Ashutosh Rai

Senior Software Engineer

Gurugram, Haryana, India5 yrs 1 mo experience

Key Highlights

  • Led frontend development for high-traffic fintech applications.
  • Achieved 40-50% improvement in loan approval speed.
  • Mentored over 2000 learners in MERN stack development.
Stackforce AI infers this person is a Fintech Full-Stack Developer with strong frontend expertise.

Contact

Skills

Core Skills

ReactjsNextjsFull-stack DevelopmentJavascript

Other Skills

ReduxJestHTML5Tailwind CSSFront-End DevelopmentReact Hook FormRedux sagaREST APIsTypeScriptJSON Web Token (JWT)nodejsMongoDBCascading Style Sheets (CSS)ElasticsearchDocker

About

Developing fintech application at scale

Experience

5 yrs 1 mo
Total Experience
1 yr 6 mos
Average Tenure
5 mos
Current Experience

Freechargebiz

Senior Software Engineer

Jan 2026Present · 5 mos · Gurugram, Haryana, India · Hybrid

  • Owning the frontend of the Axis Bank Personal Loan Lending Application, leading development, enhancements, and performance optimization
NextjsReactjsReduxJestHTML5Tailwind CSS+2

Freecharge

Senior Software Engineer

Jun 2024Dec 2025 · 1 yr 6 mos · Gurugram, Haryana, India · Hybrid

  • Loan Management System: Developed and maintained the frontend interface for the Payout module within Axis Bank's Loan Management System, digitizing manual loan approval processes to achieve 40-50% improvement in approval speed while maintaining 99%+ accuracy through error elimination.
  • Platform Engineering: Led end-to-end migration of a high-traffic Next.js application from Babel to SWC in production, optimizing build performance from 43 to 31 seconds ( 28% improvement) while reducing CPU usage by 24-30% and decreasing configuration complexity by 40% .
  • Freecharge ( consumer application):
  • Led frontend development for consumer-facing fintech applications across web, and managed cross platform communication across web, android, IOS.
  • Key achievements:
  • Team Leadership: Managed and mentored a team of fresh graduates, conducting regular code reviews, ensuring coding standards, and delivering projects on time with 95% sprint completion rate
  • Payment Solutions: Designed and built comprehensive payment solutions, including scalable Bill payment SDK, credit card Bill Payment, NCMC recharge, donation platform, customer support, and transaction management systems, achieving 3% market penetration with remarkable growth metrics: 35% MAU increase, 25% ARPU growth, and 20% app download acceleration.
  • Compliance Solution : Architected a scalable, unified web-based solution to ask for user consent through different part of the product as specified by the RBI guideline with webview integration across iOS and Android platforms, implementing robust bridge functions for native communication and data exchange, ensuring full regulatory compliance while achieving 95% user flow completion rate.
  • Customer Action Portal(CAP): Built a highly configurable and scalable Customer Action Portal for a CAAS(Capablity As A service) for customers to verify and update their personal details on the portal handling end to end encryption for Personal Information. System handles 600k MAU
NextjsReactjsReact Hook FormReduxJestHTML5+4

Slate technologies inc.

Software Engineer

May 2022Jun 2024 · 2 yrs 1 mo · Bengaluru, Karnataka, India · Hybrid

  • Improved large PDF rendering performance by linearizing files and chunk-based loading, reducing wait time to near-instant, and added multi-part upload for heavy drawings.
  • Built server-driven dynamic forms and a task scheduler + daily log system, enabling configurable workflows.
  • Led the rebuild of Slate 2.0 UI from scratch, creating reusable components and implementing multi-theme support.
  • Designed role-based & tenant-based access control, improving security and workflow governance.
  • Developed a drag-and-drop customizable dashboard with stacking, reordering, and toggleable drawer functionality.
  • Worked with Three.js to build a custom location-intelligence visualization library.
Full-Stack DevelopmentREST APIsFront-End DevelopmentTypeScriptJSON Web Token (JWT)

Coding ninjas

MERN Instructor

Mar 2021May 2024 · 3 yrs 2 mos · Delhi, India · Remote

  • Mentored 2,000+ learners to build production-ready MERN applications through live coding, machine coding rounds, and project-based training.
  • Conducted mock interviews, teaching modern React patterns, backend architecture, and secure authentication workflows to prepare students for real-world roles.
nodejsMongoDBCascading Style Sheets (CSS)HTML5REST APIsJavaScript+3

Sunlighten

Software Engineer

Mar 2021Apr 2022 · 1 yr 1 mo · Hyderabad

  • Developed & owned Sunlighten Website (https://www.sunlighten.com/my-en/):
  • Built the website from scratch to production using Storybook-based components integrated via
  • GraphQL and Kentico.ai (headless CMS).
  • Wrote Cypress end-to-end test cases to ensure stability and quality.
  • Migrated the site from Gatsby v2 to v3, leveraging incremental builds and optimizing performance—
  • resulting in a 60% reduction in build time.
  • Upgraded plugins, modified GraphQL queries, integrated Usersnap for bug reporting, and resolved
  • issues independently.
  • Project: Customer Care Portal:
  • Developed APIs to fetch data from Elasticsearch and display it on the frontend.
  • Created Postman test collections for API validation and testing.
ElasticsearchFull-Stack DevelopmentNode.jsREST APIsFront-End DevelopmentTypeScript+1

Mverve (a mobignosis technology company)

Software Developer

Sep 2019Dec 2019 · 3 mos

  • Made improvements on live site of mverve,
  • Developed components using html, bootstrap and javascript
  • Migrated mverve site to Hugo (a static site generator)
  • Worked on Extjs Framework a full stack framework for website, app and web apps
Full-Stack DevelopmentFront-End Development

Ntpc bhel power projects pvt. ltd

2 roles

Engineering Apprentice

Jul 2019Sep 2019 · 2 mos · Nagpur, Maharashtra, India

  • Got a chance to implement engineering theory in working. Learnt about rotary system, thermal engineerng, machines, pressure system, strength of material, autamations, pneumetics, mechantronics , rankine cycle. Learnt about functioning of a powerplant, the process of generation of electricity, handling of coal

Summer Intern

May 2016Jul 2016 · 2 mos · Nagpur, Maharashtra, India

Education

Lovely Professional University

Bachelor of Technology - BTech — Mechanical Engineering

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