Harsh Narnoli

Associate Consultant

Gurugram, Haryana, India3 yrs 2 mos experience

Most Likely To Switch

Key Highlights

Expert in catastrophe modeling and pricing frameworks.
Developed interactive dashboards for underwriting insights.
Cleared all IFoA Core Principles exams.

Stackforce AI infers this person is a specialist in Insurance with a focus on catastrophe modeling and pricing strategies.

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Skills

Core Skills

Catastrophe ModelingProperty And Casualty InsuranceData Analysis

Other Skills

Microsoft SQL ServerPower BIAIR TouchstoneMicrosoft Power BIVisual Basic for Applications (VBA)General InsuranceActuarial ScienceMicrosoft ExcelPython (Programming Language)R (Programming Language)Microsoft OfficeAnalytical SkillsLeadershipCommunicationNumerical Analysis

About

Actuarial professional specializing in US P&C pricing and catastrophe (CAT) modelling, with experience across rate indications, large account pricing, and portfolio analytics. Focused on strengthening risk-based pricing by integrating catastrophe losses and reinsurance costs, supporting more informed underwriting and improved portfolio profitability. Recently built interactive dashboards delivering CAT exposure and profitability insights for underwriting teams. Experience includes catastrophe modelling using Verisk Touchstone, model validation (actual vs expected), hazard model optimisation (SCS), and supporting underwriting strategy for wind portfolios. Technical skills: VBA, Power Query, Power BI, SQL, Verisk Touchstone Cleared all 7 IFoA Core Principles exams; progressing towards actuarial qualification.

Experience

3 yrs 2 mos

Total Experience

1 yr 7 mos

Average Tenure

2 yrs 9 mos

Current Experience

Intact india

3 roles

Senior Consultant

Apr 2026 – Present · 1 mo · Gurugram, Haryana, India · On-site

Consultant

Promoted

Apr 2025 – Apr 2026 · 1 yr · Gurugram, Haryana, India · On-site

Catastrophe Pricing & Modeling
Enhanced US Property pricing frameworks by integrating catastrophe losses and reinsurance costs into risk-based premium models
Performed catastrophe modeling using Verisk Touchstone to assess portfolio risk and support underwriting decisions across US portfolios
Built interactive Power BI dashboards delivering portfolio-level CAT exposure, loss metrics, and profitability insights
Conducted model validation (actual vs expected) across model versions, identifying key drivers of variance and improving model reliability
Contributed to SCS hazard model optimisation, improving consistency and stability of model outputs
Partnered with underwriting teams to develop wind portfolio guidelines using CAT-driven risk insights

Microsoft SQL ServerCatastrophe ModelingProperty and Casualty Insurance

Analyst

Jul 2023 – Mar 2025 · 1 yr 8 mos · Gurugram, Haryana, India · On-site

P&C Large Account Pricing
Delivered rate indications for US Specialty Lines portfolios including A&H, Workers’ Compensation, and Commercial Auto
Performed large account pricing and portfolio analysis to support underwriting strategy and profitability improvement
Conducted funding reviews for EU Commercial Lines liability portfolios, supporting pricing adequacy assessments
Contributed to pricing sophistication initiatives through process improvements and enhanced analytical frameworks
Collaborated with underwriting and actuarial teams to translate analytical insights into pricing decisions

Ainsurco

2 roles

Actuarial Consultant

Jan 2023 – Jun 2023 · 5 mos

Supported CAT pricing and capital modeling for insurance portfolios
Performed gap analysis and developed solutions to improve pricing and modeling workflows
Delivered stakeholder presentations summarizing project insights and recommendations