Brijraj Patil

Product Manager

Mumbai, Maharashtra, India5 yrs 10 mos experience

Key Highlights

  • 5+ years in product management and analytics.
  • Led digital transformation projects in banking.
  • Strong background in credit risk analytics.
Stackforce AI infers this person is a Fintech Product Manager with expertise in digital transformation and analytics.

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Skills

Core Skills

Product ManagementDigital TransformationData AnalyticsCredit Risk Management

Other Skills

BalsamiqBusiness Intelligence (BI)Credit Risk AnalyticsCustomer ExperienceDigital MarketingExcelFigmaGoogle BigQueryGrowth MarketingJiraSAS

About

I have worked in the domain of product, strategy and analytics for 5+ years . I have handled projects varying across digital transformation, CX transformation, product management, credit risk analytics and competitor benchmarking. I am skilled in SAS, SQL, Advanced Excel and PowerPoint I hold Post Graduate Diploma in Management in Finance with a minor in Marketing from S.P. Jain Institute of Management and Research, Mumbai. I have also attended global immersion program at SC Johnson School of Management, Cornell University I hold a bachelors degree in mechanical engineering from Sardar Patel College of Engineering which is one of the top-ranked engineering institutes in India. At SPCE, I was a part of SPLICE initiative, where I worked with junior batches and helped them in CV preparation and Group Discussions for placements I have played table tennis(Under14) at state-level and also an ardent follower of cinema. In my free time, I enjoy reading about international politics, economy, game theory and strategy

Experience

Msd

Product Manager

Sep 2025Present · 6 mos · Pune, Maharashtra, India · Hybrid

Juspay

Product Manager

Jul 2024Aug 2025 · 1 yr 1 mo · Mumbai, Maharashtra, India · On-site

Webengage

Associate Product Manager

Oct 2022Jul 2024 · 1 yr 9 mos · Mumbai, Maharashtra, India

Axis bank

AHEAD Management Trainee

Jan 2020Jan 2021 · 1 yr · Mumbai, Maharashtra, India

  • Product owner for a team tasked with digitising 23 banking services across mobile banking and internet banking
  • Owned product strategy and roadmap for phase 3 launch of “Branch of the Future” project
  • Worked with UI/UX and Engineering team to launch features like debit block card replacement, mobile number update, Aadhaar seeding, Family banking and Account transfer | Wrote user stories for the features
  • Created dashboards with help of data engineering and analytics team to track customer drop offs
  • Worked with digital marketing team to generate campaign assets such as push notifications, SMS, Email, Banners and AV clips | Conducted A/B testing for campaigns | Created marketing calendar to track communication activities
  • Conducted Time study of customer service officers across geographies (20+ interviews) | Identified opportunities for digital intervention leading to 20% improvement in efficiency
  • Conducted competitor pricing benchmarking for branch banking services | Evaluated the regulatory framework
Digital TransformationProduct ManagementData AnalyticsDigital Marketing

Exl

Business Analyst

Nov 2016May 2018 · 1 yr 6 mos · Gurgaon, India

  • At EXL, I was a part of Predictive Modelling and Performance Tracking team which assisted "North America Credit Risk Policy Group” of a top 5 U.S. bank
  • Worked on Credit Risk Strategies for P&L management for Retail Credit Cards Portfolio
  • Analyzed customer behavior to improve segmentation of target population based on risk
  • Performed Roll Rate Analysis to study the behavior of delinquent customers.
  • Optimised "bad/risky customer" definitions for CHAID models
  • Well versed with SAS and Excel for handling large datasets and creating MIS reports
  • Helped senior management to design an induction programme to help new analysts get up to speed.
  • Also was a member of 'buddy programme' responsible for training new analysts on SAS.
  • Part of the winning team in 3 intra-EXL quiz competitions.
SASExcelCredit Risk AnalyticsData AnalyticsCredit Risk Management

Education

SPJIMR SP Jain Institute of Management & Research

Master of Business Administration - MBA

Jan 2018Jan 2020

Cornell Johnson Graduate School of Management

Global Fast Track

Jan 2019Jan 2019

Sardar Patel College of Engineering (SPCE),Mumbai

B.tech — Mechanical Engineering

Jan 2012Jan 2016

M.J college

12th HSC — Science

Jan 2010Jan 2012

St Joseph Convent

10th CBSE

Jan 2006Jan 2010

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