Apr 2025 – Sep 2025 · 5 mos · Hong Kong SAR

Jul 2022 – Mar 2025 · 2 yrs 8 mos · Hong Kong SAR

• India delta one and volatility trading
• China delta one trading

Aug 2021 – Jun 2022 · 10 mos · Hong Kong SAR

• India and China delta one trading
• Equity structuring
• Credit Research

May 2020 – Jun 2020 · 1 mo

• Awarded PPO to join Hong Kong office.
• Hybrids desk:
• 1) Ideated US & Europe based cross asset hybrid trades for hedge fund clients basis macro-economic conditions
• 2) Devised hedging strategy for long dated equity risks in triple digital range accrual condition based notes
• Sales desk:
• 1) Scoped new opportunities available through Gift City in Gujarat in terms of client offering for Nomura
• 2) Identified 120+ offshore firms linked to 150+ Indian promoters for incorporation into sales pipeline

Jul 2017 – May 2019 · 1 yr 10 mos · Mumbai Area, India

• 1) Risk management activities – Portfolios Small Business Banking (SBB) & Agri B2B (~Rs.11000 Cr book as of May’19)
• Analyzed loan customers’ application, behavior & bureau data using SAS software & initiated policy amendments basis risk splits from Decision Trees preventing an estimated annual loss of 3% of business
• Actualized strategies for conduct based Renewals, reducing underwriting process time by 40%, & Exiting of working capital accounts (~Rs.6000 Cr as of May’19) using behavioral score preventing an estimated annual loss of 2% of business
• Implemented Early Warning System for Merchant Loan working capital accounts (~Rs.300 Cr as of May’19) using POS throughput and credit Bureau info preventing an estimated annual loss of 4% of business
• Ideated & disseminated monthly risk dashboards to senior mgmt. for timely monitoring of risk
• 2) Business development activities - MSME portfolio (grown to ~Rs.200 Cr Outstanding in < 6 months)
• Created an elaborate Geography strategy, using Highmark bureau data, to penetrate the targeted MSME portfolio (~Rs.10 lakh Cr), scoring districts using multiple dimensions like GDP, portfolio size, risk, growth & branch presence with a disbursement potential of Rs.30,000 Cr
• Created customized Pre-Qualified bases using current account marketing score with a potential of Rs.5000 Cr to accelerate disbursements.
• 3) Scorecard model development -
• Extracted financial variables of SBB customers stored in unstructured format using text analytics in SAS & Python
• Assisted in development of application scorecard (gini of 0.5) for SBB Loan portfolio using logistic regression with aid of in-house demographic, financials & liability data & commercial & consumer bureau data to arrest sanction to risky customers right at sourcing.
• Developed application scorecard for Home loan portfolio using Logistic regression and Artificial Neural Network (a gini of 0.55 and 0.56 respectively) as a part of Management trainee project

May 2016 – Jun 2016 · 1 mo · Mumbai Area, India

• 1) Formulated new benchmarks for comparing rates of Certificates of Deposits using secondary traded data of banks on FIMMDA website.
• Achieved 6% improvement in the rates compared to Bloomberg benchmarks, which were underestimated
• 2) Devised strategies for application of stock market technical indicators like Bollinger Bands, RSI on stock prices.
• Gained an alpha of 2% (wrt 3.5% Sensex return) on investment in 20 days in simulated trading environment with live prices
• 3) Analyzed weekly statistical supplements released by RBI to identify key junctures for liquidity injection and its effect on interest rates.

May 2015 – Jul 2015 · 2 mos · Pune, Maharashtra