Shoaiba Bano

Operations Associate

Agra, Uttar Pradesh, India2 yrs 9 mos experience

Most Likely To Switch

Key Highlights

Expert in credit risk management and financial analysis.
Proven ability to enhance operational efficiency through automation.
Strong leadership skills demonstrated through team management.

Stackforce AI infers this person is a Fintech professional with expertise in credit risk management and financial operations.

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Skills

Core Skills

Credit Risk ManagementFinancial AnalysisContent Management

Other Skills

Analytical SkillsCommunicationCredit AnalysisEnglishEthicsFinancial ManagementGlobal SourcingHR ManagementInterpersonal SkillsLeadershipManagementMarketingMicrosoft ExcelMicrosoft OfficeMicrosoft PowerPoint

About

An ambitious and highly motivated MBA graduate with specialization in Finance & Marketing. I specialize in analyzing creditworthiness and managing financial risk to support the company’s growth and profitability. Over the past six months, I’ve developed expertise in assessing client credit profiles, monitoring accounts receivable, and optimizing credit risk strategies As a Credit Associate at GrayQuest. My goal is to pursue a progressive, interesting and challenging career with dedication, to provide my efficiency to the fullest in a Growth-Oriented professional organization. Passionate about enhancing my Skills and Learning in an environment which provides ample amount of opportunities enabling me to use my knowledge with an aim to provide value addition to both the company and myself.

Experience

2 yrs 9 mos

Total Experience

1 yr 4 mos

Average Tenure

2 yrs 2 mos

Current Experience

Grayquest

Credit Associate

Apr 2024 – Present · 2 yrs 2 mos · Noida, Uttar Pradesh, India · Hybrid

As a Credit Associate at GrayQuest, I am responsible for supporting the credit and financial operations within the company by assessing client creditworthiness, managing credit risk, and ensuring compliance with internal policies and industry regulations. My role involves close Analysis collaborating closely with both the finance and customer service teams to ensure smooth and efficient processing of credit applications, payment collections, and risk mitigation strategies.
Key Responsibilities & Achievements:
Conducted thorough credit assessments and analysis for new and existing clients, ensuring alignment with company risk guidelines.
Monitored accounts receivable, helping to minimize outstanding debts and improve cash flow.
Provided timely and accurate reporting on credit performance and delinquency trends to management.
Assisted in the development and implementation of strategies to manage and reduce credit risk across the organization.
Supported the automation of credit risk evaluation processes to enhance operational efficiency.
This role has provided me with hands-on experience in credit management, financial analysis, and risk assessment, further strengthening my analytical and problem-solving abilities in a fast-paced, growth-oriented environment.

Credit AnalysisCredit Risk ManagementFinancial AnalysisFinancial ManagementAnalytical SkillsProblem Solving

Huntingcube recruitment solutions

Recruitment Researcher

Sep 2023 – Apr 2024 · 7 mos · Noida, Uttar Pradesh, India · On-site

We are a high end recruitment solution firm,
Hiring for Top Leading Product Base MNCs for PAN India location and globally.
Research Based Recruitment.
Leadership Hiring
Executive Search.

Aashman foundation

Project Intern

Nov 2021 – Feb 2022 · 3 mos · Agra, Uttar Pradesh, India · Remote

Created content, drafted letters and wrote articles to promote the activities of the organization on multiple social media platforms, to approach new clients and to expand the reach of the organization. I also led the team of interns, provided support and guidance, conducted meetings to resolve their queries. The Aashman Foundation is a non profit organization that works for children and women, it promotes women empowerment and generates employment to make them self-dependent.