investigation

Apr 2007 – Nov 2008 · 1 yr 7 mos

Apr 2006 – Mar 2007 · 11 mos

Nov 2001 – Jan 2005 · 3 yrs 2 mos

Jun 2000 – Nov 2001 · 1 yr 5 mos · Gurgaon, Haryana, India