Jun 2021 – Sep 2024 · 3 yrs 3 mos · Bengaluru, Karnataka, India

• Spearheaded the formulation and execution of strategies for launching credit
• cards, collaborating with stakeholders to identify key business assumptions. Tracked customer performance metrics, including utilization and buying behavior,
• to derive actionable insights for strategy management.
• Identified and mitigated fraud transactions, reducing their impact on future
• operations.
• Developed and automated multiple reports using SQL to reduce manual efforts and to monitor portfolio performance and extract valuable insights for better strategy design.
• Creation of optimized digital collection strategy to improve repayment rate and simultaneously reduce the collection cost by 10%.Devising effective collection strategies for managing delinquent accounts and minimizing bad debt losses using decision tree. By analyzing customer attributes, payment patterns, and account status, decision trees can prioritize collection efforts, determine optimal contact channels, and customize repayment plans.

Jun 2019 – Jun 2021 · 2 yrs

• DNA05 - Analytics, Functional consulting & solutions.
• Conducted quality audits to maintain code standards and implemented automation
• for various project components.
• Developed algorithms for business problem-solving and deployed advanced
• analytics and machine learning models using BI tools.
• Led the development of sales strategies for retail businesses using machine
• learning techniques and data visualization tools.

Jun 2018 – May 2019 · 11 mos

• RFM analysis in insurance: Segment policyholders to prioritize engagement efforts. Identify VIP policyholders for personalized support, target at-risk policyholders with retention strategies, and address churn risk by offering incentives or upgrades. Monitor performance to optimize customer lifetime value and profitability.
• Health and Life Insurance Risk Prediction:
• ML models analyze health data (e.g., electronic health records, wearable device data) to assess individual health risks and predict future medical conditions.
• Personalized risk assessments enable insurers to offer tailored health and life insurance policies, promoting healthier lifestyles and reducing claims frequency.

Apr 2017 – May 2017 · 1 mo · Hyderabad, Telangana, India

• I worked in Large corporate group of the zonal office of IDBI Bank. Consortium lending and risk analysis is the area where I worked and apart from this I also worked on CMA tool.
• Accounts Receivable (AR) Optimization: Implement automated invoicing systems, offer discounts for early payments, and leverage data analytics to identify and prioritize collections, thereby reducing AR days and accelerating cash inflows.
• Improved Liquidity: Enhanced cash flow visibility and optimization measures will bolster liquidity, ensuring the availability of funds to meet operational needs and investment opportunities.

Jan 2017 – Feb 2017 · 1 mo · Bhopal, Madhya Pradesh, India

• Collaborating with local communities, governments, and other stakeholders to create supportive environments for migrant children's education.
• Advocating for policies and initiatives that address the unique educational challenges faced by migrant laborers and their families.
• Monitoring and evaluating the impact of education programs on the lives of migrant laborers and advocating for continuous improvement and expansion of services.

Jul 2013 – Aug 2013 · 1 mo · Raipur, C.G. · On-site

• Designing and delivering comprehensive mathematics curriculum tailored to the academic needs and abilities of students.
• Employing innovative teaching methodologies and resources to make complex mathematical concepts engaging and accessible to students.
• Providing individualized support and guidance to students, fostering a supportive learning environment conducive to academic success.
• Collaborating with colleagues to develop interdisciplinary projects and integrate mathematical concepts across various subjects. Utilizing technology effectively in the classroom, including interactive whiteboards, educational software, and online resources, to enhance learning experiences.