Amit Kumar Upadhyay

Software Engineer

Hyderabad, Telangana, India3 yrs 4 mos experience

Key Highlights

  • Designed scalable payment infrastructure from scratch.
  • Reduced KYC drop-offs by 20% through innovative solutions.
  • Enabled auto-debit features, boosting customer retention by 40%.
Stackforce AI infers this person is a Fintech Backend Engineer with expertise in payment systems and infrastructure.

Contact

LinkedIn

Skills

Core Skills

Payment SystemsBack-end Web DevelopmentFinancial Reconciliation

Other Skills

AWSAWS Identity and Access Management (AWS IAM)AWS LambdaAlgorithmsAutomationC (Programming Language)C++Code ReviewCommunicationContinuous Integration and Continuous Delivery (CI/CD)Data StructuresDynamo DBE-NACHEMIEnglish

About

Software Engineer at InsuranceDekho, part of the core Payments team, building and scaling payment infrastructure from scratch. Integrated major payment gateways (Juspay, Razorpay, PayU) Focused on delivering scalable, production-grade systems that drive business outcomes.

Experience

3 yrs 4 mos
Total Experience
1 yr 3 mos
Average Tenure
9 mos
Current Experience

Digitalocean

Software Engineer 2

Sep 2025 – Present · 9 mos · Hyderabad, Telangana, India · Hybrid

Payment SystemsRabbitMQBack-End Web DevelopmentNode.jsJavaScriptMicroservices+2

Insurancedekho

Software Engineer

Jul 2023 – Aug 2025 · 2 yrs 1 mo · Gurugram, Haryana, India · On-site

  • End-to-End Payment Infrastructure Setup: Designed and implemented the complete payment system by integrating major gateways like Juspay, Razorpay, and PayU, handling transactions from zero to billions of rupees.
  • KYC Drop-off Reduction: Reduced customer drop-offs during KYC by 20% through a payment-first flow using PG-Escrow, improving conversion rates in critical user journeys.
  • Recurring Payments with E-NACH: Enabled auto-debit of monthly premiums using E-NACH for health and life insurance, increasing customer retention by 40% and reducing upfront payment pressure
  • EMI Feature Launch for Health Insurance: Introduced EMI payment options for health insurance policies, resulting in a 25% boost in revenue and a 20% increase in average order value
  • Automated Financial Reconciliation : Built dynamic daily MIS reports to automate transaction reconciliation across multiple payment gateways, saving hours of manual work for the finance team
  • Platform Fee Implementation : Developed a platform fee model to introduce a steady revenue stream on payments, contributing to the company's long-term profitability
Payment SystemsKYCE-NACHEMIFinancial ReconciliationPlatform Fee Implementation

Autodesk

Software Engineer Intern

Jan 2023 – Jul 2023 · 6 mos · Bengaluru, Karnataka, India · On-site

Education

Indian Institute of Information Technology, Pune

Bachelor of Technology - BTech — Computer Science

Jan 2019 – Jan 2023

D.A.V. Public School - India

High School Diploma

Amit Kumar Upadhyay - Software Engineer | Stackforce