Vivek Bajaj

CEO

Mumbai, Maharashtra, India25 yrs 11 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Expert in creating integrated risk governance frameworks.
  • Led analytics for major banks in risk management.
  • Extensive experience in credit and operational risk.
Stackforce AI infers this person is a senior risk management professional with expertise in banking and financial services.

Contact

Skills

Core Skills

Risk ManagementCredit RiskRisk AnalyticsAnalyticsOperational Risk

Other Skills

BankingCorporate CreditCorporate FinanceEnterprise Risk ManagementFinancial ModelingFraud ManagementInternal AuditLean Six SigmaOperational Risk ManagementPortfolio ManagementProcess ImprovementRegulatory ComplianceRisk AnalysisRisk AssessmentRisk Assurance

About

Senior risk professional with responsibility for enterprise wide risk initiatives including but not limited to credit risk, operational risk, risk assurance & audit, regulatory compliance, analytics, restructuring; As the CRO for UoB and Director (Risk) for RBS I helped create an integrated risk governance framework for the bank including end to end risk processes, risk appetite, policies and procedures, reporting and tracking. I am part of all management committees at the bank primarily the Risk/Board/Asset Liability committees. In credit risk my responsibilities range from credit policy, underwriting, analytics, credit scoring In risk management I am responsible for portfolio analytics, fraud management, stress testing, risk appetite, product programs and ICAAP process. I have regular interface with the regulator, clients, law firm, other banks and regional seniors. I have worked/been involved as a senior risk person across wholesale (Corporates/Banks/NBFIs)/mid-market/retail risk. Helped set up banks risk appetite from structure/sector/product/policy perspective these both from a global bank/local regulatory perspective. Headed Analytics for GE Capital and then ABN AMRO/RBS for risk; Initial part of my career I have worked for five years across various KPO/BPO. In operational risk my responsibilities include outsourcing review; product program; incident reporting and root cause analysis; management risk awareness; annual and monthly risk self-assurance.

Experience

United overseas bank limited (uob)

2 roles

Chief Risk Officer / Head of risk Management

Jun 2016Present · 9 yrs 9 mos

  • Head risk management UoB India
Risk ManagementCredit RiskOperational Risk ManagementRegulatory Compliance

Chief Risk officer- Analytics- Risk Outsourcing- Operational risk- Enterprise risk- Credit risk

Jun 2016Jun 2016 · 0 mo

Royal bank of scotland

Director (Risk) , Head risk and collections Analytics, Wholesale,Commercial,Retail Risk

Oct 2007Jun 2016 · 8 yrs 8 mos · Mumbai Area, India/Gurgaon

  • Director (Risk)/Head risk analytics/Regulatory compliance/Commercial&Re
  • tail&Wholesale credit/Risk Assurance/Risk outsourcing
Risk AnalyticsRegulatory ComplianceRisk AssuranceRisk Management

Ge capital

Assistant Vice President

Nov 2004Oct 2007 · 2 yrs 11 mos · Gurugram, Haryana, India

  • Senior risk officer in retail risk/underwriting. Head risk and collections analytics. Head underwriting (Personal loans/GE Capital) responsible for a team of 100 people operating out of branches across India. Fraud risk management.
Fraud ManagementRisk AnalyticsUnderwritingRisk ManagementAnalytics

Multiple companies

AVP

May 2000Nov 2004 · 4 yrs 6 mos · India/USA

  • Consultant - Analytics KPO (US Startup)
  • Process/Change lead - Certified six sigma black belt and lean expert at GECIS BPO (Genpact).
  • Awarded the best black belt award.
  • Various roles in KPO/BPO
AnalyticsProcess ImprovementSix SigmaOperational Risk

Education

Indian Institute of Management, Calcutta

Post graduation diploma in Management (PGDM) — Finance and Marketing

Jan 1998Jan 2000

Indian Institute of Technology, Kanpur

Bachelor of technology (B.Tech.) — Materials and Metallurgical engineering

Jan 1993Jan 1997

St Xaviers College Ranchi

12th Class

Jan 1991Jan 1993

St Thomas Ranchi

10th Class

Jan 1979Jan 1991

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