Ajitesh Kumar

CEO

Bengaluru, Karnataka, India8 yrs 3 mos experience
Highly Stable

Key Highlights

  • Expert in risk analytics with proven results in reducing credit loss.
  • Strong background in finance and analytics from top institutions.
  • Demonstrated leadership in cross-functional team environments.
Stackforce AI infers this person is a Fintech professional with strong analytical and risk management skills.

Contact

Skills

Core Skills

Risk ManagementData AnalysisData ComplianceCustomer Service AnalyticsBusiness StrategyFinancial AnalysisFinancial ReportingMarket ResearchInventory ManagementProcess Improvement

Other Skills

AnalysisBig DataBlockchainCC++Corporate FinanceDCF ValuationData AnalyticsDatabasesElectrical EngineeringExcelInvestment BankingInvestment ValuationJavaLeadership

About

With a robust educational foundation in Analytics & finance from IIM Kozhikode and an engineering background from NIT Surathkal, I bring a unique blend of technical expertise and strategic insight to risk analytics. My experience has honed my ability to provide actionable insights to top management, underscoring my dedication to leadership and excellence in the banking sector.

Experience

Jpmorganchase

Assistant Vice President- Loss Forecasting

Feb 2025Present · 1 yr 1 mo · Bengaluru, Karnataka, India · On-site

  • Loss Forecasting Auto Loans

Axis bank

2 roles

Team Lead- Risk Analytics Auto Loans

May 2023Feb 2025 · 1 yr 9 mos · Mumbai, Maharashtra, India

  • Risk Analytics | (Auto Loans)
  • 1:Reduced Net Credit Loss (NCL) in Used Car by 2.1% through data driven insights and strategic analysis
  • 2: Improved app-score pass rate by 6% and approval rate by 2% using data backed for Two wheelers Loans
  • 3:Developed a cut-off strategy for CV & CE segment and swap-set analysis for the incremental business
  • 4:Improved the STP rate of MLP digital cases to 43% by providing data backed recommendations

Senior Manager- Customer Service Analytics

Aug 2021Apr 2023 · 1 yr 8 mos · Mumbai, Maharashtra, India

  • Data Compliance | Regulatory (RBI ) Activities
  • 1: Covered RBI requirement of Legacy and Onboarding De-duplication of customer id’s of the bank
  • 2:Developed logic for confidence scoring and undertaken various activities to drive the CIF merger process.
  • Customer Service Analytics
  • 1:Reduced Direct escalations by 7% landing directly at Nodal /Principal NO desk by creating system build logics.
  • 2:Established a centralized data lake which act as one stop shop for non-financial customer interactions

Icici prudential life insurance company limited

2 roles

Senior Manager-Finance & Business Planning

Promoted

Apr 2020Jul 2021 · 1 yr 3 mos

  • 1:Build dashboard for CEO on the new product launched by tracking key performance metrics and report them at various channel level
  • 2: Provide insights to CFO by doing competition analysis based on the public disclosure data available on the website
  • 3:Prepared profit and Loss statement for ICICI securities & online channel and tracking their KPIs
  • 4:Tracking business logins to issuance ratio for channel from top level and identify the areas of concerns

Business leadership Program

May 2019Mar 2020 · 10 mos

  • 1: Partner with business teams for compilation, extraction and validation of data and assist them with analysis
  • 2: Prepared profit and Loss statement for bancassurance channel including major partners like ICICI bank and Standard Chartered bank
  • 3: Optimized productivity of branches, frontline manpower and also improved their overall activation

Singhi advisors

Investment Banking Summer Analyst

Apr 2018May 2018 · 1 mo · Mumbai Metropolitan Region

  • 1: Assisted the team in conducting industry research, market mapping, pitch book in computation and analysis of trend of valuation multiples for an agribusiness client
  • 2: Prepared marketing material like information memorandum, teasers for the various buy side clients
  • 3: Supported deal making cycle for the multiple sell-side/buy-side mandates for a client of agribusiness industry

Jaguar land rover

Assistant Manager

May 2017Jun 2017 · 1 mo · Pune/Pimpri-Chinchwad Area

Tata motors

2 roles

Assistant Manager

Aug 2016May 2017 · 9 mos · Pune/Pimpri-Chinchwad Area

  • Inventory management of the whole Trans-axle shop individually and reduction by Rs 1Cr
  • Process improvement, efficiency enhancement of the machines, Power Monitoring, Downtime
  • reduction and trouble shooting.
  • Implementing Kaizens and Poka-Yoke on a regular basis.
  • Regular tracking of critical spares and other materials with the CMS (Central Maintenance Services)
  • Coordinated the activities across cross functional team like operations , Vendor, Production and
  • Quality

Graduate Engineering Trainee

Aug 2015Jul 2016 · 11 mos · Pune/Pimpri-Chinchwad Area

Education

Indian Institute of Management, Kozhikode

Master of Business Administration - MBA

Jan 2017Jan 2019

National Institute of Technology Karnataka

Bachelor’s Degree — Electrical and Electronics Engineering

Jan 2011Jan 2015

MHAC School Nagbani Jammu

High School

Jan 2008Jan 2010

Stackforce found 100+ more professionals with Risk Management & Data Analysis

Explore similar profiles based on matching skills and experience