Nov 2023 – Present · 2 yrs 7 mos · Bengaluru, Karnataka, India

• Owned the integration of UPI over Borrow Credit Line enabling users to use their borrow purchase power for UPI transactions. Crossed more than 1cr gross transaction value in the first month itself.
• Led migration from Amplitude to Mixpanel SDK for product analytics, ensuring compliance with regulations and bringing cost reduction.
• Worked on transactions module unifying TPAP and UPI over PPI transactions handling the
• registration, authentication, execution and status of UPI transactions.
• Developed a module for managing slice account beneficiaries, enabling users to add and remove
• beneficiaries, and update transaction limits for added beneficiaries.
• Worked on Personal Loan product, as a branch of our borrow product, for customers in the premium segment.
• Contributed to product enhancements on Borrow that led to a reduction in onboarding dropout rates by nearly 12%, increase in AOV by upto 20%, and an impact on GTV by nearly 6Cr in the first month itself.
• Built a feature to enable new users to choose between the available lending products, borrow and PL, resulting in an improvement in PL orders by 1.1cr in the month of launch.

Jun 2022 – Oct 2023 · 1 yr 4 mos · Bengaluru, Karnataka, India

• Worked independently on Mini(slice PPI) UPI transactions
• Contributed to Mini Autoload(auto-topup)
• Developed bank account autodiscovery feature that helped reducing onboarding time from 150 to 90 seconds, enhancing UPI onboarding conversion rates by 5% and increasing the percentage of users with more than one account linked to UPI to 40-45% (up from 4% previously)
• Independently developed UPI self transfer functionality to allow users to move funds between any two of their linked bank accounts on the app.
• Independently worked on the entire flow for UPI Lite on the app, completely on Jetpack compose including onboarding, transaction and terminal screens.
• Worked on sms sync functionality during UPI onboarding that helps provide better payee recommendations to UPI users.
• Worked on the entire flow for Promotional QR that allows users to directly subscribe to platforms through print or digital advertisement powered by UPI Autopay.