Shalabh Aggarwal

CEO

New Delhi, Delhi, India16 yrs 3 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • 15+ years in AI-driven FinTech leadership.
  • Expert in scaling products and teams.
  • Proven track record in digital lending transformations.
Stackforce AI infers this person is a Fintech expert with extensive experience in AI-driven product development and scaling technology solutions.

Contact

shalabh7777@gmail.comLinkedIn

Skills

Core Skills

Artificial Intelligence (ai)FintechLeadershipTechnology ManagementSoftware DevelopmentMicroservicesTools Development

Other Skills

AIAJAXAWSAgileAgile MethodologiesAmazon Web Services (AWS)Analytical SkillsAnalyticsAngularJSBudget ManagementBusiness AnalysisChrome ExtensionsConcept to LaunchConsumer SoftwareCost Engineering

About

Strategic technology leader with 15+ years of experience in building AI-driven platforms across FinTech, B2B SaaS, and enterprise domains. I specialize in 0→1 and 1→10 journeys - scaling products, teams, and infrastructure while aligning tech with business outcomes. As CTO at Credflow and previously VP Engineering at SAVii, I’ve led digital lending transformations, developed AI-powered financial products, and optimized cloud infra to reduce costs and increase scale. My work spans India, USA and Southeast Asia, with deep hands-on knowledge in Python, Go, Node.js, AWS, and modern system architectures. I’m the author of the Flask Framework Cookbook series, an early open-source contributor, and an engineer at heart who leads by product vision, clarity, and velocity. ⚡ AI-Driven Credit Decisioning ⚡ Cost-Optimized Cloud Infra ⚡ Tech Strategy & Team Scale ⚡ B2B/B2C FinTech Product Leadership

Experience

16 yrs 3 mos
Total Experience
2 yrs
Average Tenure
3 yrs
Current Experience

Credflow

Chief Technology Officer

Jun 2023 – Present · 3 yrs · Noida, Uttar Pradesh, India

  • Driving the tech + product vision and execution at CredFlow - an AI-powered SaaS FinTech platform helping Indian SMEs improve cashflow, credit access, and financial visibility.
  • Launched Credflow’s modular digital lending stack (LOS, KYC, NBFC/LMS integrations).
  • Reduced infra cost by 50% while supporting 150% scale increase.
  • Re-architected legacy systems for stability, cost-efficiency, and scale.
  • Designed and developed AI agentic framework (using LangChain) for automation in underwriting, fraud detection, and user scoring. Leveraged NLP, OCR, LLM and RAG to achieve the same.
PythonSoftware DevelopmentTeam ManagementLeadershipLarge Language Models (LLM)Budget Management+19

Savii

Vice President Of Engineering (Acting CTO) | Head of GCC (India)

Aug 2021 – Jun 2023 · 1 yr 10 mos · Manila, National Capital Region, Philippines

  • Led global engineering and India operations for SAVii, a B2B2C FinTech focused on employee financial wellness.
  • Re-architected core platform to scale across SEA and India.
  • Set up SAVii’s India GCC (tech + product + ops) from the ground up.
  • Led mobile-first strategy; shipped native apps in 2 markets.
  • Designed and launched EWA and deposits products with ML-based credit controls.
  • Integrated Fineract (open-source core banking) with new product layers.
PythonSoftware DevelopmentJavaScriptLeadershipNew Market ExpansionBudget Management+16

Bharatpe

Director - Technology

May 2020 – Aug 2021 · 1 yr 3 mos · Delhi, Delhi, India

  • Led the technology roadmap for BharatPe’s lending and support platforms.
  • Drove 15x growth in merchant lending in 6 months.
  • Shipped secured lending (Gold Loans), invoice financing, and 12% Club (consumer P2P).
  • Built credit score engine using transactional and behavioral data.
  • Advocated microservices adoption and migration to Golang.
  • Reduced tech debt, revamped DevOps, and optimized infra for scale.
PythonSoftware DevelopmentJavaScriptLeadershipSoftware Architectural DesignMicroservices+10

Ralali.com - b2b marketplace

Senior Engineering Manager - Core Systems and Fintech

Oct 2019 – Apr 2020 · 6 mos · Jakarta Metropolitan Area

  • Led the FinTech vertical and core systems team at Indonesia’s top B2B marketplace.
  • Designed and delivered lending, insurance, and bill pay products.
  • Migrated core architecture from PHP monolith to distributed microservices.
  • Strengthened core systems for reliability and scale.
PythonSoftware DevelopmentJavaScriptLeadershipSoftware Architectural DesignMicroservices+9

