Pratik K.

Senior Software Engineer

Mumbai, Maharashtra, India2 yrs 10 mos experience

Highly Stable

Key Highlights

Expert in building scalable fintech backend systems.
Proven track record in improving payment processing success rates.
Strong foundation in Python and Django for backend development.

Stackforce AI infers this person is a Fintech Backend Developer with expertise in scalable systems and microservices.

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Skills

Core Skills

DjangoPython (programming Language)

Other Skills

PostgreSQLCeleryRedisElasticsearchFlutterMachine LearningReact.jsJavaDjango REST FrameworkAmazon Web Services (AWS)

About

A versatile Software Developer with a strong foundation in ReactJS, Python, and Django. Passionate about crafting seamless user experiences and efficient backend systems. I thrive on learning new technologies and exploring innovative solutions, committed to staying updated with the latest industry trends and technologies. Currently honing my DevOps skills with exposure to AWS and Docker. At LenDenClub, I am rapidly gaining expertise in building and managing critical financial systems (microservices), including payments, KYC, and NMS. My role involves ensuring seamless payment processing, strengthening our KYC infrastructure, and optimizing the Nach, streamlining the mandate signing and ECS presentation processes. I excel in crafting robust and scalable microservices that seamlessly integrate into complex financial ecosystems, and eager to learn and grow in the fintech industry while delivering high-quality solutions.

Experience

2 yrs 10 mos

Total Experience

2 yrs 10 mos

Average Tenure

2 yrs 10 mos

Current Experience

Lendenclub

3 roles

Senior Software Developer

Promoted

Apr 2025 – Present · 1 yr 2 mos · Mumbai, Maharashtra, India

Owning and driving critical fintech backend systems with a focus on scalability, reliability, and operational stability.
Led the tech ownership for a business segment, managing and mentoring a team of 2 developers, handling task planning, delegation, and technical guidance.
Driving end-to-end technical solutioning across Django-based microservices handling high transaction and lead volumes.
Actively improving system reliability, monitoring, and recovery mechanisms using Grafana, OpenSearch, and Prometheus.
Developed reusable internal Python libraries (Circuit Breaker, Rate Limiter, URL Shortener, Prometheus Metrics) to improve system resilience and speed up development.

DjangoPython (Programming Language)

Software Developer

Jul 2024 – Apr 2025 · 9 mos · Mumbai, Maharashtra, India

Designed, developed, and scaled multiple in-house backend microservices (“peripherals”) including Payments (PMI), KYC (KMI), NACH, BMI and worked in LOS and LMS systems as well.
Developed an in-house Payments microservice with multi-gateway integration, priority-based routing, and RBI-compliant T+1 settlements, improving payment success rate to ~68% and enabling ~₹30 crore monthly transaction processing.
Built an AML-compliant, vendor-agnostic KYC engine with OCR parsing, liveness detection, and fallback logic, improving verification success by ~50%, achieving ~92% success rate, and reducing processing time to <30 seconds.
Automated NACH mandate and presentation workflows, saving 250+ manual hours per month and significantly improving operational throughput.
Reduced API latency to <200 ms using Redis caching, query optimization, and database partitioning, improving overall throughput by ~3×.

Python (Programming Language)PostgreSQL

Graduate Engineer Trainee

Jul 2023 – Jun 2024 · 11 mos · Mumbai, Maharashtra, India

Took early ownership of the Payments system, contributing to feature development, stability improvements, and production issue resolution.
Worked on Python/Django backend services supporting payment, KYC, and other peripheral systems in a live fintech environment.
Assisted in frontend development and UI implementation for KMI and BMI systems, gaining end-to-end understanding of product flows.
Contributed to incremental improvements in transaction success rates and compliance workflows under senior mentorship, laying the foundation for independent system ownership.

Python (Programming Language)Django