Nikhil Gangwar

Senior Software Engineer

Noida, Uttar Pradesh, India7 yrs 11 mos experience

Key Highlights

Over 4 years of experience in software development.
Expertise in Java and Spring Boot for fintech solutions.
Proven track record in developing secure payment systems.

Stackforce AI infers this person is a Fintech Backend Engineer with strong expertise in payment systems and microservices architecture.

Contact

nikhil.gangwar01@pinelabs.com LinkedIn

Skills

Core Skills

JavaSpring Boot

Other Skills

AlgorithmsApache KafkaC (Programming Language)C++Computer ScienceComputer VisionCore JavaData ScienceData StructuresDatabase Management System (DBMS)Deep LearningHTMLHibernateImage ProcessingJ2EE Application Development

About

Software Engineer having more than 4+ years of experience, overseeing different Software Development Life Cycle from extensive analysis, design to execution and maintenance.Experienced writing complex efficient code, identifying and repairing bugs, and creatively finding solutions.Skills - Java, J2EE, Spring boot, Spring data JPA, Hibernate, REST API, Microservices, Problem Solving, Low level and High level designing.I am eager to be challenged in order to grow and further improve my technical skills continuously.

Experience

7 yrs 11 mos

Total Experience

2 yrs 11 mos

Average Tenure

1 yr 10 mos

Current Experience

Pine labs

Senior Software Engineer

Aug 2024 – Present · 1 yr 10 mos · Noida, Uttar Pradesh, India · On-site

Developed and maintained PG(Payment Gateway) infrastructure for Card transactions, optimizing for performance, security, and compliance.
Integrated CoFT and GCT tokenization with Visa, Mastercard, Diners, and RuPay, aligning with regu-
latory standards.
Worked with acquirers/processors like Cybersource (Axis, HDFC), PayNext (RBL), and FSS (HDFC)
to streamline transaction flows.
Designed and implemented a Split Payment System and Token Vault Management Service, enabling combined Card + Loyalty point transactions and secure token storage from the ground up.

JavaSpring BootMicroservicesREST APITokenizationPayment Gateway

Rapipay fintech private limited

3 roles

Software Development Engineer 2

Promoted

Apr 2024 – Aug 2024 · 4 mos · Noida, Uttar Pradesh, India

Worked with NPCI(National Payments Corporation of India) team to develop Digital PPI(Prepaid payment
instruments) Wallet with UPI functionalities as per RBI guildlines.
Design and build User KYC-Onboarding (Pan,Aadhaar,Video-KYC verification) in PPI-Wallet.
Developed Transaction Management system to handle Wallet, Card, UPI transaction.
Integrate the Virtual and Physical card functionalities seamlessly while incorporating a Cashback feature
through PayU.
Integrate UPI 2.0, encompassing UPI Mandate functionalities, into the system for a smooth and comprehensive
user experience.

JavaSpring BootMicroservicesPostgreSQLMongoDBKotlin+3

Software Engineer

Apr 2022 – Apr 2024 · 2 yrs · Noida, Uttar Pradesh, India

1. Spearheaded the development of a Digital PPI (Prepaid Payment Instruments) Wallet in collaboration with the NPCI team, ensuring adherence to RBI guidelines.
2. Designed and implemented a robust User KYC-Onboarding system within the PPI-Wallet, incorporating Pan, Aadhaar, and Video-KYC verification.

JavaSpring BootMongoDBPostgreSQLREST APIs

Product Engineering Intern

Sep 2021 – Apr 2022 · 7 mos · Noida, Uttar Pradesh, India

Leadingindia ai

Summer Intern

May 2020 – Jun 2020 · 1 mo · Greater Noida, Uttar Pradesh

In this internship My goal is the recovery of whole-scene hyperspectral (HS) information from a 3-channel RGB image. And also improve upon state-of-the-art performance as well as novel approaches to solve this problem. The experimental results represent the approach both qualitatively and quantitatively perform well.

Twowaits technologies

Community Manager

Apr 2020 – Aug 2020 · 4 mos

Educating students of my college about the benefits of learning online and how TwoWaits can help in that process.
Organized Tathastu Week of Code in Python language for students of my college during lockdown.
Conducted a session on "How to get an Internship" on Facebook for my college students.
Coordinated weekly Tathastu Insights session by professionals from Amazon, Adobe, Microsoft, etc.
Helped students continue learning digitally during lockdown due to COVID 19 pandemic.