Kundan Kumar

Operations Associate

Bangalore Urban, Karnataka, India9 yrs 6 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led a team to develop AI-driven solutions.
  • Expert in Generative AI and machine learning algorithms.
  • Proven track record in risk modeling and operational efficiency.
Stackforce AI infers this person is a Fintech expert specializing in AI-driven data science solutions.

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Skills

Core Skills

Ai-driven SolutionsData Science

Other Skills

Loan Portfolio AnalysisCommunicationPythonOCRRAGLLMSMSBureauGenerative AILLaMAMistralOptical Character Recognition (OCR)Statistical ModelingCredit Risk ManagementNatural Language Processing (NLP)

About

Experienced Senior Manager with a strong background in AI-driven solutions and data science, currently leading a 5-member team at Freecharge. Skilled in developing advanced models like Retrieval-Augmented Generation (RAG) chatbots, risk assessment tools, and hyper-personalization systems for enhancing customer engagement and product offerings. Proficient in Generative AI models (GPT 3.5, Llama 3), machine learning algorithms, and frameworks like LangChain and Hugging Face. Extensive experience in risk modeling, lending products, and collections strategies, with a proven track record of improving operational efficiency and product performance. Holds a B.Tech in ECE from NIT Silchar. Skills: Gen AI: GPT 3.5, Llama 3, Mistral Framework: LangChain, Hugging Face, Llama Index, Pytorch, Tensorflow Vector Database: FAISS, Chromadb Programming: Python, Redshift, PySpark, SQL, ML Algorithm: Linear Regression, Logistics Regression, Decision Tree, Random Forest, XGBoost, K-means clustering, SVM, KNN, Time Series Forecasting, CatBoost, CNN, RNN, LSTM, YOLO V8, Tools and Technologies: Tableau, Excel, Apache Airflow, Cloud: AWS, Docker, Sagemaker, EMR, Bedrock, Lambda, CI CD

Experience

9 yrs 6 mos
Total Experience
3 yrs 2 mos
Average Tenure
5 yrs 4 mos
Current Experience

Freecharge

2 roles

Analytics Manager

Promoted

Apr 2022Present · 4 yrs 2 mos · Bengaluru, Karnataka, India

  • Developed a custom chatbot using Retrieval-Augmented Generation (RAG)
  • Developed a system to validate merchant details by comparing information provided in the app with official documents such as Aadhar and GST certificates, using OCR and LLM techniques.
  • Application Scorecard for Personal loan and MSME loan
  • Collection Model for consumer and merchant loans
  • Early Warning System based on Bureau and SMS
  • Portfolio monitoring for lending product
Loan Portfolio AnalysisCommunicationPythonOCRRAGAI-driven solutions+1

Deputy Manager

Jan 2021Mar 2022 · 1 yr 2 mos · Bengaluru, Karnataka, India

  • SMS and Bureau based salary estimation for employed and self employed
  • Application Score Card for BNPL users
  • Payment gateway success rate optimizer
  • Analytics layer creations
CommunicationPythonData Science

Tvs credit services ltd.

Senior Data Scientist

Nov 2019Nov 2020 · 1 yr · Bangalore Urban, Karnataka, India

Ericsson

3 roles

Project Planner

Sep 2016Nov 2019 · 3 yrs 2 mos

Data Scientist

Promoted

Sep 2016Nov 2019 · 3 yrs 2 mos

Network Engineer

Sep 2016Nov 2018 · 2 yrs 2 mos

Education

National Institute of Technology Silchar

Bachelor of Technology (B.Tech.) — Electronics and Communications Engineering

Jan 2012Jan 2016

N. K College Nataul, Masaurahi

Higher Secondary — Science

Jan 2009Jan 2011

High School, Fatuha

High School

Jan 2008Jan 2009

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