Sai Kamal — Product Manager

Product Manager | Retail & FinTech | AI/ML & Data-Driven Strategy | Leadership & Innovation As a Product Manager with a passion for driving digital transformation, I specialize in leading enterprise-scale financial and e-commerce products that optimize business operations, enhance decision-making, and unlock revenue growth. With a strong foundation in Retail, Financial Planning & Analysis (FP&A), and ERP systems (SAP, Oracle EPBCS), I have successfully launched and scaled products that power financial accuracy, anomaly detection, and omnichannel commerce. 🔹 Product Strategy & Execution – Proven ability to define, build, and scale products that drive measurable business impact. Expertise in multi-tenancy expansion, financial reconciliation, and real-time data streaming (Kafka, BigQuery, SQL). 🔹 AI/ML & Predictive Analytics – Led the implementation of AI-driven anomaly detection, improving financial forecasting accuracy and reducing errors by 30%. 🔹 Leadership & People Management – Experienced in leading cross-functional teams across Product, Engineering, Finance, and Business, ensuring seamless execution of large-scale initiatives. Adept at fostering a culture of ownership, collaboration, and innovation. 🔹 Stakeholder Engagement & Executive Communication – Trusted advisor to senior leadership, finance teams, and business stakeholders, ensuring product alignment with business objectives and regulatory compliance. Strategic and results-driven Product Manager with extensive experience in leading Retail, E-comm, and Financial Technology products. Adept at driving product-led growth, digital transformation, and Al/ML-driven decision-making. Proven ability to lead cross-functional teams, define product roadmaps, execute large-scale initiatives that enhance customer experience and business profitability. Strong expertise in omnichannel retail, supply chain, financial planning & analysis (FP&A), and enterprise systems (SAP, Oracle EPBCS). Skills: Product Strategy & Roadmap Development, AI/ML in Retail & Predictive Analytics, Financial Planning & P&L Management, Data-Driven Decision Making & Analytics (SQL, BigQuery, Tableau), Agile Methodologies, Cross-Functional Team Leadership, API Integrations & Platform Scalability, Retail Product Discovery, Stakeholder & Executive Communication, Competitive Intelligence & Market Research, People Management, ERP & Financial Systems (SAP, Oracle, EPBCS, Axiom), Problem Solving and Critical Thinking, Change Management, Leadership and Influence, Customer-Centric Mindset, Go-To-Market and Growth Strategy.

Stackforce AI infers this person is a Fintech Product Manager with expertise in AI/ML and data-driven strategies.

Location: Bengaluru, Karnataka, India

Experience: 10 yrs 10 mos

Skills

Product Strategy
Product Management
Financial Planning & Analysis
Ai/ml
Predictive Analytics
Data Streaming
Business Analysis
Project Management

Career Highlights

Led AI-driven anomaly detection, reducing forecasting errors by 30%.
Successfully launched Oracle EPBCS, improving user efficiency by 80%.
Drove digital transformation initiatives across financial and e-commerce products.

Work Experience

Walmart Global Tech India

Senior Product Manager (1 yr 1 mo)

Senior Business Analyst (3 yrs)

Walmart

Product Manager (1 yr 9 mos)

Credit Suisse

Senior Business Analyst Project Lead (8 mos)

Standard chartered global business services private ltd

Team Leader (4 yrs 4 mos)

Education

Master of Business Administration (MBA) at SSSIHL

Sai Kamal

Product Manager

Bengaluru, Karnataka, India10 yrs 10 mos experience

AI EnabledAI ML Practitioner

Key Highlights

Led AI-driven anomaly detection, reducing forecasting errors by 30%.
Successfully launched Oracle EPBCS, improving user efficiency by 80%.
Drove digital transformation initiatives across financial and e-commerce products.

Stackforce AI infers this person is a Fintech Product Manager with expertise in AI/ML and data-driven strategies.

