Vivek Bajaj — CEO
Senior risk professional with responsibility for enterprise wide risk initiatives including but not limited to credit risk, operational risk, risk assurance & audit, regulatory compliance, analytics, restructuring; As the CRO for UoB and Director (Risk) for RBS I helped create an integrated risk governance framework for the bank including end to end risk processes, risk appetite, policies and procedures, reporting and tracking. I am part of all management committees at the bank primarily the Risk/Board/Asset Liability committees. In credit risk my responsibilities range from credit policy, underwriting, analytics, credit scoring In risk management I am responsible for portfolio analytics, fraud management, stress testing, risk appetite, product programs and ICAAP process. I have regular interface with the regulator, clients, law firm, other banks and regional seniors. I have worked/been involved as a senior risk person across wholesale (Corporates/Banks/NBFIs)/mid-market/retail risk. Helped set up banks risk appetite from structure/sector/product/policy perspective these both from a global bank/local regulatory perspective. Headed Analytics for GE Capital and then ABN AMRO/RBS for risk; Initial part of my career I have worked for five years across various KPO/BPO. In operational risk my responsibilities include outsourcing review; product program; incident reporting and root cause analysis; management risk awareness; annual and monthly risk self-assurance.
Stackforce AI infers this person is a senior risk management professional with expertise in banking and financial services.
Location: Mumbai, Maharashtra, India
Experience: 25 yrs 11 mos
Skills
- Risk Management
- Credit Risk
- Risk Analytics
- Analytics
- Operational Risk
Career Highlights
- Expert in creating integrated risk governance frameworks.
- Led analytics for major banks in risk management.
- Extensive experience in credit and operational risk.
Work Experience
United Overseas Bank Limited (UOB)
Chief Risk Officer / Head of risk Management (9 yrs 9 mos)
Chief Risk officer- Analytics- Risk Outsourcing- Operational risk- Enterprise risk- Credit risk (0 mo)
Royal Bank of Scotland
Director (Risk) , Head risk and collections Analytics, Wholesale,Commercial,Retail Risk (8 yrs 8 mos)
GE Capital
Assistant Vice President (2 yrs 11 mos)
Multiple Companies
AVP (4 yrs 6 mos)
Education
Post graduation diploma in Management (PGDM) at Indian Institute of Management, Calcutta
Bachelor of technology (B.Tech.) at Indian Institute of Technology, Kanpur
12th Class at St Xaviers College Ranchi
10th Class at St Thomas Ranchi