Bharat Kapadia

CEO

Mumbai, Maharashtra, India12 yrs 9 mos experience

Highly Stable

Key Highlights

Over 20 years of experience in financial management.
Expert in regulatory reporting and compliance.
Strong leadership in managing cross-functional teams.

Stackforce AI infers this person is a seasoned professional in Fintech with expertise in regulatory compliance and financial management.

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Skills

Core Skills

Regulatory ReportingFinancial Management

Other Skills

AccountingFinanceFinancial AnalysisGovernanceProcess DesignProcess EfficiencyStatutory AuditsTeam Management

About

Chartered Accountant with over 20 years of experience in managing varied roles across the Bank, Financial & Regulatory Reporting, Business Finance, Financial Controls, Risk and Compliance. Excellent use of sound judgement, decision making skills and perform efficiently in self -directed environment. Strong team leader with strategic thinking and problem-solving skills. ▪ Knowledge of Banking products, Accounting and Governance. ▪ Knowledge and understanding of RBI Regulations, RBI Reporting requirements. ▪ Development of Data Warehouse (Golden source) and automation of RBI returns. ▪ Ability to understand and identify key issues from both summary and detailed level. ▪ Project management, Transformation of data & processes and defining Target Operating Model. ▪ Experience in centralizing activities, process designing to achieve efficiencies and eliminating value destroying processes. ▪ Built strong relationship with senior stakeholders, Regulator, Auditors, and delivered the strategic solutions as per the business needs.

Experience

Standard chartered

Process and Governance Head, Coverage, India

Sep 2025 – Present · 6 mos · Mumbai · On-site

Indusind bank

Head Regulatory Risk Reporting & Analytics (SVP)

Sep 2024 – Sep 2025 · 1 yr · Mumbai, Maharashtra, India · On-site

Responsible for Regulatory Reporting and Analytics team under Credit Risk.

Standard chartered bank

3 roles

Head COE Regulatory Reporting

Dec 2023 – Aug 2024 · 8 mos

Director Regulatory Compliance

Promoted

Aug 2022 – Nov 2023 · 1 yr 3 mos

Drive and steer RBI inspection by providing reliable data and dealing with RBI SSM
team and other RBI officials in DOR/DOS/FIDD units.
▪ Concluding RBI observations in RAR/ RMP by understanding RBI perspective and
preparing suitable response and action plan.
▪ Effectively engage stakeholders to derive desired outcome.
▪ Advisory partner to HR, IT, Finance and concluding critical issues for the Bank.

Senior Manager, Finance

Apr 2015 – Jul 2022 · 7 yrs 3 mos

Worked with Regulatoray & IFRS Reporting Team within Central Finance. Independently Handled closure of Statutory Audits.
 Supervise preparation, review and ensuring timely submission of RBI Regulatory Returns and RBS data points. Submission comprises of returns related to Credit Exposure, Liquidity, Capital / RWA, Interest Rate Sensitivity, DSB returns, CRR/SLR, Form A, Gift city returns etc.
 Reviewing process from the scratch to ensure compliance with RBI guidelines.
 Liaising with RBI inspection team for resolution of RBI Audit queries including responses to observations in RAR & RMP.
 Led Statutory Audit and IFRS Audit for the Bank including preparation and finalization of accounts, disclosures, analytics, LFAR and certifications.
 Supervise preparation and review of Ind AS Financials.
 Analyzing financial performance and qualitative commentaries for CFO and CEO reviews considering key business drivers.
 Spreads and Variance analysis, explanation of key movements in P&L and Balance Sheet.
 Highlighted risks in reporting / data related issues to top management and mitigated the risk through setting up of right process design and Governance structure.
 Peer review and provide insights on risks and opportunities.
 Providing trusted MI to Business, Risk Management Division and other stakeholders.
 Independently monitoring closure of books (IFRS and Local) and reporting to business and Group.
 Consistently working on innovation and improvisation of processes by ensuring effective process design and efficient target operating model.
 Liaising with business in resolving their queries on Financial numbers, Client revenues and issues related to various Transaction Processing systems.
 Handled Bank’s Subsidiary accounts and audits.
 Collaborated yearly budget and forecast exercise for India and region.
 Implementation of Policies, Governance & Controls.