A

Amar Kumar

AI Researcher

Gurgaon, Haryana, India9 yrs 2 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Over 8 years of experience in Data Science.
  • Expert in leveraging AI for data-driven solutions.
  • Proven track record in enhancing customer experience.
Stackforce AI infers this person is a Data Science expert in Fintech, specializing in AI-driven customer solutions.

Contact

Skills

Core Skills

Credit Risk ManagementMachine LearningCustomer RetentionGenerative AiMlopsNatural Language ProcessingCustomer Experience ManagementData EngineeringData Science

Other Skills

Risk ModelingCustomer Segmentation StrategyCustomer Lifecycle ManagementTransformersConsumer LendingArtificial Intelligence (AI)Large Language Models (LLM)Deep LearningBig DataAWS SageMakerApache SparkPredictive ModelingMachine Learning AlgorithmsMLflowPython (Programming Language)

About

"Embracing the ethos of 'Stay Hungry. Stay Foolish' by Steve Jobs, I've embarked on a transformative 8+ year journey within the realm of Data Science. Throughout my career, my curiosity about human behavior and the digital age has been the driving force behind my work. I've always been fascinated by the stories hidden within data, just waiting to be discovered through thoughtful exploration. The upcoming advancements in generative AI excite me greatly, as I believe they hold tremendous potential to transform the way we work. I'm particularly intrigued by the idea of AI agents and bots ushering in a new era of general artificial intelligence, which I believe will greatly enhance our daily tasks and activities. As a Data Science professional, my dedication lies in partnering with organizations to develop data-driven solutions and devise impactful strategies, leveraging cutting-edge AI tools and technology. Having collaborated with esteemed entities such as Paytm, OYO, and Accenture, I've contributed to their growth trajectories through diverse projects spanning various customer lifecycle stages. Consistently recognized as a top performer within my teams, I specialize in guiding businesses through every phase of customer lifecycle management. From acquisition to retention, cross-selling to upselling, personalized recommendations to risk management, I leverage the power of data to empower informed decision-making and drive exceptional growth. If you are interested in exploring and discussing the unlocking of the potential of AI-driven data transformation, please feel free to reach out to me at kumaramar9993@gmail.com."

Experience

9 yrs 2 mos
Total Experience
1 yr 6 mos
Average Tenure
1 yr 10 mos
Current Experience

Kissht

Principal Data Scientist

Aug 2024Present · 1 yr 10 mos · Gurugram, Haryana, India · Remote

  • ★ End-to-End Model Lifecycle: Lead the design, development, deployment, and periodic validation of all core credit risk models for both Acquisition (Fresh) and Repeat portfolios—owner of versioning control, rollout strategy, and rollback protocols.
  • ★ Production & Reliability: Established standardized pipelines, reducing release cycles from 3 weeks to <5 days. Built guardrails to ensure explainability and auditability.
  • ★ Monitoring & Risk Visibility: Institutionalized a 360 degree monitoring framework integrating real-time model health alerts (drift, input stability) with strategic leadership dashboards.
  • ★ Governance (MRM): Enforced Model Risk Management practices aligned with RBI Digital Lending Guidelines. Act as the primary interface for regulatory audits.
Credit Risk ManagementRisk ModelingCustomer Segmentation StrategyCustomer Lifecycle ManagementTransformersConsumer Lending+12

Paytm payments bank

Data Science Manager

Jan 2023Jul 2024 · 1 yr 6 mos · Noida, Uttar Pradesh, India · On-site

  • ★ Spearheaded a RAG-based solution to streamline email and ticket query resolution, drastically reducing Total Turnaround Time (TAT) through optimized human involvement.
  • ★ Implementing LLMOps pipeline to enhance experimentation tracking and automate feedback loops, ensuring continuous optimization of processes.
  • ★ Implemented a Smart Routing solution for payment transactions, processing millions in real-time and significantly enhancing payment success rates and routing cost. This solution features a static module and dynamic module for efficient routing.
  • ★ Directed the development of profitability and loyalty segments for over 35 million bank customers, enabling precise targeting of marketing campaigns to optimize spending and drive revenue growth.
  • ★ Achieved an 18% enhancement in customer experience by personalizing deposit amounts and automating minimum balance thresholds, effectively reducing manual friction and improving user satisfaction.
  • ★ Implemented wallet propensity models to inform business strategies for customer retention and high-value customer nurturing, facilitating sustainable growth and maximizing lifetime customer value.
  • ★ Developed robust account takeover/fraud detection models for app login security and third-party transactions, safeguarding customer accounts and upholding platform integrity.
Python (Programming Language)SQLPySparkGenerative AILarge Language Models (LLM)OpenAI Products+12

