Anant Deshpande

Co-Founder

Gurgaon, Haryana, India15 yrs 5 mos experience

Highly StableAI Enabled

Key Highlights

Built APIs powering lending decisions for 25M+ borrowers.
Bootstrapped FinBox to ~$1.5M ARR in the first year.
Expertise in bridging credit inclusion and infrastructure.

Stackforce AI infers this person is a Fintech expert with a strong focus on credit infrastructure and data-driven solutions.

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Skills

Core Skills

Product ManagementFintechData ScienceCredit StrategyBusiness AnalyticsMarketing StrategyAdvanced AnalyticsAnalyticsDigital MarketingData Analytics

Other Skills

APIscredit modelsdata platformsB2B credit intelligenceinfrastructure fintechalternative datacredit underwritingreal-time borrower informationpartnershipspersonal finance managementautomatic spend trackingbill reminderscustomer engagementmarketing optimizationmachine learning

About

I’m a product-led founder solving one of the world's toughest infra problems - financial (credit) inclusion. I’ve spent the last 10 years building APIs, credit models, and data platforms that now power lending decisions for 25M+ borrowers and ₹12,000 Cr+ in disbursals every year. FinBox is trusted by 100+ NBFCs, banks, super apps, telcos and fintechs across India, SE Asia and beyond. At FinBox, I bootstrapped to ~$1.5M ARR in the first year by keeping things frugal, focused, and product-first. Only later did we raise ~$55M to go international, experiment more, and scale faster. My background blends product, data science, and lending strategy. I believe in tech that solves real problems. On most days, you’ll find me thinking about: - How to underwrite the next 500M borrowers - Building lean teams that ship fast - Bridging the gap between inclusion and infrastructure Fintech isn’t about noise. It’s about outcomes. And I’m here to build for the long run.

Experience

15 yrs 5 mos

Total Experience

3 yrs

Average Tenure

Current Experience

Finbox

2 roles

Founder

Promoted

Oct 2018 – Mar 2026 · 7 yrs 5 mos · Gurugram

Pivoted FinBox to a B2B credit intelligence & infrastructure fintech that is democratizing credit with its gold standard products for banks, NBFCs and Digital Lending platforms.

APIscredit modelsdata platformsB2B credit intelligenceinfrastructure fintechProduct Management+1

Founder

Aug 2015 – Jan 2016 · 5 mos · Gurugram, Haryana, India

Started as a B2C personal finance management app with automatic spend tracking and bill reminders. 10k MAU, failed to scale and raise funds.

personal finance managementautomatic spend trackingbill remindersProduct ManagementFintech

Home credit

Big Data Underwriting Senior Manager

Jan 2016 – Oct 2018 · 2 yrs 9 mos · India, China, Indonesia

Led formalisation of alternative data in consumer credit - drove large scale partnerships to acquire data. Co-developed and deployed credit underwriting based on real-time borrower information from telcos, digital wallets, e-commerce transactions, payment gateways etc.

alternative datacredit underwritingreal-time borrower informationpartnershipsData ScienceCredit Strategy

Transorg analytics

3 roles

Business Analytics Manager

Jul 2014 – Jul 2015 · 1 yr

Advising top tier clients in travel, eCommerce and healthcare verticals on customer engagement/retention and marketing/UX optimisation using advanced analytics and machine learning techniques.
Scalable real-time model to predict a shared ride request on a SF based RideSharing company's mobile app.
Load forecasting and revenue optimisation for a low cost carrier

customer engagementmarketing optimizationadvanced analyticsmachine learningBusiness AnalyticsMarketing Strategy

Analytics Lead

Sep 2013 – Jun 2014 · 9 mos

Played a key role in founding Web Analytics & Digital Marketing Analytics as a product+service offering at TransOrg. Partnered with Webtrekk Gmbh, developed expertise, designed projects, created and managed client accounts.
Diversified data science service offerings in accordance with client requirements and evolving analytics ecosystem.

web analyticsdigital marketing analyticsdata scienceAnalyticsDigital Marketing

Analytics Specialist

Oct 2012 – Aug 2013 · 10 mos

Independently leading analytics practice for clients in the aviation and healthcare services space and responsible for consulting them on data driven sales and marketing strategies.
Setup data warehousing capability for transforming monthly xml extract into minable data:
Designed table structure for data containing more than 200 fields
Designed framework for data cleaning (pre-load process) and automated QC (post-load process)
Scripted and automated the data process
ETL Process optimization improved customer reach database by more than 7% and reduced cycle time by 10%
Segmentation and Targeting
Created customer segmentation based on RFME framework for accurate targeting
Designed targeted campaigns (up-sell, cross-sell, promotional) leading to customer loyalty, engagement and awareness
Consulted the client on multiple analytics projects to affect key policy decisions:
Opportunity assessment and forecasting to facilitate policy changes around unbundling of services
Marketing budget optimization and allocation across digital channels
Design and implement strategy and operations of customer recognition program aimed at improving long term customer loyalty