Nitin Sharma 🇮🇳 — CEO

🚀 Building the Future of Cards & Payments | System Architecture Specialist | Driving Digital Transformation | Love to build 0-1 and scale 1-100 🚀 A highly accomplished and results-driven Cards & Payments professional with 14+ years of extensive experience across the entire payment lifecycle. I specialize in transforming complex business requirements into robust, scalable solutions, with a proven track record in Cards Issuing, Merchant Acquiring, and cutting-edge Digital Wallets & Tokenization. My expertise spans major system migrations, upgrades, and critical BAU operations, ensuring seamless transitions and sustained performance. Expertise: 🔹 Cards & Payments Ecosystem: Comprehensive command of Cards Issuing (Credit, Debit, Prepaid), Merchant Acquiring (Terminal), and associated processes including authorizations, settlement, billing, disputes, EMI, and fraud management 🔹 Digital Transformation: Spearheading initiatives in Digital Wallets & Tokenization and building/scaling 0 to 1 product systems. 🔹 System Modernization & Implementation: Led numerous successful Cards & Switch implementation/conversion/migration projects, Systems Integration, and Enterprise-Wide implementations for diverse banks across India, Dubai, USA, Srilanka, Qatar, Philippines, Kenya, Tanzania and Indonesia. 🔹 Compliance: Deep understanding and execution of Card Network Scheme Compliance & Certification 🔹 Product Lifecycle Management: Adept at Requirement Management, Outsourced Product Development & Interfaces, Product Implementation & Management, Solution Design & Architect, and conducting Product Training & Workshops. Technical & Domain Expertise: 🔹 Card Management Systems (CMS): SME in TSYS Prime (v2.0, v3.0 & v4.0) 🔹 Switch (ISO8583): Proficient with TSYS Online, ATOS COSES 🔹 Payments: UPI, TPAP, BBPS, PA/PG, Biller, Payments Orchestration 🔹 TSYS Product Suite: Deep knowledge of Scorer, Rewards, Dispute Manager, Collector, ATM Controller, Ncrypt & FraudGuard 🔹 Channels Integration: ATM, POS, E-com, QR, IVR 🔹 ACS : ACS - OTP & Swipe to Pay 🔹 Reporting Technology Stack: 🔹 Databases: Oracle, MySQL, Postgres 🔹 Languages: Java, PL/SQL 🔹 Cloud Platforms: AWS 🔹 Workflows - Temporal, DBOS, Maestro 🔹 Methodologies: Waterfall, Scrum My approach combines meticulous Business Analysis & Problem Solving, thorough Requirement Gathering & Analysis, precise Solution Evaluation, Effort Estimation, and rigorous Quality Analysis of solutions. I am committed to driving efficiency, innovation, and successful delivery, empowering businesses through robust payment solutions.

Stackforce AI infers this person is a Fintech professional with expertise in payment systems and digital transformation.

Location: Pune, Maharashtra, India

Experience: 16 yrs 4 mos