Dhruv Yadav

Associate Partner

New York, New York, United States14 yrs 8 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Over 10 years of experience in analytics industry.
  • Expertise in business consulting and strategic development.
  • Strong analytical mindset with proven credit risk modeling.
Stackforce AI infers this person is a seasoned analytics professional with a focus on business strategy and risk management in the financial sector.

Contact

Skills

Other Skills

AnalyticsBusiness AdministrationBusiness StrategyCredit RiskCross Functional Team BuildingData ScienceFinancial AnalysisFraud InvestigationsMachine LearningManagement ConsultingMicrosoft OfficePredictive AnalyticsProcess ImprovementProject ManagementRequirements Analysis

About

With 10+ years of incredible experience in the analytics industry, I have been able to work in multiple domain providing my expertise in business consulting and strategic development. Bringing in light some of the skills that I have gained so far, my goal will be to continuously build new skill sets every year. Key Skills: Formulation and Implementation of Business Strategy: Recommending strategies/policy changes for pre-acquisition strategies, optimizing credit limit capping for Existing and New sourcing, Identifying target customer segments for retail and cross-sell, Conducting Market Benchmarking Analysis evaluating business performance with its competitors. Understanding and Analyzing regulations from Govt/Regulators thus making strategies complying the same Strong Analytical Mindset : Conducting Analysis on Delinquency pattern for different risk segments, Analyzing, Building & Monitoring Credit Risk Models, Performing scorecard reviews, Analyzing and reviewing Risk appetite framework, Pre-Post Analysis after strategy implementation, Customer Spends Trend Analysis, Revenue leakage area identification and recommending strategies to curb the losses. Business Skills, Presentation and Communication: Knowledge of BFSI/NBFC domain with financial regulation like IFRS9, CECL and BASEL, Business/investor decks with key insights and storyboarding presentation, Conducting presentation for higher level management for Business Reviews, Liaised with Bureau and other Merchant organizations to collaborate in business activities, Managing overseas and domestic stakeholders with succinct communication. Technical Skills: Python, SAS (Base and Advanced), ML Techniques, Excel (Base and Advanced), Power-point Presentations, Time Series Analysis (ARIMA, SARIMAX), Ensemble Technique (Bagging and Boosting), Decision Tree/Random Forest Project Management and Delivery : Requirement Analysis, Project Timeline Scheduling. Process Improvement, Resource Planning, Work Allocation, Client Communication Handling, Delivery handling It has been a great journey so far and there is a lot of opportunity in the future for me to build my skills.

Experience

Exl

3 roles

Senior Assistant Vice President

Promoted

Oct 2025Present · 5 mos

Assistant Vice President

Promoted

Jan 2023Oct 2025 · 2 yrs 9 mos

Project Manager

Mar 2021Dec 2022 · 1 yr 9 mos

Sbi card

Senior Manager

Sep 2019Mar 2021 · 1 yr 6 mos · Gurugram, Haryana, India

Bank of america

Manager

Oct 2018Sep 2019 · 11 mos · Gurgaon, India

Royal bank of scotland

Assistant Manager

May 2015Sep 2018 · 3 yrs 4 mos · Gurgaon, India

Bravura solutions

Test Analyst

Oct 2014May 2015 · 7 mos · Gurgaon, India

Exl-inductis

Senior Analyst

Jun 2011Oct 2014 · 3 yrs 4 mos · Noida

Education

Indian Institute of Foreign Trade

Master of Business Administration (MBA) — International Business

Jan 2015Jan 2017

Guru Gobind Singh Indraprastha University

Bachelor's of Computer Application

Jan 2008Jan 2011

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