Aastha Saxena

Product Manager

Mumbai, Maharashtra, India4 yrs 11 mos experience

Key Highlights

  • Top performer with 5 years in financial services.
  • Expert in digital transformation and product management.
  • Recipient of Director's Award for academic excellence.
Stackforce AI infers this person is a Fintech Product Manager with strong expertise in digital transformation and risk management.

Contact

Skills

Core Skills

Product ManagementDigital TransformationStrategy ImplementationLeadershipRisk ManagementBusiness Project Management

Other Skills

PrioritizationBusiness Process ImprovementCustomer ExperiencePersonal LoansMarket AnalysisProject ManagementStrategic PlanningNegotiationCustomer InteractionData AnalysisLead ManagementPeople ManagementMarketing Campaign ManagementBFSIProduct Development

About

Versatile and energetic professional with 5 years of experience in financial services within domains like product management, channel strategy, digital transformation & automation and risk management. Currently owning end to end digital transformation for Micro Business Loans portfolio at IDFC Bank. Driving requirements, prioritisation, regulatory alignment, UAT, and production rollouts. Strong expertise in product design, stakeholder management across business, risk, compliance, and technology teams, and delivering scalable solutions that reduce turnaround time and improve adoption. I hold a post graduation in management from Symbiosis Institute of International Business, Pune where I was the topper of the batch and recipient of Directors Award.

Experience

4 yrs 11 mos
Total Experience
1 yr 8 mos
Average Tenure
1 yr 6 mos
Current Experience

Idfc first bank

Product Manager

Dec 2024Present · 1 yr 6 mos · Mumbai, Maharashtra, India

Product ManagementDigital Transformation

Aditya birla finance limited

2 roles

Product Manager: Personal Loans

Promoted

Aug 2022Dec 2024 · 2 yrs 4 mos · Mumbai, Maharashtra, India

  • Managing the entire product life cycle of Term loan and Dropline OD of Personal Loan
  • Digital Transformation of Personal Loans - Launched STP Journey & Insta PL
  • Launched Pilot programs for Personal Loans - Salaried Doctor & Contractual
  • Process & Policy Improvement through competitor analysis
  • End to End management of PA/PQ leads to drive 3x conversions and 2x increase in pool size
  • Portfolio Analysis and P&L
  • Strategy and Development
  • Customer Retention
PrioritizationBusiness Process ImprovementCustomer ExperiencePersonal LoansStrategy ImplementationMarket Analysis+8

Product Manager: Unsecured Loans

Aug 2022Mar 2023 · 7 mos · Mumbai, Maharashtra, India

  • Managed the Pre-Approved/ Pre-Qualified Journey & Conversion for Unsecured Loans: launched digital journey for PA
  • Spearheaded the Geo Expansion Project from 150 branches to 240+ branches in FY23
  • Launched the Dropline OD facility in Unsecured Loans
People ManagementLeadershipMarketing Campaign ManagementBFSIProduct ManagementProduct Development

Samunnati financial intermediation & services private limited

2 roles

Manager

Apr 2022Aug 2022 · 4 mos

  • Handled products like - Structured Trade Finance, BTST (Trading of Agri Commodities) and Market Linkage (Bulk procurement of commodities from FPOs and directing to Agri Enterprises) aiding the value chain in the areas-
  • Audit planning and execution
  • Risk management by identifying the gaps
  • Bill Discounting for meeting working capital needs
  • Agri Term loan
  • Product and insurance analysis
  • Consulting
  • Portfolio Analysis
Credit UnderwritingStrategyBill discountingRoot Cause AnalysisBusiness Project ManagementRisk Management

Management Trainee

Jun 2021Mar 2022 · 9 mos

  • Identified potential Agri-startups registered under Samaarambh and conducted financial analysis
  • Prepared Credit Appraisal Memorandums for providing customized credit facilities
  • Risk based Internal Audit
  • Quality assurance and compliance to board approved audit framework
Time ManagementCredit UnderwritingChange ManagementProblem SolvingSupply Chain ManagementISO Standards+1

Dvara e-registry

Communication and Design Intern

Sep 2020Oct 2020 · 1 mo

Samunnati financial intermediation & services private limited

Summer Intern

May 2020Jul 2020 · 2 mos

Value Chain AnalysisProject ManagementBFSIValue Chain Management

L&t financial services

Intern

Jun 2017Jul 2017 · 1 mo

  • Enhancing Microloans business effectiveness by leveraging call center operations and analysis of historical trends to enhance collection efficiency of on-ground staff.
StrategyProblem SolvingCustomer ExperienceCustomer Retention

Education

Symbiosis Institute of International Business

MBA - Agri Business Management

Jan 2019Jan 2021

Delhi University

Bachelor of Commerce - B.Com — Accounting and Business/Management

Jan 2016Jan 2019

S.R.D.A.V Public School, New Delhi

Business/Commerce — General

Jan 2014Jan 2016

Holy Angels' Sr. Sec. School

Jan 2002Jan 2014

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