Piyush Khurana

Software Engineer

South Delhi, Delhi, India6 yrs 7 mos experience
Highly Stable

Key Highlights

  • Expert in FinTech backend solutions.
  • Led multiple successful payment integrations.
  • Strong focus on data security and compliance.
Stackforce AI infers this person is a Backend Engineer specializing in FinTech solutions with a strong focus on security and compliance.

Contact

Skills

Core Skills

Backend DevelopmentFintech

Other Skills

Agile Software DevelopmentAmazon SQSAmazon Web Services (AWS)Apache KafkaBack-End Web DevelopmentBack-end OperationsClient IntegrationCore JavaData StructuresDatabase SystemsDatabasesDebateDockerGitGrafana

About

I am a Software Engineer (SDE-2) at MobiKwik, with extensive experience of 3+ years in FinTech. I specialise in Backend engineering, developing secure, scalable systems that meet industry standards. πŸ‘¨πŸ’» FinTech Integrations I have experience integrating and developing Co-Branded Credit Cards, Payment Gateways, EMI/ EDI products, Wallets, and Loan optimisation systems. I have worked with Java, Kotlin, REST APIs, Microservices, Kafka, MongoDB, PostgreSQL, MySQL ensuring compliance with regulatory guidelines and maintaining the integrity of financial transactions. πŸ” Data Security & Compliance I have led initiatives involving SSL certificates, AES-256, RSA-3072 encryption, and secure PII storage to ensure that systems I develop meet top security standards. πŸ’‘ Backend Expertise & Optimised Solutions I focus on building optimised backend solutions using Java, Kotlin, Spring Boot, Apache Kafka, WebSockets, MongoDB, MySQL, Prometheus, Grafana, AWS, Docker, and Jenkins. I am always exploring new tech to improve system performance. πŸ”§ DevOps & Continuous Learning I am expanding my expertise in Docker, Kubernetes, AWS, and Jenkins CI/CD to improve software delivery pipelines and enhance operational efficiency. 🀝 Community Engagement & Mentorship I have participated as a mentor and judge at events like Geek Room, NASA Space Apps Challenge, Hack the Mountains & Prastuti Ideathon. I have also contributed to communities like DesignHat, Enactus JEMTEC, and Hashtag (Tech Society of JEMTEC), sharing my knowledge through talks and workshops. I’m open to connecting about FinTech, Backend Engineering, DevOps, and new opportunities in tech.

Experience

6 yrs 7 mos
Total Experience
3 yrs 1 mo
Average Tenure
1 yr 11 mos
Current Experience

Mobikwik

2 roles

Software Development Engineer 2

Apr 2025 – Present Β· 1 yr 2 mos Β· Gurugram, Haryana, India Β· On-site

JavaSpring BootMySQLMongoDBAmazon Web Services (AWS)FinTech+3

Software Development Engineer

Jun 2024 – Mar 2025 Β· 9 mos Β· Gurugram, Haryana, India Β· On-site

  • πŸ“Œ Suryoday Small Finance Bank Integration (Credit Card on Fixed Deposits): Built end-to-end cobranded credit card integration using in-house Wealth project and Blostem (partner).
  • πŸ“Œ Federal Bank Integration (EMI Product): Led integration of SOAP API, PGP encryption, callback mechanisms, and config-based system control for EMI processing.
  • πŸ“Œ Loan Collections Optimisation: Integrated MoneyTor for collections, automating real-time Clevertap events, improving customer service efficiency by 40% and reducing incorrect repayment amounts by 15%.
  • πŸ“Œ Backend System Optimisation: Streamlined backend processes using Kafka for inter-service communication, seamlessly integrating loan allocation and repayment data.
  • πŸ“Œ Internal Utility Improvements: Enhanced application property management, refactored logging practices, and improved Sentry monitoring, reducing error resolution time by 20%.
  • πŸ“Œ Refund Processing: Designed and developed Cron jobs, built utilities for file-based refunds, improving refund processing efficiency by 35%.
  • πŸ“Œ Data Security & Compliance: Played a key role in MCA data sanitisation and implemented secure encryption for PII storage, ensuring 100% compliance with data security protocols.
  • πŸ“Œ Partner Integrations: Contributed to the development and maintenance of integrations with NorthernArc, Lendbox, SBM Bank, and more.
JavaSpring BootSpringMicroservicesREST APIsSOAP+20

Rapipay fintech private limited

3 roles

Software Development Engineer-II

Apr 2024 – Jun 2024 Β· 2 mos

SQLNoSQLJava Application DevelopmentHibernateREST APIsObject-Oriented Programming (OOP)+10

