Kusum Taxak

Product Manager

Gurgaon, Haryana, India9 yrs 5 mos experience

Highly Stable

Key Highlights

Expert in Credit Risk Analytics and Regulatory Compliance.
Led BASEL III implementation at Wells Fargo.
Recognized as Stand Out Performer in 2023.

Stackforce AI infers this person is a Fintech expert specializing in Credit Risk Analytics and Regulatory Compliance.

Contact

Skills

Core Skills

Credit Risk AnalyticsRegulatory ComplianceRegulatory ReportingData QualityData WarehousingRisk ReportingRisk ModelingData Analysis

Other Skills

Basel IIIUAT TESTPersonal LoansHADOOPBase SASSAS EGData DictionaryPDERegulatory DocumentationEnd to End DeliveryFlawless ExecutionCommunicationRegulatory RequirementsProblem SolvingFraud Prevention

About

Driven by a passion for transforming complex data into actionable insights, I thrive at the intersection of analytics and regulatory compliance in the financial industry. As a Lead Data Science Consultant at Wells Fargo with over 9 years of experience, I bring expertise in Credit Risk Analytics, Banking Data Transformation, and Regulatory Reporting that delivers tangible business value. My core expertise lies in BASEL III/IV, IFRS9 automation, and BCBS239 frameworks, where I have led crucial initiatives enhancing data quality, model monitoring, and ensuring regulatory compliance. At Wells Fargo, I am currently at the forefront of BASEL III implementation, driving analytical rigor to identify and address populations that fall short of regulatory standards, while maintaining transparency and accuracy across multifaceted data ecosystems. Technically proficient in SAS, SQL, Teradata, Hadoop, Denodo, Excel, and Tableau, I bring robust skills in risk modeling (PD, LGD, EAD), data automation, and business strategy development, complemented by a collaborative leadership style. Recognition such as Stand Out Performer (2023), Team Player (2018), Gold Award (2017) I am currently open to hybrid or remote opportunities in Credit Risk Analytics, Data Science, Risk Modeling, and Regulatory Reporting. If you’re looking for a dedicated professional to drive insightful, compliant, and strategic data solutions, let’s connect and explore how we can collaborate.

Experience

9 yrs 5 mos

Total Experience

7 yrs 9 mos

Average Tenure

1 yr 8 mos

Current Experience

Wells fargo

Lead data science consultant

Sep 2024 – Present · 1 yr 8 mos · Hyderabad, Telangana, India · Hybrid

Basel IIIUAT TESTCredit Risk AnalyticsRegulatory Compliance

Exl

2 roles

Manager

Dec 2022 – Sep 2024 · 1 yr 9 mos

1. Implementation of BASEL 4 updated rules to the existing process by understanding and gathering all the requirements from client
2. Data quality checks on the data migrated to HADOOP from EMDW
3. Process creation from scratch for all the application level data for all the products of bank
4. Determination of the bounced standing orders in advance for Business assurance purpose

Data AnalysisPersonal LoansRegulatory ReportingData Quality

Lead assistant manager

Dec 2016 – Dec 2022 · 6 yrs

Extracting the data from data warehouse to the local drives and local servers using Base SAS and SAS EG. Manipulating the data in form of required tables and datasets. Generating various reports like Portfolio Quality Report and Risk reports. Further analysing the data to populate potentially write off accounts which help the higher management to detect the potential loss to the bank.

Data AnalysisPersonal LoansData WarehousingRisk Reporting