Komal Garg

Operations Associate

New Delhi, Delhi, India7 yrs 8 mos experience

Most Likely To Switch

Key Highlights

Expert in financial performance improvement and operational efficiency.
Proven track record in managing complex financial audits.
Strong communication skills with a focus on customer service.

Stackforce AI infers this person is a Financial Services professional with expertise in auditing and operational efficiency.

Contact

komalgarg599@gmail.com LinkedIn

Skills

Core Skills

Financial Performance ImprovementOperational EfficiencyAuditingFinancial AnalysisFinancial ReportingBusiness DevelopmentMortgage IndustryAccounting

Other Skills

Loan ProcessingRTGSQuality ControlOperational ComplianceCustomer ServiceCommunicationBookkeepingProblem SolvingBudgetingSAPCost Structure AnalysisRisk AnalysisIntercompany TransactionsAccounts ReceivablePower BI

About

I am working towards constantly improving the customer’s experience through an analysis according their needs and offering our services while looking for more efficient solutions using tools and skills by an optimal teamwork. My professional Interests are: 1) To apply my Financial skills in an Company 2) Obtain the opportunity of a job in which I will be able to apply my communication skills 3) Gain work experience and develop my skills, showing initiative and teamwork 4) In accordance with my educational experience, I can contribute in an effective way to the company development and Growth. Thank you so much for your valuable time and consideration.

Experience

7 yrs 8 mos

Total Experience

1 yr 2 mos

Average Tenure

2 yrs 4 mos

Current Experience

Hdfc bank

Wholesale Manager

Feb 2024 – Present · 2 yrs 4 mos · Hapur, Uttar Pradesh, India · On-site

Process and manage secured & unsecured loan files, ensuring adherence to RBI and internal compliance norms. Supervise Quality Control (QC) checks to minimize discrepancies and improve approval turnaround time. Handle RTGS, NEFT, ECS, fund transfers, remittances, DD/PO issuance & collections. Execute retail asset loan disbursements including Personal, Business, Auto, Gold, TW & SLI loans. Coordinate with Business, RIC, and Credit Verification Agencies for timely approvals. Support working capital enhancement, MSME/MSE products, vendor finance & VBMS bills.

Loan ProcessingRTGSQuality ControlOperational ComplianceCustomer ServiceFinancial Performance Improvement+1

Integrated resources, inc ( iri )

Sr. Auditor

Apr 2023 – Dec 2023 · 8 mos · India · On-site

CommunicationBookkeepingBusiness DevelopmentProblem SolvingBudgetingAuditing+1

Iri - integrated resources staffing pvt. ltd.

Senior Auditor

Apr 2023 – Nov 2023 · 7 mos

Performed monthly balance sheet reconciliations, resolving unidentified open items. Managed audit engagements for Heineken, Amcor, 3M, and GSK. Conducted exception management of priority invoices using SAP and Tungsten. Analyzed cost structures, risks, and inefficiencies, providing actionable recommendations. Reviewed intercompany transactions and reconciliations. Utilized tools such as GOLD, KARA, BIC, SAFIR, ISCORE, and ARIBA.

SAPCost Structure AnalysisRisk AnalysisIntercompany TransactionsFinancial AnalysisAuditing

Rackspace technology

Billing Specialist

Mar 2022 – Apr 2023 · 1 yr 1 mo · Gurugram, Haryana, India

Managed Accounts Receivable (AR), monitoring ageing and reducing overdue balances. Ensured accuracy of revenue, COGS, and expenses in SAP. Developed and analyzed reports using Power BI, delivering insights to stakeholders. Collaborated with cost controllers and department heads on financial insights and cost optimization. - Supported revenue generation through effective client follow-ups and dispute resolution.

Accounts ReceivableSAPPower BIClient Follow-UpDispute ResolutionFinancial Reporting+1

Better

Fund Analyst

Apr 2021 – Mar 2022 · 11 mos · Gurugram, Haryana, India

Mortgage ServicingFinancial AccountingBank ReconciliationInvoicingFinancial ReportingMortgage Industry

Bmtg advisors pvt. ltd.

Funding Analyst

Apr 2021 – Mar 2022 · 11 mos

Worked with Indian, UK, and US accounting systems. - Assisted in funding analysis, audits, and compliance reviews. Partnered with cross-functional teams to drive process improvements and cost reduction. - Delivered high-quality client servicing in a multicultural environment.

Ntt data services

General & Operational Accounting Associate

Dec 2019 – Apr 2021 · 1 yr 4 mos · Gurgaon, India

Financial AnalysisAuditingCommunicationFinancial ReportingBusiness Development

Ntt data gds services

Associate Analyst

Dec 2019 – Apr 2021 · 1 yr 4 mos

Managed contract compliance and reporting. Automated and streamlined financial reports, improving accuracy and efficiency. Prepared pre-bill, bill run, and post-bill reports. - Built dashboards and exchange-rate reports for monthly reviews.

Ibm india pvt. ltd.

Practitioner

Aug 2018 – Dec 2019 · 1 yr 4 mos · Gurgaon, India

Managed revenue accounting, remittances, and SOA sharing. Handled a portfolio of 500+ APAC clients. Processed journals, reconciliations, and prepayment accounting using Microsoft Dynamics AX.

Revenue AccountingRemittancesMicrosoft Dynamics AXFinancial ReportingAccounting