3pillar global

Technical Manager

May 2017 – Oct 2019 · 2 yrs 5 mos · Noida, Uttar Pradesh, India

  • Delivered scalable cloud-native platforms across multiple domains. Built and led cross-functional teams of 15–25 engineers, designers, QA and DevOps professionals.
  • Led development of Python/React-based platforms across AI/ML, 3D gaming, and enterprise mobile apps.
  • Built cutting edge technology using tools and frameworks like Tesseract for OCR, SpeechRecognition for Speech-to-text, Unity for 3D VR application, AWS EMR for deep data processing, OpenStack for on-prem infrastructure, etc.
  • Designed CI/CD and cloud infra pipelines for global clients.
  • Established Python vertical in the company and scaled it to more than a 50 engineers globally.
PythonSoftware DevelopmentJavaScriptLeadershipSoftware Architectural DesignMicroservices+11

Pretlist

Senior Software Engineer

Feb 2016 – May 2017 · 1 yr 3 mos · Noida, Uttar Pradesh, India

  • Founding engineer on "Cobit"—a secure communication platform built using Consensus Protocol.
  • Led end-to-end architecture, backend (Golang), frontend (React), and mobile (Android) development.
Software DevelopmentSoftware Architectural DesignReact.jsMicroservicesGoogle Cloud PlatformRedis+5

Google

Specialist, Tools Development

Nov 2013 – Jan 2016 · 2 yrs 2 mos · Gurugram, Haryana, India

  • Built internal BI/AdTech tools to support data operations and decision-making across Google.
PythonSoftware DevelopmentJavaScriptSoftware Architectural DesignAngularJSGoogle Cloud Platform+3

Openlabs technologies & consulting (p) ltd

Founding Chief Technology Officer

Jan 2010 – Nov 2013 · 3 yrs 10 mos

  • Founding CTO leading product development, engineering, and R&D for ERP and business automation platforms.
  • Architected Nereid (Flask + Tryton framework), still used in ERP systems today.
PythonSoftware DevelopmentJavaScriptLeadershipNew Market ExpansionFlask+8

Education

Indian Institute of Technology, Delhi

Master of Business Administration (M.B.A.) — Technology Management

Jan 2016 – Present

IMS Engineering College, Ghaziabad

B.Tech — Information Technology

Jan 2006 – Jan 2010

Delhi Public School Ghaziabad

Jan 2004 – Jan 2006

St. Mary's Convent School

Jan 2002 – Jan 2004

Stackforce found 100+ more professionals with Artificial Intelligence (ai) & Fintech

Explore similar profiles based on matching skills and experience

NK

Nikita Katti

Software Engineer 2

at Dell Technologies

Karnataka, India6 yrs 11 mos exp
PythonREST APISQL
MI

Mohammed Afzal Imam

Consulting Engineer (II)

at Cisco

Bengaluru, India4 yrs 1 mo exp
Cisco Systems ProductsCCNAComputer Networking
BS

Bhishm Narayan Sharma

TECHNICAL SOLUTIONS ARCHITECT SALES

at Cisco

India14 yrs 10 mos exp
Cyber Threat Intelligence (CTI)Customer Relationship Management (CRM)Enterprise Network Security
RM

Raju Maranur

Senior Hardware Engineer

at Philips

Bengaluru, India9 yrs 7 mos exp
SD

Sritam Das

Associate Salesforce developer

at PwC India

Bhubaneswar, India2 yrs 11 mos exp
Salesforce DevelopmentSalesforce Community CloudWorkflow AutomationSales Cloud
MS

Mehakdeep Singh Shokar

President - Creators Incubators

at Scaler School Of Business

Bengaluru, India3 yrs 1 mo exp
Business DevelopmentStrategic GrowthData AnalysisMachine Learning
SE

Suliman Eltoom

مساعد إداري

at Self-employed

Khartoum, Sudan0 mo exp
AK

Ajay Kumar Pondugala

Software Engineer II

at Cisco

Bengaluru, India1 yr 10 mos exp
KubernetesMicroservicesJavaSpring Boot