Yogesh Pathak — Product Manager

I build payment infrastructure that processes millions of transactions and settles crores of rupees daily — with zero reconciliation discrepancy. Currently at Juspay as Senior Product Engineer, I lead engineering for cross-border settlements (PACB) and enterprise integrations including Google — owning systems that process 2M+ daily transactions and have settled Rs. 1000+ crore with zero reconciliation discrepancy across 1000+ production cycles. Key systems I've shipped: ▸ Payment Aggregator – Cross Border (PACB): Juspay's first international settlement system enabling foreign-currency settlements and LRS / Non-LRS flows via AD-I bank integrations including Citi Bank ▸ Google Remittance Integration: Designed and built enterprise-grade reconciliation, discrepancy resolution, and retry-resume workflows for Google's high-volume remittance processing ▸ Vendor Settlement System: Re-architected Juspay's settlement model from "1 merchant → 1 settlement → 1 payout" to multi-party split settlements, enabling marketplace use cases for the first time on the platform ▸ Risk Engine: Co-developed RBI reporting automation and real-time fraud detection workflows for Ops, Risk, and Compliance teams I lead system design reviews, mentor junior engineers, and own production stability — because when you're moving crores of rupees, zero-mismatch isn't a target, it's the floor. 🛠 Tech: Rust · PostgreSQL · MySQL · ClickHouse · SQL · Bash · Python · AWS · Docker · Git 📍 Bengaluru | Open to backend, platform, and fintech infrastructure roles globally

Stackforce AI infers this person is a Fintech Backend Engineer specializing in payment infrastructure and data analytics.

Location: Bengaluru, Karnataka, India

Experience: 4 yrs 2 mos

Skills

Payment Systems
Systems Design
Data Analysis
Backend Development

Career Highlights

Led engineering for cross-border payment systems.
Achieved zero reconciliation discrepancies across transactions.
Designed enterprise-grade solutions for high-volume remittance.

Work Experience

JUSPAY

Senior Product Engineer (5 mos)

Product Engineer (1 yr 11 mos)

Accolite Digital

Software Engineer (1 yr 4 mos)

Software Engineer Intern (6 mos)

Girl Script Agartala

Technical skill coordinator (1 yr 7 mos)

The Enlightenment Club, NIT Agartala

Vice-president (3 yrs)

Education

B.Tech at National Institute of Technology Agartala

Higher Secondary at R.A.D.A.V College, Mumbai(Maharashtra)

High School at Jawahar Navodaya Vidyalaya - JNV

Yogesh Pathak

Product Manager

Bengaluru, Karnataka, India4 yrs 2 mos experience

Most Likely To Switch

Key Highlights

Led engineering for cross-border payment systems.
Achieved zero reconciliation discrepancies across transactions.
Designed enterprise-grade solutions for high-volume remittance.

Stackforce AI infers this person is a Fintech Backend Engineer specializing in payment infrastructure and data analytics.

Contact

Skills

Core Skills

Payment SystemsSystems DesignData AnalysisBackend Development

Other Skills

Rust (Programming Language)Distributed SystemsRustPostgreSQLR (Programming Language)ClickHouseExtract, Transform, Load (ETL)RSQLMySQLSettlement SystemsPayment SolutionsFinTechAttention to DetailBash

About

Experience

4 yrs 2 mos

Total Experience

2 yrs 1 mo

Average Tenure

2 yrs 4 mos

Current Experience

Juspay

2 roles

Senior Product Engineer

Promoted

Jan 2026 – Present · 5 mos · Bengaluru · On-site

Leading engineering for cross-border settlements and enterprise integrations at Juspay. Own systems processing 2M+ daily transactions and Rs. 1000+ crore in cumulative settlements with zero-rupee-mismatch SLA across 1000+ production cycles.
▸ Payment Aggregator – Cross Border (PACB): Led end-to-end design, architecture, and production rollout of Juspay's first international settlement system. Enabled foreign-currency settlements and LRS / Non-LRS flows via AD-I bank integrations including Citi Bank.
▸ Google Remittance Integration: Owned major engineering execution for Google's remittance, reconciliation & settlement workflows. Designed paginated high-volume transaction ingestion, discrepancy detection / resolution, and retry-resume workflows for enterprise-grade processing.
▸ Vendor Settlement System: Single-handedly drove the system enabling split settlements and multi-party vendor payouts (~Rs. 10 crore daily). Re-architected Juspay's legacy "1 merchant → 1 settlement → 1 payout" model to support marketplace use cases.
Lead system design reviews and mentor junior engineers across RFI, PACB, and Google Remittance modules. Deep production ownership including on-call escalations.
Tech: Rust · PostgreSQL · Bash · AWS · Distributed Systems · System Design

Rust (Programming Language)Distributed SystemsPayment SystemsSystems Design

Product Engineer

Jan 2024 – Dec 2025 · 1 yr 11 mos · Bengaluru · On-site

Core and initial member of Juspay's Payment Aggregator and Recon & Settlements products — built the foundation of settlement infrastructure that now processes millions of transactions daily.
▸ Automated reconciliation of 1M+ daily records, enabling Rs. 1500+ crore in settlements with 100% reconciliation accuracy and zero discrepancies.
▸ Designed and shipped end-to-end settlement features: dual escrow payouts (Rs. 20 crore daily) and split settlements (Rs. 10 crore daily), eliminating manual effort and reducing merchant overhead.
▸ Co-developed a Risk Engine platform for Ops, Risk, and Compliance teams — automating hold/release and RBI reporting workflows with real-time merchant fraud alerts.
▸ Built a fee management system to accurately calculate transactional and non-transactional fees, preventing revenue leakage across high-volume payments.
▸ Developed scalable backend REST APIs with 99.9% uptime in Rust, PostgreSQL, and Bash. Implemented critical Slack / email / SFTP alerting that significantly improved incident response on high-priority transactions.
Tech: Rust · PostgreSQL · Bash · AWS · REST APIs · Distributed Systems

Rust (Programming Language)PostgreSQLPayment SystemsSystems Design

Accolite digital

2 roles

Software Engineer

Aug 2022 – Dec 2023 · 1 yr 4 mos

Developed analytical platforms and data infrastructure for a leading fintech client — focused on transaction analytics, IPO insights, and merchant reporting.
▸ Led development of analytical and operational dashboards using R and Shiny, enabling business teams and 500+ merchants to access real-time insights into transactions, refunds, and IPO analytics.
▸ Migrated and optimized data pipelines handling 8M+ records daily across MySQL and ClickHouse. Reduced dashboard query times by 40% through SQL and ClickHouse schema optimization.
▸ Delivered end-to-end dashboard features spanning ETL workflows, backend APIs, and frontend components — significantly expanding merchant adoption.
Tech: R · Shiny · SQL · MySQL · ClickHouse · ETL · Backend Development

R (Programming Language)ClickHouseExtract, Transform, Load (ETL)Data AnalysisBackend Development

Software Engineer Intern

Jan 2022 – Jul 2022 · 6 mos

Built RCA (Root Cause Analysis) tool chains and proposed data-driven improvements using R, SQL, and ClickHouse. Transitioned to full-time Software Engineer in August 2022.
Tech: R · SQL · ClickHouse

R (Programming Language)SQLClickHouse