Apr 2024 – Jul 2025 · 1 yr 3 mos · Remote

• Contributing as a Partner within Inovexus’ community-powered acceleration and investment platform, supporting early-stage B2B tech founders with global ambitions. Inovexus brings together capital, expertise, and a global network to empower the next generation of B2B leaders - leveraging the strength of its community to scale innovation across markets.

Nov 2022 – Aug 2025 · 2 yrs 9 mos · New York City Metropolitan Area · Hybrid

• Steer the firm’s payments and digital-asset agenda across the U.S./Canada, pairing delivery excellence with new-business growth and acting as SME for issuing, acquiring, and crypto strategy.
• Product Owner (Top-10 U.S. Issuer): Acting as a Product Owner in an agile environment for a large payments US issuer, spearheading the transformation of the client's payments core platform and card issuance capabilities.
• Fraud & Risk: Built data-driven models and designed enhanced workflows that trimmed fraud losses and improved chargeback ratios.

May 2019 – Oct 2022 · 3 yrs 5 mos

• Launched a strategic advisory firm dedicated to fintech, embedded finance, payments, and digital assets. Led high-impact projects for banks, global retailers, and growth-stage fintechs in Europe and the U.S., from product strategy to hands-on program execution:
• Collaborated closely with leading consulting firms including Accenture, Galitt, and Simon-Kucher & Partners on fintech and payments strategy initiatives.
• Crypto & Digital Assets:
• BPCE Bank: Delivered strategic roadmap and vendor benchmarking (RFI) for crypto custody and Web 3.0 adoption.
• Ledger (Crypto Unicorn): Program-managed dual-region (U.S./EU) crypto / stablecoin card issuance rollout.
• Embedded Finance & Banking-as-a-Service:
• RCI Bank (Renault Group): Built strategy, business case, and execution plan for a new fintech division focused on mobility services leveraging BaaS technology.
• Retail & Omnichannel Payments:
• Mousquetaires Group: Developed comprehensive payments strategy (acquiring, issuing, e-commerce, ATM networks), optimizing cost structures and vendor selection.
• Core Banking & Card Issuance:
• Skaleet (Fintech): Defined and executed European go-to-market strategy for next-gen cloud-native banking infrastructure.
• manager.one (B2B Bank): Designed and launched corporate-card issuing platform, successfully achieving Visa Principal Membership status.
• Open Banking & Point-of-Sale Innovation:
• Spaycial (Fintech): Scaled POS open-banking solutions across multiple European markets, significantly increasing merchant adoption.

May 2019 – Oct 2022 · 3 yrs 5 mos

• Active investor and strategic advisor focused on early-stage fintech, embedded finance, and payments startups. Supporting visionary founders with strategic mentorship, product-market fit guidance, go-to-market expertise, and board-level advisory.
• Green Got (Eco-friendly Neobank, green-got.com): Board Member / Investor; post series-A startup.
• Seqino (Electronic Invoicing & B2B SaaS, seqino.com): Early-stage investor; acquired by Arkea Group in 2025.
• Joe (BNPL): Early-stage investor; YC W22; acquired by La Banque Postale in 2023 and integrated into Django (django.eu), its embedded-finance solution.
• Vybe (Neobank for Teens & Young Adults): Early-stage investor and advisor; acquired by Lydia Group (lydia.me), France’s leading financial super-app.
• Paysika (Neobank, Financial Accessibility – West Africa, paysika.co): early-stage investor and strategic advisor.
• Unlimitd (Revenue-Based Financing for E-commerce, unlimitd.com): Early-stage advisor; acquired in 2023
• Eyst Technology (Payments and InsurTech) through Inovexus as a General Partner; early-stage investor in 2024

May 2015 – Apr 2019 · 3 yrs 11 mos · Toulouse Area, France

• Banque Edel powers the financial backbone of E.Leclerc, France’s largest retailer. Recruited to expand and modernize the group’s payment stack and launch new embedded-finance offerings for 700+ hypermarkets and e-commerce channels.
• Modernized E.Leclerc’s payments infrastructure, expanded Edel’s financial-service portfolio, and positioned the group to thrive in France’s fast-evolving fintech landscape.
• Payments P&L: Managed ≈ 600 million transactions a year—about €40 billion in volume—across POS, e-commerce, gift-card, and open-banking rails; optimized network contracts and cost-of-acceptance.
• Product & Strategy Lead (Morning): After Edel acquired EMI-licensed fintech Morning, took full ownership of product, strategy, and marketing for its 15-person team. Launched prepaid/debit cards, white-label gift cards, and merchant-acquiring APIs for both B2C and B2B clients.
• Embedded-Finance Innovation: Introduced store-value wallets and instant-payout services that deepened customer loyalty and unlocked new revenue streams for E.Leclerc stores.
• Cross-Functional Leadership: Partnered with IT, compliance, and retail ops to deliver products end-to-end under PSD2 and PCI-DSS constraints while fostering a high-performance, product-centric culture.

Dec 2013 – May 2015 · 1 yr 5 mos · Paris Area, France

• Exton Consulting is a European strategic & management consulting firm, focused on financial services. In 2021, Exton was acquired by Accenture Group:
• Led strategic payments consulting projects for European Tier-1 banks and retailers. This included market positioning, identifying geographic expansion opportunities, and forging strategic alliances and partnerships.
• Implemented risk management frameworks, which greatly enhanced clients' ability to manage financial risks and uncertainties.
• Optimized payment processes for a large European retailer, resulting in a $2 million annual cost saving.

Aug 2012 – Dec 2013 · 1 yr 4 mos · Greater Atlanta Area

• 2 main assignments performed:
• Dassault-Aviation: "More Electric Aircraft" project manager; produced recommendations to top executives in order to design an electric driven aircraft
• Airbus, EADS: "Fly Your Ideas" member; built a holistic consolidated business model for a disruptive aircraft generation that integrates among other aspects the risk of premature eco-friendly technologies

Jun 2011 – Aug 2011 · 2 mos · Fortaleza Area, Brazil

Jan 2010 – Jan 2012 · 2 yrs · Paris Area, France

• Main organizer of the BEST 2012 job fair held in Paris at the "Ecole militaire" (500 European students, ~15 companies, $ 100,000 fund-raised)