Muhammad Ayzaz

Consultant

Abu Dhabi, United Arab Emirates7 yrs 8 mos experience

Key Highlights

9+ years of experience in back-end and full-stack roles.
Expertise in Java, Spring, and Microservices.
Proven track record in Fintech and Banking sectors.

Stackforce AI infers this person is a Fintech Backend Developer with extensive experience in API development and system integration.

Contact

Skills

Core Skills

MicroservicesJavaFull-stack DevelopmentFintechApi DevelopmentSoftware DevelopmentE-commerceBusiness AnalysisCapital Markets

Other Skills

Team LeadershipREST APIsRESTful WebServicesScrumOAuthAmazon Web Services (AWS)NoSQLRDBMSContinuous Integration and Continuous Delivery (CI/CD)Application Programming Interfaces (API)Trading SystemsTradingSoftware SystemsDesign PatternsJava Development

About

An accomplished Software professional with 9+ years of extensive experience in back-end and full-stack roles. Specializing in Java, Spring, and Microservices, I possess a proven track record across Open Finance, Banking, Fintech, E-commerce, and Capital Markets. I am adept at designing, developing, and optimizing high performance applications, with a keen focus on complex system integration and robust solutions. Committed to continuous learning and proactively adopting new technologies to drive innovation.

Experience

7 yrs 8 mos

Total Experience

1 yr 11 mos

Average Tenure

Current Experience

Abu dhabi commercial bank

Consultant

Dec 2023 – Present · 2 yrs 5 mos · Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates · On-site

Led the development and integration of Open Finance (Ozone) APIs and backend services for ADCB's customer-facing platforms, ensuring full compliance with CBUAE's Al Tareq Design and successfully enabling ADCB to achieve its status as the one of the 1st CBUAE-certified Open Finance bank.
Developed the revamped ADCB IPO Portal, utilizing REST APIs to streamline its core operations. This transformation not only facilitated landmark IPOs such as Lulu Retail and Talabat and enabled dynamic customer leverage based on AECB scores, but also empowered ADCB to seamlessly process these large-scale public offerings with unprecedented efficiency.
Led the development and enhancement of diverse applications, including mobile internet banking, service request platforms, and sales agent applications, overseeing the entire life cycle from requirements gathering (in close collaboration with key stakeholders) to production support.

Software DevelopmentTeam LeadershipMicroservicesJava

Simpaisa

2 roles

Lead Full Stack Developer

Jul 2022 – Dec 2023 · 1 yr 5 mos

Led the development of a high-performance Disbursement (Payout) Product, successfully facilitating the disbursement of over PKR 500 million and continually growing.
Developed intuitive customer and comprehensive admin portals to streamline operational workflows and enhance service delivery.
Integrated different payment channels such as onelink, jazzcash, easypaisa and mastercard.
Played a key role in achieving organizational PCI DSS compliance by implementing robust security measures and strictly adhering to OWASP guidelines for secure application development.

RESTful WebServicesTeam LeadershipFull-Stack DevelopmentFinTech

Senior Full Stack Developer

Jan 2021 – Jul 2022 · 1 yr 6 mos

API development and data management.
Integrated payment channels.
End-to-end development of fintech applications.
Prioritize security, compliance, and data integrity.
Optimize for scalability and performance.
Collaborate with cross-functional teams.
Proactive monitoring and troubleshooting.
Enhance user experience (UX) .
Stay updated on industry trends and regulations.
Agile development and problem-solving.
Risk management and regulatory compliance.
Customer-centric focus on user-friendly financial services.

REST APIsScrumFinTechAPI Development

Royal cyber inc.

Software Engineer

Nov 2019 – Jan 2021 · 1 yr 2 mos

Worked in product development department especially for e-commerce.
Collaborate with cross-functional teams to gather product requirements and develop solutions.
Design, develop, and test software aligned with international market needs.
Stay updated on industry trends and emerging technologies.
Facilitate seamless communication with the international team.
Conduct demos for international clients showcasing product functionalities.
Provide technical support during product implementation.

REST APIsScrumSoftware DevelopmentE-commerce

Centegy technologies

Analyst Programmer

Dec 2018 – Nov 2019 · 11 mos · Pakistan

Worked on sales and distribution software.
Analyze business requirements and user needs for software solutions.
Design and develop software applications based on specifications.
Test, debug, and maintain software for functionality and performance.
Collaborate with stakeholders for successful project delivery.
Participate in code reviews and adhere to coding standards.

REST APIsScrumSoftware DevelopmentBusiness Analysis

National clearing company of pakistan limited

Software Engineer

Apr 2016 – Dec 2018 · 2 yrs 8 mos · Karachi

Worked for Capital gain tax application.
Worked and developed new taxation systems for PMEX and MUFAP.
Participated in requirement gathering, development and code review.
This position was responsible for software in all layers of the application, including user interfaces, business logic and data access.

REST APIsRESTful WebServicesSoftware DevelopmentCapital Markets