Alex Pagonis — Co-Founder
Banks don't understand how tech professionals get paid. RSU income gets discounted or ignored. Vesting schedules are treated as risk. Founders borrowing on a $120k salary while their business does $3M. Startup employees with options the bank values at zero. I built Alcove Tech to fix this. We sit within Alcove — a 30-person mortgage advisory led by Chris Bates (Australia's #1 ranked broker, The Adviser 2024) that's settled $2.5B+ in home loans. Alcove Tech brings that infrastructure to the specific problem of tech compensation and lending. Before broking, I spent years in the world my clients come from. Strategy consulting at KPMG. R&D venture lending. Building a startup from scratch. I became a broker because I saw how badly tech professionals were being served. What we do: → RSU and equity income lending — we know which lenders accept it and how each one assesses it → Founder income structures — retained earnings, trust distributions, entity complexity → Liquidity event planning — timing purchases around secondaries, acquisitions, and IPOs → Expat income — international tech workers buying in Australia We've helped people from Google, Atlassian, Canva, Amazon, Eucalyptus, Uber, and Flare HR buy property. Try our free RSU Borrowing Power Calculator: https://rsulending.com.au/ https://meetings.hubspot.com/alexander-pagonis/tech
Stackforce AI infers this person is a Fintech expert specializing in mortgage advisory for tech professionals.
Location: Sydney, New South Wales, Australia
Experience: 11 yrs 4 mos
Skills
- Mortgage Advisory
- Financial Services
Career Highlights
- Founded Alcove Tech to address tech compensation issues.
- Expert in RSU and equity income lending.
- Advised top tech companies on property purchases.
Work Experience
Alcove Tech
Founder & Mortgage Broker (2 yrs 3 mos)
Shore Financial
Senior Business Development Manager (8 mos)
Pilk
Founder (5 yrs 2 mos)
Newington College
President | Old Newingtonians' Union (4 yrs 3 mos)
R&D Lending
Head of Growth & Operations (11 mos)
KPMG Australia
Associate Director - Management Consulting (8 yrs 4 mos)
Education
Higher School Certificate at Newington College
Bachelor of Health Science at Western Sydney University
Certificate IV in Finance and Mortgage Broking at The National Finance Institute
Diploma of Finance and Mortgage Broking Management at The National Finance Institute