Gaurav Singhal

AI Researcher

Raleigh, Durham, United States17 yrs 7 mos experience

Highly StableAI Enabled

Key Highlights

16+ years in AI and analytics innovation.
Expert in scalable AI/ML solutions.
Leader in fintech product development.

Stackforce AI infers this person is a Data Science leader in Fintech with expertise in AI and analytics.

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Skills

Core Skills

Data ScienceFintechRisk AnalyticsStatistical AnalysisMachine LearningRisk ManagementData Analysis

Other Skills

Generative AIBig DataMathematicsCommunicationTeam ManagementStatistical ConceptsData AnalyticsProblem SolvingHypothesis TestingStatistical ModelingRisk ReportingEconomic CapitalLarge Language Models (LLM)Deep LearningAmazon Web Services (AWS)

About

Data Science leader with 16+ years of experience driving AI and analytics innovation across Banking, Credit Risk, Talent Analytics, and Fintech. I specialize in turning complex business challenges into scalable AI/ML solutions—from idea to production—using technologies like Python, NLP, LLMs, Deep Learning, and AWS Cloud. At Yodlee, I lead a team of data scientists and engineers building next-generation fintech products that enhance efficiency, ensure compliance, and deliver measurable revenue growth. I also contribute to AI governance and Model Risk Management frameworks promoting accurate and ethical AI use. Passionate about bridging business strategy with data-driven decision making, I focus on creating AI solutions that are impactful, accurate, and built responsibly.

Experience

17 yrs 7 mos

Total Experience

2 yrs 5 mos

Average Tenure

6 mos

Current Experience

Envestnet

Senior Data Scientist

Dec 2025 – Present · 6 mos · Raleigh-Durham-Chapel Hill Area · Hybrid

Envestnet | yodlee

Director Data Science

Mar 2023 – Feb 2026 · 2 yrs 11 mos · India · Hybrid

Generative AIBig DataData ScienceFinTech

Envestnet | yodlee india

2 roles

Senior Manager, Data Science

Mar 2020 – May 2023 · 3 yrs 2 mos

MathematicsCommunicationTeam ManagementStatistical ConceptsFinTechData Analytics+4

Principal Data Scientist

Sep 2018 – Mar 2020 · 1 yr 6 mos

MathematicsCommunicationHypothesis TestingTeam ManagementStatistical ConceptsFinTech+5

Tavant technologies private limited

Lead Data Scientist

May 2018 – Sep 2018 · 4 mos · Bengaluru, Karnataka, India

Identify the opportunities of creating useful Machine Learning models for existing and new
clients and create and present pre-sales presentations leveraging the internal as well external
data. If sales are successful, create these models
Mentor a team of programmers and analysts to improve their skills statistical modeling and
Machine Learning by helping them in – ideation, creation, and validation of machine learning
models and estimating marginal return of investments of such models over existing solutions
for their team specific business domain/industry.

MathematicsCommunicationTeam ManagementStatistical ConceptsData AnalyticsProblem Solving+2

Ceb

Data Scientist/Quantitative Consultant

Aug 2014 – Apr 2018 · 3 yrs 8 mos · Bengaluru, Karnataka, India

MathematicsCommunicationHypothesis TestingTeam ManagementStatistical ConceptsData Analytics+3

Barclays

Assistant Manager

Nov 2012 – Jul 2014 · 1 yr 8 mos · Noida

Analyzed portfolios and contributed in strategic policy making to mitigate risk, increase low risk customer base.
Analyzed impact of newly created policies and developed future action plans.
Created strategies to increase collections/reduce losses and implemented tools to apply these strategies.

Risk ReportingMathematicsCommunicationStatistical ConceptsData AnalyticsProblem Solving+4

Genpact llc

Assistant Manager

Jun 2010 – Oct 2012 · 2 yrs 4 mos

Developed loss forecasting models for Auto Loans using statistical techniques. Models are used for business planning and loss reserving along with portfolio understanding.
Planned strategies for collections to minimize losses and maximize recoveries.

Risk ReportingMathematicsCommunicationHypothesis TestingStatistical ConceptsData Analytics+5

Quatrro

Assistant Manager

Jul 2008 – May 2010 · 1 yr 10 mos

Built a Score Card using logistic regression method in SAS for a credit bureau in US
Built a Cross-Sell model for CASA to FD for a bank in Middle East.
Delinquency Validation/Score validation which includes validation of Application and Behavior Score using SQL and VBA for a Columbian Bank
Created “Through the Door MIS Reports” using SQL and automated using VBA for a Columbian Bank
Automated the Extraction of Financial Information from excel files using VBA for a Columbian Bank
Automated some of the Pre-modeling and Post-modeling analysis using SAS and VBA.

Risk ReportingMathematicsCommunicationHypothesis TestingStatistical ConceptsData Analytics+4

Sapient

Intern

May 2006 – Jul 2006 · 2 mos

E‐commerce Project: Provided consultancy to client company for selecting the best e‐commerce vendor (amongst ATG, IBM, Microsoft, SAP, Blue Martini, Vignette, BroadVision and Oracle) by
analyzing and comparing their services and products (team of 5)