Ashmita Singh

CEO

Delhi, India9 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Over 5 years of experience in finance roles.
Expertise in credit and financial analysis.
Strong background in operational risk management.

Stackforce AI infers this person is a Finance professional with expertise in credit and operational risk management.

Contact

Skills

Core Skills

Financial AnalysisCredit AnalysisOperational Risk ManagementTrade VerificationAccounts PayableFinancial ReportingCompliance Review

Other Skills

Analytical SkillsBank ReconciliationClient LiaisonCorporate FinanceData MigrationEnglishGeneral LedgerInvoicingLeadershipManagementMicrosoft ExcelMicrosoft OfficeMicrosoft WordPhotoshopPortfolio Management

About

The financial markets generally are unpredictable. So one has to have different scenarios. The idea that you can actually predict what's going to happen contradicts my way of looking at the market. My passion and curiosity towards financial studies have landed me to the University of Strathclyde, U.K. to complete my Masters. I have over a year experience working as a Visting Collaborator in International Rice Research Institute (IRRI- Bill & Melinda Gates Foundation), Philippines where I worked in account payable, treasury and payroll department. This platform exposed me to the international finance market and enhanced my professional skills. I am actively looking for a platform in the field of Finance. Specifically Financial analytics, credit analytics, risk analytics and financial consulting in order to learn more from the experienced individuals. With a "Can Do" attitude and ability to self-learn things, I am never afraid to venture out in the uncharted terrain.

Experience

Natwest group

2 roles

Lead Analyst

Oct 2024 – Present · 1 yr 5 mos

Manage a portfolio of large corporates - Industrial and Transport

Senior Analyst

Aug 2019 – Sep 2024 · 5 yrs 1 mo

1- Managed a portfolio of 35+ U.K, 10+ US and 10+ Ireland based leading corporate clients with exposure more than GBP30m.
2- Managing portfolio with wide range of businesses undertaking transactions and credit reviews by working on aspects like financial due-diligence, credit analysis, Internal risk rating and pricing strategy.
3- End to end management of transactions for new originations and existing portfolio are in line with the bank policies covering conduct, operational, credit and regulatory risks.
4- Conduct financial and borrower analysis for credit appraisal and credit risk evaluation of commercial customers.
5- Handle processes like writing transaction & annual review reports, preparing non transactional commentary, security documentation, facility documentation, monitoring and analysis of monthly, quarterly and annual statements, security releases, KYC, sanctions, resolving data quality issues, analyzing daily excess reports and taking corrective actions, producing consent letters, payment to external supplier/solicitors, etc.
6- Support relationship manager with bilateral and syndicated deals, mainly with setting up the facility for the customer in our systems, drawdown, repayments, security setup, etc.
7- Liaise with multiple parties, including customer, lawyers, relationship manager, credit officers and internal teams to ascertain customer requests are completed smoothly.
8- Conducted various training sessions for new joiners. Also part of talent academy, wherein I get the opportunity for networking, learning new skills, job shadowing, participating in leadership created management programs, etc. Only 5,000 people were selected bank wide, I am the only person from my team who cleared all interviews and got admitted in the program.
9- Products: Loan, Revolving Credit Facility (syndicated and bilateral), Group Overdrafts, Cards, BACS, Overdrafts, Multi-Currency Overdrafts, LC, and bonds & guarantees.

Financial AnalysisCredit AnalysisRisk ManagementTransaction ManagementPortfolio Management

Crisil global research & analytics

Research Analyst

Jul 2017 – Jul 2019 · 2 yrs · Pune, Maharashtra, India

1- Part of Structured Trade Review Team, responsible for operational risk management of OTC derivatives trades (originating regions NAM, EMEA & APAC) including exotic trades, packages, and hybrid trades across different asset classes such as equity, commodities, index, and rates for a global investment bank.
2- Responsible for a 3-way trade verification/validation of contractual model parameters for Exotic trades: Risk management system vis-a-vis Legal and Sales document.
3- Reconciliation of trade cash flows based on scenario analysis and identification of cash breaks in the booking.
4- Liaising with Trading, Quants, Structuring, Sales & Legal teams to make necessary amendments in booking and documents.
5- Analyzing and investigating the PnL movements in exotic trades booking
6- Supports front office structured products desk
7- Conducting knowledge transferring sessions as part of the training team, which is responsible for bringing out-of domain knowledge/practices within the team.
8- Part of Commodity Script Trade Review project as well. Deal directly with the client.
9- Review commodity script trades. Liaising with front and middle office to procure needed documents and to make required amendments.
10- Handle BAUs like trade review, population extraction, addition and verification of amendments in the trade.
11- Preparing and presenting Governance document to the client on a monthly basis.

Operational Risk ManagementTrade VerificationReconciliationClient Liaison

International rice research institute

2 roles

Visiting Collaborator

Promoted

Jun 2014 – Mar 2015 · 9 mos · Philippines

I worked as a collaborator/visitor in Finance department of International Rice Research Institute and was posted in Philippines (Headquarter).
My responsibilities were:-
Verification of disbursements, overtime claims, insurance details, vouchers and cheques.
Preparation of bank, parties and asset reconciliation statements, liquidation sheet, TDS data sheet, claimants statement of expense sheet and GL registration post back sheets of projects.
Verification of invoices, support services contract, statement of expenses, time and miscellaneous expenses, liquidation sheet, and project’s balance release sheet.
Preparation of approval matrix on the basis of SOP and provisions of labour and taxation law applicable to IRRI.

Accounts PayableBank ReconciliationFinancial Reporting

Visiting Collaborator

Aug 2013 – Nov 2013 · 3 mos · Philippines

I worked in Accounts Payable and, Treasury and Payroll department on OCS data migration and disbursements through wire transfers. I reviewed investments proposals, compliance of IRRI contractors to labor-related statutory requirements, overtime claims, IRRI Country Office Procedures and plotting the approval matrix based on said SOP, some provisions of the labor and taxation laws applicable to IRRI. I also prepared bank, parties and asset reconciliation statement for IRRI India office, entered journal entries for IRRI-India office using Tally9.

Accounts PayableData MigrationCompliance Review