Oyo

Staff Data Scientist

Dec 2021Jan 2023 · 1 yr 1 mo · Gurugram, Haryana, India

  • Customer Service Operations and Quality Assessment of Agents with GenAI
  • ★ Conducted comprehensive analysis of email and call center operations, identifying issues such as high pendency and inefficient communication.
  • ★ Developed tailored Business SOPs for various query types and implemented an RAG solution leveraging SOPs and databases for efficient query resolution.
  • ★ Integrated Speech-to-Text APIs and ChatGPT capabilities to enhance communication and problem-solving efficiency.
  • Revenue Growth and Behavior Insights: Innovations in Revenue Management
  • ★ Achieved a remarkable 70% reduction in revenue leakage through an AI-based strategy, driving substantial revenue growth.
  • ★ Spearheaded development of a cutting-edge methodology leveraging digital footprints to accurately identify behavior anomalies, enhancing predictive capabilities and reducing revenue loss.
Python (Programming Language)SQLGenerative AIOpenAI ProductsLarge Language Models (LLM)Natural Language Processing (NLP)+7

Slate technologies inc.

Senior Product Data Scientist

Aug 2021Dec 2021 · 4 mos

  • ★ Spearheaded the development of a revolutionary software tool tailored for the construction industry, driving enhanced insights, productivity, and collaborative workflows.
  • ★ Engineered an advanced text classification system leveraging transformer embeddings, optimizing document management processes while implementing NLP, MLOps/CI/CD pipelines, and rigorous unit testing to ensure seamless project delivery and communication.
Python (Programming Language)MLOpsNatural Language Processing (NLP)Natural Language UnderstandingDocument ParsingTesseract+6

Accenture ai

2 roles

Data Science Consultant

Jun 2020Oct 2021 · 1 yr 4 mos

  • Customer Experience Analyzer for top retail banks in the UK
  • ★ Leveraged Google NLP APIs and GPT-3 beta to develop a cutting-edge customer experience analyzer for top retail banks in the UK, aggregating and analyzing customer feedback from various platforms.
  • ★ Defined product specifications and customer journey parameters, designing context-aware prompts with few-shot examples to enhance user engagement and comprehension.
  • ★ Developed a Power BI dashboard to provide comprehensive insights into the landscape of bank customer journeys and products, facilitating data-driven decision-making and strategic planning.
  • AI for BI
  • ★ Led the implementation of an AI-powered Business Intelligence project, enabling CXOs to effortlessly address general inquiries and perform thorough market research.
  • ★ Leveraging both internal and external data sources, the initiative delivered insights into the company's performance and competitor landscape.
Customer Experience ManagementAI Powered DashboardsGenerative AIOpenAI ProductsNatural Language Processing (NLP)BERT (Language Model)+13

Data Scientist

Mar 2019Jun 2020 · 1 yr 3 mos

  • ★ Spearheaded the development of the Early Warning Opportunity Signals (EWOS) Index, leveraging 250+ signals from diverse structured and unstructured data sources. This initiative markedly enhanced risk assessment, resulting in the recovery of $12 million by accurately identifying high-risk businesses.
  • ★ Led the Customer 360 signals engine project, which effectively harnesses online and offline data to generate targeted offers across various industries, integrating insights from third-party data sources to optimize customer engagement strategies.
  • ★ Innovated a graph-based entity resolution framework to seamlessly identify the same user across multiple platforms and sites such as apps, websites, news platforms, and locations, enhancing data consistency and enabling more personalized customer interactions.
Generative AIPythonBig Data AnalyticsMachine LearningFeature EngineeringData Engineering+9

Mathlogic

2 roles

Analytics Consultant

Promoted

Mar 2018Mar 2019 · 1 yr · Gurugram, Haryana, India

  • ★ Developed and enhanced credit risk models using credit bureau and client data for a "Buy Now Pay Later" service, significantly improving risk management and increasing profits by $200k through an innovative customer approval strategy.
  • ★ Led a project on ATM cash forecasting for a leading financial institution in India, employing machine learning techniques to predict daily cash needs and optimize replenishment schedules, achieving monthly savings of INR 2 crores.
  • ★ Designed and implemented a target-based incentive policy for a small finance bank, significantly boosting collections and enhancing team performance through strategic motivation and reward mechanisms.
ATM NetworksPythonCredit Risk ManagementMachine LearningFeature EngineeringCustomer Acquisition+12

Analyst

Mar 2017Mar 2018 · 1 yr · Gurugram, Haryana, India

  • ★ Successfully implemented NLP and machine learning techniques at a law firm to automate the categorization of service notes into UTBMS codes, significantly enhancing electronic invoicing and streamlining billing processes.
  • ★ Assisted in the development and implementation of modules and code for big data analytics, machine learning, and deep learning training at a multinational corporation, enhancing data processing capabilities and supporting advanced training initiatives.
Machine Learning AlgorithmsPythonMachine LearningFeature EngineeringDeep LearningPython (Programming Language)+7

Leadtech management consulting private limited

Software Developer

May 2014Jul 2014 · 2 mos · Gurgaon, India

Data Ingestion

Education

Indian Institute of Technology, Delhi

Integrated M.tech — mathematics and computing

Jan 2011Jan 2016

Maa bharti sr. sec school kota

high school

Jan 2011Jan 2011

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