Software Engineer

Promoted

Apr 2022 – Mar 2024 Β· 1 yr 11 mos

  • πŸ“Œ Spearheaded design and development of Payment Gateway, integrating Cashfree, PhonePe, & PayTM in NYE App, expanding payment modes to 4+ with Apache Kafka for efficient queuing.
  • πŸ“Œ Designed & implemented WebSockets module, leveraging STOMP protocol and Redis PubSub for seamless Backend communication.
  • πŸ“Œ Key contributor to USP NYE Wallet development, crafting features like AddMoney, UPI, ensuring consistent amount conversion methodology.
  • πŸ“Œ Engineered Cashbacks & Rewards microservice, enhancing user benefits in NYE App.
  • πŸ“Œ Designed and upgraded platform services, utilizing Elasticsearch and AWS SQS for user personalization.
  • πŸ“Œ Implemented progressive coding approach, optimizing thread utilization, and instituting performance monitoring with Prometheus and Grafana.
  • πŸ“Œ Ensured data security using AES-256 + RSA-3072 encryption, implementing Sleuth & Zipkin for distributed tracing.
  • πŸ“Œ Elevated test coverage from 40% to 70% with improved JUnit tests.
  • πŸ“Œ Engineered platform microservices, reducing unnecessary REST calls by 60% and heavy DB queries by 30%.
  • πŸ“Œ Optimized update queries, achieving a 150% performance boost for the NYE Wallet DB queries.
  • πŸ“Œ Contributed to UPI Mandate microservices, facilitating automated scheduled payments via NYE Wallet-linked UPI.
  • πŸ“Œ Active participation in code reviews, providing insights, maintaining code quality, and mentoring interns & junior developers.
  • πŸ“Œ Performed internal knowledge-sharing through in-house talks, disseminating insights on POCs and Backend enhancements for cross-system validation and implementation.
Software DesignSQLKotlinDatabasesNoSQLJava Application Development+12

Product Engineer

Sep 2021 – Apr 2022 Β· 7 mos

  • πŸ“Œ Worked on design and development of critical Backend microservice for User Profile Data Management for the NYE application.
  • πŸ“Œ Did in-depth POC on monitoring and alerting tools for REST APIs using Prometheus, Alertnanager & Grafana.
  • πŸ“Œ Did in-depth POC on gRPC to integrate it for the inter microservice communication.
  • πŸ“Œ Enhanced my knowledge in: SpringBoot, Java, Database(Postgres), Thymeleaf
SQLData StructuresNoSQLPrometheus.iogRPCJava Application Development+19

Design hat

Core Team Member

Jul 2021 – Apr 2024 Β· 2 yrs 9 mos

  • πŸ“ Work extensively towards the growth of this community with over 300+ members.
  • πŸ“ Have worked in various areas including community building, expansion and content development with my team of 7 members.
  • πŸ“ Currently involved in the development phase of the official website of Design Hat.

Jpmorgan chase & co.

Software Engineering Internship(Virtual experience program)

May 2020 – May 2020 Β· 0 mo

  • πŸ“ Had an interface with a "stock price data feed" and set up your system for analysis of the data.
  • πŸ“ Implemented the "Perspective open source code" in preparation for data visualisation.
  • πŸ“ Used "Perspective" to create the chart for the trader’s dashboard.
  • πŸ“ BONUS TASK:- Made a contribution to Perspective or other project backlogs.
  • πŸ“ Finally earned a certificate of completion after successfully completing and submitting all the above tasks.
SQL

Girlscript summer of code

Campus Ambassador

Mar 2020 – May 2020 Β· 2 mos

  • As a campus ambassador my role included:-
  • πŸ“ Spreading awareness about this "amazing open source tech event"
  • πŸ“ Solve the queries of the students they faced throughout the period of 3 months.
  • πŸ“ Used multiple platforms like whatsapp and telegram to communicate with the students of my college and motivate them to participate and learn by doing valuable open source contributions to 20+ open repositories.

Enactus jemtec

2 roles

Secretary General & Founding Member

Oct 2019 – Dec 2020 Β· 1 yr 2 mos

  • πŸ“ Co-founded this amazing community with 2 more members in 2019, now equipped with 40+ members.
  • πŸ“ Got elected as the General Secretory and participated in recruitment process for 2019 and 2020.
  • πŸ“ Lead and managed various events like "Scribble Day for a Better world - UN Day Celeb." & "Daan Utsav".
  • πŸ“ We managed to receive "Gold Category award by Guzarish(NGO)" for collecting 25,000+ worth of donation for unprivileged children.
  • πŸ“ Participated in the ideation of various projects like "GYT(Get as you throw)", "TAKUN" etc which are based on 17 sustainable development goals.
  • πŸ“ With sheer will and dedication our team was able to bag the position of Runner-Ups @SOCH-DTU'2020

Board Member

Aug 2019 – Apr 2024 Β· 4 yrs 8 mos

  • πŸ“ We've recently completed 2 successful years as a growth oriented social entrepreneurship society.
  • πŸ“ Got to work a lot on my public speaking, management, team building skills over this period.

Hashtag jemtec

Executive Board Member & Event Coordinator

Sep 2019 – Apr 2024 Β· 4 yrs 7 mos Β· GREATER NOIDA

  • πŸ“ Participated in the ideation and development of this society from scratch.
  • πŸ“ Successfully led and hosted 2 events in the 2 semester with participation of over 200+ Students.
  • πŸ“ Managed the resource allocation part of the events and ensured a smooth workflow within the team and the participants.

Indian railways

Engineering Trainee

May 2019 – Jun 2019 Β· 1 mo Β· NEW DELHI

  • πŸ“ Performed a detailed research on "Various Schedules of a GM Loco"
  • πŸ“ Accomplished the research with 5 other students.
  • πŸ“ The research went on for 1 month and was marked accomplished on the successful submission of the research.

Education

Guru Gobind Singh Indraprastha University

Bachelor of Technology - BTech β€” Computer Science

Jan 2018 – Jan 2022

Kendriya Vidyalaya

schooling 1st-12th class β€” Mathematics and Computer Science

Jan 2006 – Jan 2018

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