Dhruv Upadhyay

CEO

Bengaluru, Karnataka, India11 yrs 11 mos experience

Highly Stable

Key Highlights

8+ years in software engineering and product development.
Expertise in cross-border payments and financial inclusion.
Proven track record in leading impactful payment infrastructure projects.

Stackforce AI infers this person is a Fintech expert with strong capabilities in software development and product management.

Contact

Skills

Core Skills

Product ManagementCross-functional Team LeadershipSoftware DesignCommunicationSoftware DevelopmentReact.jsFrontend Development

Other Skills

Apache KafkaCode ReviewGitJIRAJavaJavaScriptJestProduct DevelopmentProgrammingRedisTeam ManagementWeb DevelopmentFront-end Development

About

Building payment infrastructure across countries like Namibia, Nepal, Mauritius , Peru — where technology meets financial inclusion. 8+ years blending software engineering, product building, and cross-border payments expertise. I turn complex systems into simple, scalable solutions that drive real-world impact. ⸻ I began my career after graduating from IIT, working in high-growth startups and global tech firms where I built and shipped products in CI/CD, agritech, and edtech — including being part of founding teams that scaled from zero to millions in funding. Today, I’m at NPCI International, helping countries modernize their payment rails. My work spans end-to-end design and implementation — from transaction flow architecture to settlement systems — collaborating with central banks, regulators, and financial institutions. I thrive in cross-functional environments, bridging technology and business needs while delivering solutions that are robust, compliant, and user-focused. Outside of work, I’m an active market watcher and investor, fascinated by how finance and technology can come together to create large-scale impact.

Experience

National payments corporation of india (npci)

Team Lead, International Implementation , UPI

May 2024 – Present · 1 yr 10 mos · Mumbai, Maharashtra, India · On-site

Working on taking UPI International , UPI licensing , cross border payments

JavaJavaScriptApache KafkaRedisReact.jsTeam Management+3

Harness

3 roles

Senior Software Engineer 2

Oct 2022 – Mar 2024 · 1 yr 5 mos

Working in the GoTo Market Team:
This team focuses on improving the overall experience of customers from first time landing on our platform to any use after that .
Leading the frontend development for monetisation flow including credit cards integrations for various modules , license usage visualisations .

CommunicationSoftware DesignGitCode Review

Senior Software Engineer

Apr 2021 – Sep 2022 · 1 yr 5 mos

Worked in Pipeline team for the Nex Gen product development :
Worked on development for various important features , like building various steps for deployments , resolving important customer defects .

React.jsJestGitJavaScriptSoftware Development

Software Engineer

Apr 2020 – Apr 2021 · 1 yr

Worked on leading the frontend development for the major cd product for Harness , handling customer requirements , resolving various customer issues and improving the performance .

React.jsJestJavaScriptFrontend Development