Spandhana Shekar

Operations Associate

Bengaluru, Karnataka, India3 yrs experience

Most Likely To Switch

Key Highlights

Expert in banking compliance and regulatory reporting.
Strong analytical skills in market and customer data.
Proven track record in client relationship management.

Stackforce AI infers this person is a Banking and Finance professional with expertise in compliance and product management.

Contact

Skills

Core Skills

BankingCompliance ManagementMarket AnalysisCapital MarketsTax AccountingInternational Tax ComplianceFinancial Reporting

Other Skills

AccountingBusiness PlanningBusiness Relationship ManagementBusiness StrategyCash FlowCoordinatedCreditCustomer AcquisitionCustomer ServiceEconomicsFinanceFinancial AccountingFinancial AnalysisFinancial Statement AnalysisFinancial Statements

About

With a postgraduate degree in Accounting and Finance from St. Joseph's Institute of Management, I currently contribute as a Probationary Officer at Federal Bank. In this role, I focus on product management, auditing, compliance, and regulatory reporting. My expertise includes client relationship management, customer data analysis, and Forex operations, ensuring adherence to RBI norms and promoting digital banking adoption. At Federal Bank, I collaborate across teams to address cybercrime complaints, ensure credit hygiene, and monitor fraud detection processes. By leveraging my analytical skills and market insight, I align banking products with customer needs and organizational goals. I am passionate about fostering a culture of adaptability, innovation, and compliance within dynamic banking environments, bringing diverse perspectives to drive strategic decisions.

Experience

Federal bank

2 roles

Assistant Manager

Promoted

Jul 2025 – Present · 8 mos

product managementauditingcomplianceregulatory reportingclient relationship managementcustomer data analysis+4

Probationary Officer

Jul 2023 – Aug 2025 · 2 yrs 1 mo

As a Banking Officer, I am managing core functions like product management, auditing, compliance, and
regulatory reporting. I focused on client relationship
management and used customer data analysis to
support personalized product offerings and strategic
decisions.
Ensured credit hygiene through timely post-
disbursement documentation and audit
compliance.
Managed Forex operations for import/export
transactions in line with RBI norms.
Promoted digital banking adoption as the branch’
s
Digital Beacon.
Analyzed customer behavior to align banking
products with needs.
Collaborated across teams, adapting to dynamic
banking roles.
Addressed cybercrime complaints and monitored
fraud, including mule account detection.
Handled end-to-end Gold Loan operations and
daily cash/ATM processes.
Achieved wealth management targets via
insurance and mutual fund sales.
Built institutional client relationships and met gold
loan/investment goals.
Managed front-desk operations and customer engagement initiatives

market analysisrisk assessmentclient investment profilesportfolio managementMarket AnalysisCapital Markets

Tradeshala research & consulting firm

Capital Market Analyst

May 2022 – Jul 2022 · 2 mos · Bengaluru, Karnataka, India · Hybrid

Analyzed the impact of macroeconomic indicators
such as inflation rates, central bank policies, cross-
border capital flows, and global news on currency
movements.Assisted in building and maintaining
client investment profiles and portfolios based on market analysis and risk assessment

international tax compliancefinancial reportingUK corporate tax filingsTax AccountingCompliance Management