ARYAN DUBEY

Software Engineer

Allahabad, Uttar Pradesh, India3 yrs 10 mos experience

AI EnabledAI ML Practitioner

Key Highlights

Expert in building secure backend systems for digital payments.
Proven track record in high-performance financial platforms.
Aspiring to solve complex backend engineering challenges.

Stackforce AI infers this person is a Fintech backend engineer with expertise in secure payment systems and scalable architectures.

Contact

Skills

Core Skills

JavaSpring BootSecure Payments InfrastructureMicroservicesRest Apis

Other Skills

KafkaRedisCassandraJava Cryptography ArchitectureAPI ModelsXML-to-JSON pipelinesData CleaningCore JavaMultithreadingSecure Authentication (OAuth2, JWT)Digital PaymentsObject-Oriented Programming (OOP)Java ConcurrencySpring FrameworkBack-End Web Development

About

I am a Senior Associate – UPI Design & Development at NPCI with 3+ years of experience in building scalable, resilient, and secure backend systems that power India’s digital payments ecosystem. My expertise lies in Java, Spring Boot, Microservices, Kafka, Redis, Cassandra, and REST APIs, with a proven track record of designing and delivering high-performance systems for mission-critical financial platforms. At NPCI, I have contributed to projects such as cross-border UPI infrastructure, mandate management systems, AutoPay, FX modules, encryption frameworks, and international partner integrations, directly enabling the expansion of India’s digital payments at a global level. 🌍 What I Bring - Strong backend development skills with Java & Spring Boot microservices - Hands-on experience with distributed systems, event-driven architecture, and caching - Expertise in designing secure, low-latency, and fault-tolerant systems - Experience working on high-volume, real-time financial transactions 🚀 Career Aspiration I am passionate about solving complex backend engineering challenges and aspire to contribute as a Software Development Engineer at leading global tech and fintech companies, building products that scale to millions of users. 📌 Core Skills: Java | Spring Boot | Microservices | Kafka | Redis | Cassandra | MySQL | REST APIs | Distributed Systems | Secure Payments Infrastructure

Experience

3 yrs 10 mos

Total Experience

1 yr 8 mos

Average Tenure

6 mos

Current Experience

Morgan stanley

SDE 2

Nov 2025 – Present · 6 mos · Bengaluru, Karnataka, India · On-site

JavaSpring BootMicroservicesKafkaRedisCassandra+1

National payments corporation of india (npci)

Senior Associate UPI Design and Development

Oct 2024 – Nov 2025 · 1 yr 1 mo · Mumbai, Maharashtra, India · On-site

🔐 PII Encryption Framework: Implemented AES 128-bit encryption using Java Cryptography Architecture with Base64 encoding, ensuring GDPR & PCI-DSS compliance. Developed reusable crypto utilities for secure logging and API integration.
🌐 Cross-Border UPI Gateway: Enabled real-time settlement for corridors like India-Thailand, India-Nepal & India-Mauritius. Achieved 20% performance gain and scaled to 10K+ daily transactions.
📑 Deal Booking API: Automated manual deal bookings using a secure RESTful API, reducing overhead by 50% and improving settlement timelines from T+2 to T+1.
🔁 AutoPay (International): Built mandate-based recurring payments for cross-border use-cases via 5+ robust REST APIs supporting creation, execution, and cancellation.
💱 FX Module – CCOM Integration: Integrated with DBS & JPMS for real-time FX rate sync using async/sync API models. Reduced manual workload by 90% with bi-directional payload conversion.
🛠️ Partner Onboarding Portal: Developed Spring Boot-based portal, cutting onboarding time by 30%.
🌍 International Adapter Modules: Engineered dynamic adapters to support ISO 20022-compliant transaction processing across Thailand, UAE & Japan using real-time XML-to-JSON pipelines.

CassandraData Cleaning