Dec 2023 – Jun 2025 · 1 yr 6 mos · Bengaluru, Karnataka, India · On-site

• Rule Engine for user underwriting of bureau reports, bank statements, and account aggregators.
• Lender(NBFC) integration for user onboarding for loan.
• Bank Mandate Registration with ENACH, UPI, ADHAAR.
• Loan Repayment via E Mandates, UPI Auto Pay, UPI Payment Checkouts(UPI_INTENT, UPI_COLLECT), Standard Payment Checkout.
• Refunds for manual payments and double payments.
• KYC flows with Digilocker and Hyperverge.
• Experian Report consent and pull flows.
• Loan Management System (Apache Fineract) set up and customization.
• Jira Automation for multiple use cases for business teams.
• Workflow custom implementation in numerous module.

Jan 2022 – Dec 2023 · 1 yr 11 mos · Noida, Uttar Pradesh, India

• Bank and User-profile Management
• Developed flow of Bank Verification via 1 Rs IMPS transfer via ICICI minimising the CRM agent efforts on manual verification.
• Integrated the flow for PAN-based bank verification, utilising Camspay as a service provider to reduce costs.
• Designed and developed flow for pre-filling existing bank data, enhancing the user flow experience.
• Developed flow for Bank Deletion with Auto-pay/Mandate validations, integrating seamlessly with Payments Team to reduce data inconsistency.
• Implemented Kafka for sending Onboarding Bank Statuses events as per CleverTap.
• Updated Bank microservices logs to mask personal user data for SEBI Norms compliance.
• Handled technical customer issues of high network and income users
• Performed daily monitoring of bank APIs.
• Communication Services
• Re-architected and resolved the algorithm bug for database entries across multiple stages of communication from different channels of communication.
• Implemented Asynchronous Kafka for CleverTap events related to stages of communication.
• OAuth Services
• Implemented Resilient OAuth token Invalidation using Re-tryable Kafka Topic Implementation and DLT handling.
• PWA - Paytm Wealth Academy
• Paytm Wealth Academy is an educational platform designed to make financial learning intuitive and self-driven using Live Webinars .
• Built the backend for a content-management microservice from scratch, enabling the product team to create theme-based courses, including modules and assignment using Java, Spring Boot, MySQL, MongoDB, and Redis for caching.
• Managed CourseMaster microservice, facilitating course content for various modules and Live Webinar Data management.
• Upgraded 8 microservices to comply with Security Standards and Dev Testing requirements.
• Performed daily monitoring of APIs and reported failures to the respective teams, conducting debugging as necessary.
• Planned the decommissioning of backend services as needed.