Oct 2023 – May 2025 · 1 yr 7 mos

• Drive the bank’s budgeting, long-term planning, and strategic financial analysis for senior leadership and ALCO.
• Formulated the bank’s entire FTP policy and automated COF/FTP reporting, improving accuracy and decision speed.
• Highlighted high-cost term loans and bulk deposits to ALCO, contributing to a 5 bps reduction in Cost of Funds.
• Identified gaps in the budgeting process and redesigned key steps to strengthen planning discipline across the bank.
• Analyzed loss-making channels in the personal loan business, leading to the strategic closure of unprofitable segments.

Apr 2023 – Sep 2023 · 5 mos

Dec 2021 – Mar 2023 · 1 yr 3 mos

Jul 2021 – Nov 2021 · 4 mos · Gurugram, Haryana, India · On-site

• Led SKU-level costing and profitability analysis across seven factories, giving the Chairman clear visibility into loss-making lines and corrective actions.
• Cut report turnaround time and strengthened monthly consolidation, enabling faster strategic decisions.
• Analyzed channel profitability (Modern Trade, Export) and guided margin-focused improvements with the Group COO.
• Enhanced cash-flow management, inventory monitoring, and credit control to tighten working capital discipline.
• Ensured full compliance with tax and statutory requirements while coordinating smooth internal and external audits.

Aug 2015 – Jun 2021 · 5 yrs 10 mos · Kolkata Area, India

• Took over a struggling retail business and led a full financial and operational turnaround within two years. Implemented an Oracle-based ERP system that brought real visibility into 8,000+ SKUs, reducing slow-moving inventory and tightening stock control.
• Redesigned working-capital management cutting requirements through better creditor terms and disciplined inventory planning.
• Introduced structured stock, sales, and reconciliation processes that strengthened accuracy and eliminated leakages.
• Upskilled staff and embedded data-driven decision-making to support sustainable profitability and daily operational efficiency.

Jun 2013 – Jul 2015 · 2 yrs 1 mo · Lagos, Nigeria · On-site

• Built the finance function from the ground up, establishing processes, controls, and a fully structured team.
• Led the end-to-end implementation of Oracle ERP and trained teams across production, finance, sales, and inventory, transforming data accuracy and workflow discipline.
• Automated key reports debtor ageing, creditor ageing, and production insights giving leadership real-time visibility for faster decisions.
• Introduced strict credit-control mechanisms that eliminated unauthorized sales and accelerated receivables recovery.
• Strengthened costing, budgeting, and variance analysis to tighten margins and improve operational accountability.
• Ensured smooth audits, reliable monthly closes, and transparent coordination across procurement, production, and sales.

Jun 2012 – May 2013 · 11 mos

• Worked directly with the CEO to provide clear, timely insight into factory performance across the group. Analyzed manpower, operating expenses, and working capital to highlight efficiency gaps and improvement opportunities.
• Streamlined the flow of daily stock, sales, and production reports, giving leadership faster decision-making visibility.
• Connected finance and operations teams, ensuring data consistency and stronger alignment on priorities.
• Helped shape executive decisions by turning complex operational data into actionable recommendations.

Jun 2011 – May 2012 · 11 mos

• Led the financial engine of the Seasoning Division, tightening month-end close and bringing clarity to performance through consolidated reporting.
• Introduced deeper variance and cost analysis that helped management make faster, more informed production decisions.
• Strengthened inventory and procurement alignment, reducing stock discrepancies and improving material costing accuracy.
• Ensured clean, on-time statutory audits while streamlining payroll and tax processes for smoother operations.
• Collaborated across factories and logistics teams to keep production flowing efficiently and support delivery targets.

Oct 2010 – May 2011 · 7 mos

Mar 2010 – Sep 2010 · 6 mos

Jul 2007 – Feb 2010 · 2 yrs 7 mos

• Led financial operations across Port Harcourt and Kano, introducing the branch’s first profitability reports and stronger internal controls.
• Identified and halted cash and inventory fraud, restoring trust and accuracy in reporting. Partnered with sales and logistics to cut transportation costs by 15% and improve order-to-cash flow.
• Strengthened budgeting, forecasting, and inventory oversight to give leadership clearer visibility. Stepped in during leadership gaps and helped the branch achieve its highest sales performance during the period.

Feb 2007 – Jun 2007 · 4 mos · Kolkata, West Bengal, India

• Assisted in financial operations and reporting for infrastructure projects.

May 2006 – Jan 2007 · 8 mos · Kolkata, West Bengal, India

• Managed accounts and financial transactions for the company.

Aug 2001 – Jan 2006 · 4 yrs 5 mos · Kolkata, West Bengal, India

• Gained foundational experience in accounting and auditing practices.