Contact

Skills

Core Skills

Product StrategyProduct ManagementFinancial Planning & AnalysisAi/mlPredictive AnalyticsData StreamingBusiness AnalysisProject Management

Other Skills

Product Road MappingStakeholder EngagementEvent-driven ArchitectureAgile MethodologiesChange ManagementCross-functional Team LeadershipBankingRegulatory ReportingLiquidity Risk ManagementIT Business AnalysisArtificial Intelligence (AI)Machine LearningUser StoriesProduct VisionStrategic Roadmaps

About

Experience

10 yrs 10 mos

Total Experience

2 yrs 5 mos

Average Tenure

1 yr 1 mo

Current Experience

Walmart global tech india

2 roles

Senior Product Manager

Promoted

Apr 2025 – Present · 1 yr 1 mo · On-site

Senior Business Analyst

Jul 2020 – Jul 2023 · 3 yrs · Chennai, Tamil Nadu, India · Hybrid

Business AnalysisAgile Methodologies

Walmart

Product Manager

Jul 2023 – Apr 2025 · 1 yr 9 mos · Bengaluru, Karnataka, India · Hybrid

Defined and executed product Vision and strategy for Sam's Club Financial Planning & Analysis (FP&A) systems, developing north star metrics, roadmaps, and OKRs, ensuring seamless alignment with business goals and technical feasibility.
Owned the product roadmap and prioritization, balancing business impact and customer needs while managing cross-functional dependencies across multiple teams.
Launched Oracle EPBCS, replacing RPAS to enable scalable budgeting and forecasting processes, improving user efficiency by 80% and reducing data retrieval time by 3X.
Conducted 50+ user interviews to shape product strategy, eliminating manual data entry pain points and aligning cross-functional stakeholders on product roadmap priorities.
Led cross-functional collaboration with business, engineering, UI/UX teams to prioritize backlog, drive product releases, ensuring a customer-first approach.
Led and mentored a team of 10 product managers, fostering a data-driven product culture and ensuring successful delivery of 15+ financial products, including Walmart Commerce Platform expansion into Canada and Mexico with multi-tenancy capabilities.
Spearheaded SAP S/4HANA integration for Walmart's e-commerce and financial data, improving reporting accuracy by 25% and enabling real-time insights for 500+ finance users by streamlining data ingestion, transformation, and validation.
Launched Al-driven anomaly detection for financial forecasts, leveraging predictive analytics and machine learning, reducing forecasting errors by 30% and saving 200+ hours/month in manual financial data reviews.
Drove execution of Kafka-based real-time financial data streaming, transitioning from batch to event-driven architecture, reducing reconciliation delays by 40%, improving process efficiency by 20%, and ensuring seamless financial data flow across Walmart's ecosystem.
Collaborated with leadership and executive teams to influence long-term product strategy.

Product ManagementProduct Road MappingProduct Strategy

Credit suisse

Senior Business Analyst Project Lead

Nov 2019 – Jul 2020 · 8 mos · Pune Area, India · On-site

Led the end-to-end implementation of Suade, replacing Axiom, achieving $2M annual cost savings (80% reduction) by optimizing regulatory reporting workflows.
Developed an ON Prim Tool to auto-generate LCR, PRA110, and ALM reports, slashing report generation time from 1 week 5 hours, ensuring timely regulatory filings.
Collaborated with cross-functional teams (finance, risk, compliance, IT) in Agile Scrum, leading backlog grooming, sprint planning, and user story refinement to reduce reporting delays by 30% and ensure 100% audit readiness.
Defined business requirements, created process maps, and led impact analysis, ensuring system migrations and regulatory implementations were delivered with zero disruptions.
Worked with external regulators (PRA, FINMA) to ensure compliance with evolving Basel Ill &
IFRS standards, mitigating regulatory risks and enhancing reporting accuracy
Senior Business Analyst, Finance Change, Liquidity Regulatory Reporting. End to end project management responsible for Global LCR, NSFR, CFMR (PRA 110) process. Supporting LMR (Liquidity Management Reporting) in Switzerland, London, and Pune for smooth and efficient regulatory reporting.
Working in Agile Methodology of project delivery.

Business AnalysisAgile Methodologies

Standard chartered global business services private ltd

Team Leader

Jun 2015 – Oct 2019 · 4 yrs 4 mos · Chennai Area, India · On-site

Drove transformation initiatives, leading end-to-end change management for finance projects, driving revenue growth and enabling entry into 3 new markets.
Led a team of 10 senior financial analysts + 5 analysts to revamp management reporting frameworks, achieving a 60% efficiency gain and ensuring zero-defect delivery.
Designed and deployed an Essbase Cube, replacing a 23-year-old legacy system, migrating 60,000+ reports and 3,000+ users, and eliminating key-man dependency risks recognized with the Business Champ Award.
Spearheaded the CEO-sponsored FX Neutral Project, realigning financial reporting with global standards, ensuring regulatory compliance and stakeholder transparency.
Defined business requirements, wrote BRDs/FSDs, and managed UAT cycles, ensuring
100% on-time and defect-free implementations for finance transformation programs.

Change ManagementCross-functional Team Leadership