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Guneet Kaur

CEO

Pune City, Maharashtra, India17 yrs 11 mos experience
Highly Stable

Key Highlights

  • Expert in API integration and regulatory compliance.
  • Proven track record in digital transformation projects.
  • Strong advocate for customer-centric banking solutions.
Stackforce AI infers this person is a Fintech expert with a strong focus on regulatory compliance and digital transformation.

Contact

Skills

Core Skills

Api Integration In BankingRegulatory ComplianceFinancial InclusionAgile Project ManagementBanking OperationsCustomer ExperienceBusiness DevelopmentClient ManagementSoftware DevelopmentDatabase Management

Other Skills

Agile MethodologiesCompliance Oriented Program DeliveryRegulatory Change DeliveryBankingPresentationsBanking SolutionsCustomer Identification Program (CIP)AnalyticsFlow DiagramsFinancial ConsultingProcess ConsultingCustomer AcceptancePresentation SkillsAnalytical SkillsSubject Matter Experts

About

Driven by a passion for financial innovation and customer-centric solutions, I am a highly experienced Functional Business Analyst specializing in the dynamic Indian banking sector. Recently attended a fintech conference in London and hold a fintech certification from IIM, I bring a unique blend of traditional banking expertise and emerging technology insights. My proven track record includes in-depth understanding of complex loan portfolios, LOS, Core Banking Software like Finacle. I excel across the entire loan lifecycle, from credit analysis to loan monitoring, ensuring optimal performance and customer satisfaction. As a strong advocate for collaboration, I bridge the gap between business and technology, designing intuitive interfaces and workflows that empower both customers and colleagues. I am proficient in MS SQL, Visio, and agile methodologies, ensuring data-driven decision-making and streamlined processes. Skills Functional: Agile, banking domain, Finacle, mortgage, business process modeling, stakeholder management Technical: Jira, Confluence, SQL, Visio, data analysis

Experience

17 yrs 11 mos
Total Experience
3 yrs 7 mos
Average Tenure
2 mos
Current Experience

Global tier 1 bank

Vice President

Mar 2026Present · 2 mos · Pune City, Maharashtra, India · Hybrid

  • Driving regulatory alignment of Open Banking APIs with PSD2 / Berlin Group standards
  • Partnering with architecture, technology and business SMEs to validate data interpretations and ensure accurate exposure of banking data through API channels.
  • Identifying regulatory and platform gaps and defining the scope for remediation and enhancements.
  • Supporting cross-platform integration between internal banking systems and the Open Banking / TPP API layer.
  • Contributing to regulatory compliance initiatives and modernization of API-based banking capabilities.
Agile MethodologiesAPI Integration in BankingRegulatory Compliance

Ninebee foundation

Program Lead – Regulatory & Financial Inclusion Enablement

Sep 2025Mar 2026 · 6 mos · Pune District, Maharashtra, India

  • Designed a lightweight regulatory enablement framework by translating regulator-issued financial literacy guidelines into executable delivery models
  • Defined governance, reporting structures, and success metrics for pilot implementation
  • Standardized processes and workflows to improve visibility, auditability, and readiness for future scale
  • Acted as central coordination point across partner stakeholders to ensure consistent interpretation and execution of regulatory objectives
Compliance Oriented Program DeliveryRegulatory Change DeliveryBankingRegulatory ComplianceFinancial Inclusion

Barclays

Senior Technical Business Analyst

May 2022Nov 2025 · 3 yrs 6 mos

  • As a Senior Business Functional Analyst at Barclays, I am responsible for bridging business needs with technical solutions, ensuring seamless delivery of impactful projects. My key responsibilities include:
  • Requirement Analysis: Collaborating with stakeholders to gather and document functional and technical requirements, focusing on API request parameters, payload structures, and user stories.
  • API Testing and Integration: Validating API functionality through rigorous testing and ensuring smooth system integration.
  • Database Management: Querying and analyzing data to ensure system accuracy, support troubleshooting, and provide insights for decision-making.
  • Agile Practices: Driving project execution using Agile methodologies, leveraging tools like Jira and Kanban boards for task management and progress tracking.
  • Documentation and Collaboration: Maintaining comprehensive documentation in Confluence, facilitating seamless communication between cross-functional teams.
  • Key Achievement:
  • Played a pivotal role in delivering a major digital transformation project aimed at enhancing customer experience through API integrations and real-time data processing. This involved collaborating with cross-functional teams to design and implement scalable API solutions, performing end-to-end testing, and ensuring seamless integration with legacy systems, resulting in improved system efficiency and a 50% reduction in processing time.
PresentationsBanking SolutionsCustomer Identification Program (CIP)AnalyticsAPI Integration in BankingFlow Diagrams+39

Punjab & sind bank

Team Lead Manager

Aug 2012May 2022 · 9 yrs 9 mos · India · On-site

  • As a Retail Banking Manager, I gained in-depth knowledge of the end-to-end banking processes. This encompassed a range of activities, including customer onboarding, account management, lending and credit assessment, risk analysis, compliance, and customer service. By overseeing these processes, I ensured smooth operations, efficient customer experiences, and adherence to regulatory requirements. Additionally, I proactively identified opportunities for process optimization, cost reduction, and revenue generation, thereby contributing to the overall success of the retail banking division.
Microsoft ExcelSupporting OthersPresentationsBanking SolutionsTeam ManagementCustomer Identification Program (CIP)+43

Kogson infotech

Sr Manager

May 2010Jul 2012 · 2 yrs 2 mos · Delhi, India

  • Content writing and business development based on incoming website leads and quote requests.
  • Improved marketing and reporting processes, data management.
  • Client interactions to manage existing projects.
  • Intensive market research to track new leads.
Microsoft ExcelSupporting OthersPresentationsFlow DiagramsFinancial ConsultingService-Level Agreements (SLA)+26

Infosys

Software Engineer

Jan 2008Jan 2010 · 2 yrs · Pune/Pimpri-Chinchwad Area · On-site

  • In my role as a Software Developer at Infosys, I specialized in .NET and SQL development. I had the opportunity to work on the development of reusable components, with a focus on creating a user-friendly UI/UX. One notable project involved collaborating with a renowned Sweden based pharmaceutical company, to support their 50+ applications related to supply chain management. This experience allowed me to deepen my technical expertise, while also honing my ability to understand complex business requirements and deliver effective software solutions.
Microsoft Excel. NetSupporting OthersPresentationsFlow DiagramsService-Level Agreements (SLA)+18

Education

Indian Institute of Management, Kozhikode

Fintech (Banking — Finance & Technology)

Aug 2023Aug 2024

Indian Institute of Banking and Finance

CAIIB — Retail Management

Jan 2013Jan 2014

Guru Nanak Dev University, Amritsar

Bachelor of Technology - BTech — Computer Science

Jan 2004Jan 2008

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