Kanishk Goyal — Operations Associate

Multidimensional Finance Professional with robust expertise across Stock Trading, Trade Finance, Credit, and Capital Markets ecosystem—specializing in Credit Risk & Underwriting, Investigations, Due Diligence, Credit & Financial Analysis, Trade Finance, Lending Operations and Risk Management, while also holding a seasoned background in Financial Planning & Advisory, Equity Research and Trading in Stock Markets. With hands-on exposure in Trade Finance Fintech Solutions, I analyse borrower profiles, assess repayment capacities, evaluate business models, In-depth Financial & Bank Statement Analysis, investigating credit & legal history and structure appropriate collection strategies. I possess a nuanced understanding of working capital financing, export-import trade instruments, credit research, and risk mitigation techniques, enabling me to support sound, profitable lending & collection decisions for MSME clients. My experience in Equity markets continues to add value, especially in understanding market-linked risks, macroeconomic conditions, and industry-level drivers that influence credit behaviour and portfolio performance. I am adept at leveraging financial modelling, scenario analysis, stress testing and valuation methodologies to arrive at data-driven decisions. 🔍 Core Competencies | Credit Analysis | Credit Underwriting | Risk Management | Portfolio Management | Financial Modelling & Valuations | Forensic Analysis | Trade Finance | Credit Appraisal | Equity & Credit Research | Economic and Industry Analysis | Microsoft office | Financial Planning & Analysis | Technical and Fundamental Analysis | Equity & Derivatives Trading | 🧠 Key Strengths | Effective Communication | Analytical Precision | Decision-Making Under Risk | Regulatory Familiarity | In-depth Research | Time Management | Adaptability to Market Dynamics | Client-Centric Approach | Leveraging AI | Integrity & Professional Ethics| Collaborator | Planner | Problem-Solving | Adaptability | Attention to detail | Interpersonal Skills | Critical Thinking | Emotional Intelligence | Leadership skills | A firm believer in continuous growth, I have complemented my academic foundation with extensive real-world exposure in capital markets and trade finance. I also draw strength from my background in competitive sports—instilling resilience, discipline, and the ability to perform under pressure.

Stackforce AI infers this person is a Fintech professional with a focus on credit risk and equity trading.

Location: Mumbai, Maharashtra, India

Experience: 3 yrs 6 mos