D

Dipesh Karki

Co-Founder

Mumbai, Maharashtra, India14 yrs 5 mos experience
Most Likely To SwitchAI ML Practitioner

Key Highlights

  • Founder of LenDenClub, driving financial inclusion.
  • Expert in building scalable fintech solutions.
  • Innovator in peer-to-peer lending technology.
Stackforce AI infers this person is a Fintech innovator with a focus on scalable lending solutions.

Contact

Skills

Core Skills

Product ManagementLeadershipProduct DevelopmentSoftware DevelopmentCryptographyWorkflow SolutionsDocument Management

Other Skills

AI StrategyFinancial InclusionCompliancePeer to Peer LendingClient-Server Architecture3DVIA ComposerCATIABusiness AnalysisProject ManagementStart-upsProgrammingMathematicsBusiness DevelopmentBusiness StrategySolution Architecture

About

As a founder of LenDenClub, I’m on a mission to reimagine how financial systems work, specifically for the underserved markets where access to financial products has been limited or non-existent. My journey hasn’t been about chasing trends or building what's easy; it's about creating solutions that actually work: solutions that stand the test of time, scale with real-world challenges, and provide tangible benefits to those who need it the most. Ten years in fintech have taught me this: If you want to create something that lasts, you have to start with the foundation. It's not enough to just launch products or raise capital; the systems we build need to be thoughtfully designed, resilient, and, most importantly, ethical. Whether it’s optimizing underwriting frameworks, tackling compliance complexities, or creating data-driven lending models, my focus is always on building from the ground up. Not just for today but for tomorrow. Through LenDenClub, we’ve focused on creating a robust lending infrastructure that empowers millions of underserved borrowers. But more than that, we’re building a financial ecosystem that allows for inclusive growth, especially in Tier 2 and Tier 3 markets where financial products are often out of reach. I’m not here for the short-term noise or the flashy headlines. My work is about clarity, precision, and the patience to build something that has a lasting impact. It’s about using technology and data to make financial systems more inclusive, to build an infrastructure that doesn’t just scale but also adapts to the needs of a rapidly evolving world. If you're tackling complex product problems, building for financial inclusion, or working to scale fintech systems that actually work, I’d love to connect and learn from your experiences.

Experience

14 yrs 5 mos
Total Experience
4 yrs 11 mos
Average Tenure
10 yrs 10 mos
Current Experience

Lendenclub

2 roles

Co-founder | CPTO

Promoted

Apr 2025Present · 1 yr 2 mos · Mumbai Area, India

  • As CPTO, I lead the product, technology, and AI strategy to scale financial inclusion across India. I focus on building innovative, user-first lending and investing products, driving platform excellence, and applying AI to enhance underwriting, collections, and customer experience — all while aligning teams toward sustainable and scalable business growth
LeadershipProduct ManagementSoftware DevelopmentAI StrategyFinancial Inclusion

Co-founder | CTO

Jul 2015Mar 2025 · 9 yrs 8 mos · Mumbai Area, India

  • LenDenClub is an online marketplace for peer to peer money lending and borrowing.
  • We at LenDenClub are consistently working on innovating the traditional borrowing and lending process with the right amalgamation of technology.
  • LenDenClub is now RBI registered NBFC-P2P.
  • To learn more, visit www.lendenclub.com
  • To join us, visit https://www.lendenclub.com/careers/
LeadershipProduct DevelopmentCompliancePeer to Peer Lending

Ida business solutions pvt ltd

Founding Member | Lead Software Developer

Jan 2013Jan 2016 · 3 yrs · Mumbai Metropolitan Region

  • co-founded a piping isometric drawing generating application on top of CATIA piping workbench for Plant and Ships building industry. The software is now commercially available with the name pipeISO.
  • Created solution for license management system with my own cryptographic code.
  • Created client-server architecture to share license among clients.
  • Created simulator in 3DVIA composer to inject fuels in Calandria.
  • Created appliction to convert Microsoft VISIO drawings to CATIA PnID diagrams.
  • Created solution to generate Piping Isometric Drawings from PCF files in CATIA.
  • Implemented pipeISO for AREVA, ACCIONA, BOCCARD, BARC, PLE, L&T and few more.
  • Feedback implementations.
Software DevelopmentCryptographyClient-Server Architecture3DVIA ComposerCATIA

Newgen software technologies limited

Software Analyst

Jul 2011Aug 2012 · 1 yr 1 mo

  • Worked on Newgen's products and their customized implementation.
  • Created and implemented workflow solution for DSIR, Ministry of Science and Technology, India.
  • Implemented Document Management Solutions for DSIR, CSIR and CDC, Ministry of Science and Technology, India.
  • Worked directly with Joint Secretary of DSIR, CSIR and CDC and handled their business deals and requirements.
Workflow SolutionsDocument ManagementBusiness Analysis

Education

National Institute of Technology, Kurukshetra, Haryana

Bachelor of Technology (BTech) — Electronics and Communication Engineering

Jan 2007Jan 2011

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