Binay Kumar Rajak

Product Manager

Mumbai, Maharashtra, India2 yrs 5 mos experience
Highly Stable

Key Highlights

  • Led development of innovative UPI-based products.
  • Achieved significant efficiency improvements in product management.
  • Strong foundation in software development and algorithmic trading.
Stackforce AI infers this person is a Fintech Product Manager with strong software development and algorithmic trading expertise.

Contact

Skills

Core Skills

Product ManagementUpi PaymentsSoftware DevelopmentAlgorithmic Trading

Other Skills

API IntegrationAlgorithmsApache KafkaApi BankingBRSBRS PreparationBash scriptingBusiness AnalyticsC++Computer NetworkingCustomer Relationship Management (CRM)Data AnalyticsData Consistency MonitoringData StructuresDatabase Management System (DBMS)

About

Hi connections,Binay this side, with 2.5+ years of experience working as a Product Manager at ICICI Bank for the Merchant Ecosystem Business. I've completed my B.E. in Electrical Engineering from Jadavpur University in 2023. I'm seeking a challenging Tech Product Management Role to improve my Problem solving and Managerial skills.My current position as a PM at ICICI Bank has equipped me with strong leadership skills, aligning seamlessly with the requirements of the role. I have demonstrated expertise in managing diverse modules of ICICI's inhouse Soundbox that includes Merchant Onboarding, Device Mapping, Fund Settlement, Refund, Terminal Management, QR String Generation, and Inventory Management.Furthermore, I do have some experience working in a software company from my internship at Nevaeh Technology Pvt. Ltd. as a C++ developer. I successfully worked on enhancing order placement efficiency through Gateway Adapters and adapting Input Adapter structures for a Stock Exchange project. This involved handling Portfolio data, creating orders, and implementing necessary functionalities for Algorithmic Trading.As a problem solver, I am well-versed in Data Structures, Algorithms, Object-Oriented Design, Computer Networks, and RDBMS. I'm Proficient in C++ and SQL, I have solved over 1000+ DSA problems on platforms like LeetCode and GeeksforGeeks. Additionally, my experience in MERN-stack projects, such as building a digital wallet and integrating it with a Payment API Gateway, showcases my versatility.Note: The opinions I express are entirely my own and do not reflect the views or opinions of my employer.

Experience

2 yrs 5 mos
Total Experience
2 yrs 5 mos
Average Tenure
--
Current Experience

Icici bank

Product Manager - UPI Payments

Jun 2023Nov 2025 · 2 yrs 5 mos · Mumbai · On-site

  • 🚀 Driving Innovation in UPI-based Merchant Solutions
  • Led development of B2B products like SoundBox and Dynamic QR Display devices to enhance Peer-to-Merchant UPI transaction experiences.
  • Improved operational efficiency by delivering key modules:
  • → Merchant Onboarding (30% TAT reduction)
  • → Inventory Management System (50% faster deployment)
  • → Resulted in 20% growth in user adoption.
  • Collaborated with OEMs, firmware vendors, branding & marketing teams to launch sleek, user-friendly device experiences.
  • Integrated core product flows with UPI Switch using APIs (QR Generation, Callback, Refund, etc.) to streamline Static & Dynamic QR transactions.
  • Built robust monitoring systems, analyzing transaction volumes, API fallouts & reversals to implement Kafka-based retriggers & file-based fallback flows — ensuring 100% data consistency.
Merchant OnboardingInventory ManagementAPI IntegrationData Consistency MonitoringKafkaProduct Management+1

Nevaeh technology pvt. ltd.

Software Developer Engineer

Dec 2022Mar 2023 · 3 mos · Kolkata, West Bengal, India · On-site

  • Contributed to the enhancement and modernization of a High-Frequency Trading (HFT) System, focusing on system study, feature upgrades, performance optimization, and legacy system overhaul.
  • Worked on Gateway Adapters to manage multiple start-stop times for order placement, optimizing trade execution logic for a Stock Exchange project using C++.
  • Redesigned Input Adapter structures to accommodate a new data format, enabling seamless integration with evolving exchange protocols.
  • Developed core connectivity features (Login, Logout, Session Establishment) for the Hong Kong Exchange, leveraging OMnet API to ensure secure and reliable communication between client and exchange.
C++High-Frequency TradingOrder Placement OptimizationSystem ModernizationSoftware DevelopmentAlgorithmic Trading

Education

Jadavpur University, Kolkata

Bachelor of Engineering - BE — Electrical Engineering

Jul 2019Jul 2023

Burnpur Boys High School, Burnpur

West Bengal Council of Higher Secondary Education (12th) — PCM

Jun 2017May 2019

St. Joseph High School, Asansol

West Bengal Board of Secondary Education (10th)

Mar 2005May 2017

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