Ivan Pavlovic

Co-Founder

14 yrs 10 mos experience

Key Highlights

  • Expert in digital loan origination tools for retail and small business.
  • Specialized in ESG and climate risk calculations.
  • Proven track record in banking integrations and transformations.
Stackforce AI infers this person is a Fintech expert with a strong focus on risk management and banking software solutions.

Contact

Skills

Core Skills

Risk ManagementCredit Risk

Other Skills

Risk RegulationIFRS 9BankingFinancial RiskCredit AnalysisOperational RiskBasel IIFinancial AnalysisCorporate FinanceMacroeconomicsBasel IIIProvisioningBank AccountingDerivativesCapital Adequacy

About

Consultant, business analyst, product owner and delivery manager with experience in banking industry, Big4, IT and Fintech (BNPL). Unique experience regarding: - End to End Digital loan origination tools (both Retail/BNPL and Small business) - ESG (Climate risks, EU taxonomy, CO2e Scope 1, 2 and 3 calculations) - Risk software (IFRS9, RWA, Default definition, EWS, Forbearance, Collateral mngmt, Condition monitoring, Collection and workout processes) - Banking integrations and transformations - Cost allocation - Open banking (PSD 2 AIS integration) - Agile delivery in both startup (Fintech) and tradional banks (large banking group) environments - Rapid software development (data model, process, business logic and UX prototype delivery on MS power platform) - Test driven development

Experience

14 yrs 10 mos
Total Experience
2 yrs 1 mo
Average Tenure
6 mos
Current Experience

Miura

Founder

Oct 2025Present · 6 mos

Nlb komercijalna banka

Technology Advisor - Retail loan origination and Risk Engine

Oct 2023Oct 2025 · 2 yrs

Pwc serbia

Senior Manager

Jan 2022Oct 2023 · 1 yr 9 mos · Belgrade, Serbia

Leanpay

Product Owner for banking processes

Jul 2021Jan 2022 · 6 mos

Ibis solutions

Director Of Business Development - Finance Industry

Sep 2019Jul 2021 · 1 yr 10 mos · Belgrade, Serbia

Ey

2 roles

Manager | FSRM Advisory at EY

Promoted

Jul 2019Jan 2020 · 6 mos · Belgrade

Assistant Manager | Advisory

Aug 2018Jul 2019 · 11 mos · Belgrade

Erste bank

4 roles

Head of Credit Risk Controlling and Reporting at Erste Bank

Feb 2017Jul 2018 · 1 yr 5 mos · Belgrade

Acting Head of Risk Controlling

Promoted

Oct 2016Feb 2017 · 4 mos · Belgrade

  • Credit Risk reporting
  • IAS 39 and 37 LLP calculation
  • Risk Costs managament and IFRS 9 implementation
  • Asset Quality managament
  • Default recognition
  • Forbearance
  • Risk Regulation compliance

Risk Controlling Senior Expert

Promoted

Feb 2016Oct 2016 · 8 mos · Belgrade

Monitoring and reporting expert - Unit for Loan porfolio and other strategic risks

Jun 2014Feb 2016 · 1 yr 8 mos · Belgrade

Procredit bank

Risk management specialist

May 2011Jun 2014 · 3 yrs 1 mo

  • risk management (Liquidity risk, Currency risk, Counterparty risk, Country risk and Operational risk)
  • capital adequacy management, calculation of risk-weighted assets, capital requirements for market and operational risks
  • implementation and management of internal capital adequacy assessment process
  • preparing of disclosure report
  • monitoring and compliance of policies and procedures of Bank related to the above mentioned risks with regulatory requirements of NBS, Basel standards and requests of parent group
  • preparing reports in accordance with the needs of Asset – Liability committee, Bank management and parent group
  • production of liquidity projections and stress tests, capital adequacy projections, exchange rate projections, as well as reports on macroeconomics at the request

Education

Faculty of Economics, University of Nis

Bachelor's degree — Financial Management

Faculty of Law, University of Belgrade

Master's degree

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